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First Fidelity Bank

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About

First Fidelity Bank is a financial institution based in DeKalb County, Alabama, that provides a range of banking services to its customers. The bank was established in 1965 and has been serving the local community for over 50 years.

The bank offers personal banking services such as checking and savings accounts, CDs, IRAs, personal loans, mortgages, and debit cards. It also provides business banking services, including commercial loans, treasury management, and merchant services.

Customers of First Fidelity Bank can access their accounts through online and mobile banking platforms. The bank prides itself on providing personalized customer service and building strong relationships with its clients.

In addition to its banking services, First Fidelity Bank is committed to giving back to the community through charitable donations and volunteer work. The bank supports various local organizations, including schools, churches, and non-profit groups.

Overall, First Fidelity Bank is a trusted and reliable financial institution in DeKalb County, Alabama, that has been serving the local community for generations. With a range of banking services, personalized customer service, and a commitment to the community, it is a top choice for individuals and businesses looking for a dependable banking partner in the area.

Key Features

Here are some key features of First Fidelity Bank:

  1. Personalized Customer Service. The bank prides itself on providing personalized customer service to its clients. The staff works closely with customers to understand their unique financial needs and provide customized solutions.
  2. Range of Banking Services. Customers are offered a range of personal and business banking services, including checking and savings accounts, CDs, personal loans, debit cards, mortgages, commercial loans, treasury management, and merchant services.
  3. Online and Mobile Banking. First Fidelity Bank offers online banking and mobile banking services to its customers, allowing them to access their accounts and manage their finances conveniently.
  4. Community Involvement. The bank is committed to giving back to the community and supports various local organizations through charitable donations and volunteer work.

Requirements

The specific requirements to open an account at First Fidelity Bank may vary based on the type of account you wish to open and other factors. However, here are some general requirements that are typically needed to open a personal account:

  1. Personal Identification. You will need to provide a valid government-issued photo ID, such as a driver's license or passport, to verify your identity.
  2. Social Security Number. You will need to provide your Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN).
  3. Minimum Deposit. Some accounts may require a minimum deposit to open, so you may need to bring cash or a check to fund your account.
  4. Proof of Address. You may be required to provide proof of your address, such as a utility bill or lease agreement, to verify your residency.
  5. Additional Documentation. Depending on the type of account you wish to open, you may be required to provide additional documentation, such as proof of income or employment.

It's always best to check with the bank directly for specific requirements and to ensure that you have all the necessary documentation before you go to open an account.

Access on the Go

First Fidelity Bank provides its customers with convenient access to their accounts on the go through its online banking and mobile banking platforms.

With online banking, customers can access their accounts from any computer or mobile device with an internet connection. They can view account balances, transaction history, and account statements, transfer funds between accounts, pay bills, and more.

Mobile banking allows customers to access their accounts through their smartphone or tablet using the First Fidelity Bank mobile app. It is available for download on the App Store and Google Play Store. Through the app customers can check account balances, view transaction history, transfer funds, pay bills, and deposit checks using their phone's camera.

The bank also offers mobile alerts, which allow customers to receive notifications about their account activity, such as when a transaction is made or when their account balance falls below a certain level.

Overall, First Fidelity Bank's online and mobile banking services provide customers with convenient and secure access to their accounts on the go, making it easier for them to manage their finances anytime, anywhere.

Products and Services

First Fidelity Bank offers a variety of products and services to its customers, including:

  1. Personal Checking and Savings Accounts. The bank offers personal checking and savings accounts, including interest-bearing accounts, to help customers manage their finances.
  2. Personal Loans. First Fidelity Bank issues personal loans for a variety of purposes.
  3. Business Banking.These services include commercial loans, treasury management, merchant services, and business checking and savings accounts.
  4. CD (Certificate of Deposit) and IRA (Individual Retirement Account). First Fidelity Bank offers CDs and IRAs with competitive rates and terms to help customers save for the future.
  5. Mortgages. The bank provides a variety of mortgage options, including conventional mortgages, home improvement, land loans, and refinance loans.
  6. Online Banking and Mobile Banking. Customers can access their accounts and manage their finances online or through the bank's mobile app.

Overall, First Fidelity Bank provides a comprehensive range of products and services to meet the financial needs of its customers, whether they are individuals or businesses.

Which associations does First Fidelity Bank belong to?

First Fidelity Bank is a member of several associations in the banking industry, including:

  • Federal Deposit Insurance Corporation (FDIC). It provides deposit insurance to protect depositors in case of bank failures.
  • Alabama Bankers Association (ABA). It represents banks and banking-related businesses in Alabama and provides education, advocacy, and networking opportunities to its members.
  • Independent Community Bankers of America (ICBA). It represents independent community banks across the United States and provides resources and advocacy to support the community banking industry.
  • Southern States Bankers Association (SSBA). It represents banks in the southern United States and provides education, advocacy, and networking opportunities to its members.

By being a member of these associations, First Fidelity Bank is able to stay up-to-date on industry developments and best practices, as well as advocate for the interests of its customers and the banking industry as a whole.

First Fidelity Bank

FAQ

Who owns First Fidelity Bank?

First Fidelity Bank is privately held and is owned by FBDC Financial Corporation, which is based in Fort Payne, Alabama. Fidelity FBDC Financial Corporation is a holding company that operates a number of subsidiary companies, including First Fidelity Bank. The bank was established in 1965 and has been providing banking services to customers in Alabama and Georgia for more than 50 years.

Is First Fidelity Bank a good bank?

There are several factors that you can consider to evaluate the bank's reliability:

  1. FDIC Insurance. First Fidelity Bank is FDIC-insured, which means that customer deposits are insured up to $250,000 per depositor, per account type, in case the bank fails.
  2. Longevity. The bank has been in business for over 50 years, which suggests that it has a stable track record and is experienced in serving its customers.
  3. Reputation. You can check online reviews and ratings from other customers to get a sense of their experiences with the bank.
  4. Security Measures. First Fidelity Bank employs various security measures to protect customer accounts and personal information, such as encryption, firewalls, and two-factor authentication.

By considering these factors and others that are important to you, you can make an informed decision about whether First Fidelity Bank is a reliable choice for your banking needs.

Is First Fidelity Bank hard to get approved for?

First Fidelity Bank has its own specific requirements and criteria for opening accounts, such as minimum balance requirements, credit history, and identification verification.

Depending on the type of account you are looking to open and your individual financial situation, the approval process may vary. It is best to contact the bank directly to inquire about their account requirements and approval process.

In any case, having a good credit history, a stable source of income, and appropriate identification documents can increase your chances of being approved for a bank account. It is also important to provide accurate and complete information during the application process to avoid any delays or potential issues with approval.

First Fidelity Bank disputes number

If you need to dispute a transaction or report a fraudulent activity on your First Fidelity Bank account, you can contact the bank's Customer Service department at 1-256-845-1077. A representative will assist you with any concerns or questions you may have regarding your account.

Alternatively, you can also visit a First Fidelity Bank branch location in person to speak with a representative or send a secure message through your online banking account.

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As a community bank, our employees live in the communities we serve and therefore, we feel, have a better understanding of the needs of our customers.

© First Fidelity Bank
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