Bank of America® Premium Rewards® Review
Bank of America® Premium Rewards®: Interest rates, credit limits, cashback, and bonuses. Learn about the conditions for obtaining the card, registration and options for receiving it online or at a branch. Discover its features.
Update 27.06.2024
Bank of America® Premium Rewards® Review

Terms & Requirements

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

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The Bank of America® Premium Rewards® credit card is for smart people who want value and flexibility. With a 60,000 online bonus points offer (worth $600) and points on every purchase, it’s for both frequent travelers and everyday spenders. Earn 2 points per $1 on travel and dining and 1.5 points per $1 on everything else, with no expiration as long as the account is open. Plus, up to $200 in travel statement credits a year, no foreign transaction fees, and extra rewards for Bank of America Preferred Rewards members.

Key Features

  • C60,000 online bonus points (worth $600) after $4,000 in purchases in the first 90 days.
  • Unlimited points. 2 points per $1 on travel and dining, 1.5 points per $1 on everything else.
  • Cash back, statement credits, deposits into Bank of America® accounts, Merrill® accounts, gift cards, or Bank of America Travel Center purchases.

Pros and Cons

Pros

Cons

How to Apply for a Bank of America® Premium Rewards® Credit Card

Online

Mobile App

Branch application

Infographic

Bank of America® Premium Rewards®

Eligibility Requirements

Reasons You May Be Denied a Credit Card

How to Pay Off Credit Card Debt

Editorial Opinion

The Bank of America® Premium Rewards® credit card is for people who want rewards and premium benefits. With an annual fee, it offers rewards on travel and everyday purchases—2 points per dollar on travel and dining, 1.5 points per dollar on everything else. Points for travel, cash back as a statement credit, or deposits into eligible Bank of America or Merrill accounts. Sign-up bonus and up to $100 airline incidental statement credits a year. Travel and emergency assistance services, concierge service, and travel insurances. Flexible and rewards and luxury.

Additional Resources

Sources

Other Loans

Travel Credit Cards
30.11.2022
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Update 27.06.2024