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Bank of America Mobile App Review

Advertiser Disclosure

Bank of America Mobile Banking is a service from Bank of America that lets you bank on the go with your smartphone or tablet. You can manage your accounts, pay bills, transfer funds, deposit checks and more from your mobile device.

To use Bank of America Mobile Banking you’ll need to download the Bank of America app which is available for iOS and Android. Once downloaded you can log in with your Bank of America online banking credentials or enroll in online banking if you haven’t already.

Go to Google Play

Go to AppStore

Features

  • See your balances, transaction history and credit card rewards in one place.

  • Pay bills directly from the app.

  • Transfer funds between your Bank of America accounts or to other people’s Bank of America accounts.

  • Deposit checks by taking a photo of the front and back of the check with your mobile device.

  • Send and receive money with Zelle®, a fast, safe and easy way to send money to friends and family.

  • Set up and receive alerts for account activity, such as when a deposit or withdrawal is made.

Bank of America Mobile Banking

How to Download BOA App?

  1. Go to the app store on your mobile device. If you have an iPhone, go to the Apple App Store. If you have an Android device, go to the Google Play Store.

  2. Search for “Bank of America Mobile Banking” in the search bar and select the correct app from the list.

  3. Tap “Install” to start the download.

  4. Once downloaded open the app and log in or enroll in online banking.

How to Apply in the App?

  1. Download and install the Bank of America Mobile Banking app from the App Store or Google Play Store if you haven’t already.

  2. Open the app and log in with your Bank of America Online Banking credentials.

  3. If this is your first time using the app you may be prompted to enroll in Online Banking first. Follow the on-screen instructions to complete the enrollment process.

  4. Once you’re signed in you’ll be taken to the main menu. Tap the “More” button on the bottom right of the screen.

  5. Under “Account Services” tap “Settings & Help”.

  6. Scroll down to the “Mobile Settings” section and tap “Enroll in Mobile Banking”.

  7. Follow the prompts to enroll in Mobile Banking, including accepting the Mobile Banking Terms and Conditions.

  8. Once you’ve completed the enrollment process you’ll be able to access all the features of the Bank of America Mobile Banking app.

How to Pay Through the App?

  1. Open the Bank of America Mobile Banking app and log in.

  2. From the main menu tap “Bill Pay”.

  3. Select the account you want to use to pay from.

  4. Choose the payee you want to pay from your list of payees. If the payee is not in your list of payees you can add them by tapping the “Add Payee” button.

  5. Enter the payment amount and payment date.

  6. Review the payment details to make sure they’re correct.

  7. Tap “Make Payment”.

Bill Pay requires a Bank of America checking account and Online Banking. Some payments may take a few days to process so make sure to schedule your payments ahead of the due date to avoid late fees.

Once you’ve made a payment you can view it in your payment history. You can also set up automatic payments for recurring bills which will save you time and make sure you never miss a payment.

How to Delete an App?

For iOS

  1. Find the app you want to uninstall on your home screen.

  2. Press and hold the app icon until all the apps on the screen start shaking.

  3. Tap the small “x” icon in the top left corner of the app icon.

  4. Tap “Delete” to confirm you want to delete the app.

  5. App will be deleted from your device.

For Android

  1. Go to the home screen and find the app you want to uninstall.

  2. Tap and hold the app icon until a menu appears.

  3. Tap “Uninstall” or “Remove from Device”.

  4. Tap “OK” to confirm you want to delete the app.

  5. App will be deleted from your device.

Deleting the app will remove it from your device but will not delete your account or information associated with the app. To delete your account or information associated with the app you’ll need to do that through the app’s settings or website.

    Additional Resources

    Sources

    FAQ

    Why can't I access my Bank of America Mobile Banking app?

    There could be several reasons why you're not able to access your Bank of America Mobile Banking app. Here are a few things you can try:

    1. Check your internet connection. Make sure that you have a strong and stable internet connection. Poor network connectivity can prevent the app from loading.

    2. Check for app updates. If you're using an older version of the app, it may not work properly. Check to see if there are any updates available in the app store and download them if there are.

    3. Check your login credentials. Make sure that you're using the correct login credentials. If you're not sure, try resetting your password through the app or Bank of America's website.

    4. Check for scheduled maintenance. Occasionally, Bank of America will perform scheduled maintenance on their servers, which can cause the app to be unavailable for a period of time. Check the Bank of America website or their social media accounts for any updates about scheduled maintenance.

    5. Contact Bank of America. If none of the above steps work, you can contact Bank of America's customer service for further assistance. They may be able to help you troubleshoot the issue or provide more information about any known issues with the app.

    Can I open a Bank of America account on my phone?

    Yes, you can open a Bank of America account on your phone using the Bank of America Mobile Banking app. Here's how to do it:

    1. Download and install the Bank of America Mobile Banking app from the App Store or Google Play Store.

    2. Open the app and tap "Enroll in Online Banking".

    3. Follow the prompts to provide your personal information, such as your name, date of birth, and Social Security number.

    4. Choose the type of account you want to open, such as a checking or savings account.

    5. Enter your initial deposit amount and select your funding source.

    6. Review and accept the account terms and conditions.

    7. Set up your online account access, including creating a username and password.

    8. Once you've completed the application process, you'll receive confirmation that your account has been opened.

    Note that in some cases, Bank of America may require additional verification before approving your account application. In these cases, you may need to provide additional documentation or visit a Bank of America branch in person. However, in many cases, you can open an account entirely through the mobile app.

    Does Bank of America Mobile Banking app supports Zelle®?

    Yes, Bank of America Mobile Banking app does support Zelle®, which is a person-to-person payment service that allows you to send and receive money from friends and family with a U.S. bank account.

    Here's how to use Zelle® in the Bank of America Mobile Banking app:

    1. Open the app and sign in to your account.

    2. Tap the "Transfers" tab at the bottom of the screen.

    3. From the "Transfers" screen, tap the "Send money with Zelle" button.

    4. Follow the prompts to enter the amount you want to send, the recipient's email address or U.S. mobile phone number, and a memo (optional).

    5. Review the details of the transaction and tap "Send" to complete the payment.

    If you're receiving a payment through Zelle®, the funds will be deposited directly into your Bank of America account. You'll receive a notification when the payment has been made, and the funds will be available in your account as soon as the payment is processed.

    Note that to use Zelle® through the Bank of America Mobile Banking app, you'll need to have a Bank of America checking or savings account and be enrolled in Online Banking. Also, the recipient of the payment will need to have a U.S. bank account and be enrolled in Zelle® with their own bank or credit union.

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    Interest rate

    19.24 – 29.24 %
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    to 21.24 %
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    2.79%
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    2.59%
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    26.99 – 26.99 %
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    Interest rate

    21.49 – 28.49 %
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    21.49 – 28.49 %
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    2000.00 – 100000.00 $
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    6.34 – 35.89 %
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    3.93
    (20 Ratings)
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    27.50 – 81.29 %
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