First Financial Bank

Information

Legal name

Short name

First Financial Bank

Legal address

225 Pictoria Drive, Suite 700 Cincinnati, OH 45246 United States

About bank

First Financial Bank is a financial institution that has been serving customers for over 150 years. The bank was founded in 1863 in Hamilton, Ohio, to provide local residents with access to banking services. Since then, it has grown to become one of the largest banks in the Midwest, with more than 150 locations in Ohio, Indiana, Illinois, and Kentucky.

Over the years, First Financial Bank has expanded its services to meet the changing needs of its customers. The bank offers various financial products and services, including personal and business banking, wealth management, and insurance. Customers can access their accounts online, through mobile banking, or in person at one of the bank's many branches.

The bank is committed to supporting the communities it serves. Its partners with local organizations and non-profits to make a positive impact in the areas of education, health and wellness, and community development. First Financial Bank also provides financial education resources to help individuals and families build financial literacy and make informed financial decisions.

The bank's mission is to help customers achieve financial success, and it strives to do so by providing personalized service and expert financial guidance. The team of experienced bankers and financial advisors is committed to helping customers reach their financial goals, whether buying a home, starting a business, or planning retirement.

In summary, First Financial Bank has a rich history dating back to its founding in 1863 in Ohio. Over the years, the bank has grown to become a trusted financial institution serving customers across the Midwest. With a commitment to community and a focus on personalized service, First Financial Bank continues to help customers achieve financial success.

Key Features

Here are some key features of First Financial Bank:

Wide Range of Financial Products and Services. Customers are offered a wide range of financial products and services to meet the needs of both individuals and businesses. These include personal and business banking, wealth management, insurance, and more.
Convenient Access. Customers can access their accounts online, through mobile banking, or at one of the bank's many banking centers and ATMs in Ohio, Indiana, Illinois, and Kentucky.
Commitment to Community. The bank is committed to giving back to the communities it serves through partnerships with local organizations and non-profits. The bank also provides financial education resources to help individuals and families build financial literacy and make informed financial decisions. When you join the bank, it means a lifetime commitment, and your family members are eligible as well.
Personalized Service. First Financial Bank prides itself on offering personalized service to its customers. The bank's team of experienced bankers and financial advisors is committed to helping customers reach their financial goals and make informed financial decisions.
Expert Financial Guidance. The bank's team of financial advisors offers expert financial guidance to help customers achieve financial success, whether that means buying a home, starting a business, or planning for retirement.

Overall, First Financial Bank is a customer-focused financial institution that offers a wide range of products and services, convenient access, a commitment to the community, personalized service, and expert financial guidance.

Requirements

The specific requirements for opening an account or applying for a loan or credit card with First Financial Bank may vary depending on the product or service you are interested in. However, here are some general requirements that may apply:

Account Opening Requirements. To open a personal checking or savings account with First Financial Bank, you will typically need to provide your Social Security number, government-issued identification (such as a driver's license or passport), and a minimum opening deposit. The minimum opening deposit amount may vary depending on the specific account you are opening.
Loan Requirements. To apply for a loan with First Financial Bank, you will typically need proof of income, such as recent pay stubs or tax returns. You may also need to provide documentation related to the specific loan you are applying for, such as a vehicle title or property appraisal. All loans subject to credit approval.
Credit Card Requirements. To apply for a credit card with First Financial Bank, you will typically need to provide your Social Security number, government-issued identification, and proof of income. The bank may also check your credit history and score to determine your creditworthiness.
Business Account Requirements. To open a business account with First Financial Bank, you will typically need to provide documentation related to your business, such as articles of incorporation, a business license, and tax identification numbers. You may also need to provide documentation related to your personal finances, such as tax returns and financial statements.

It is always a good idea to contact First Financial Bank directly to determine the specific requirements for the product or service you are interested in, as these may vary depending on your location and other factors.

Access on the Go

First Financial Bank offers several ways for customers to access its services on the go, including:

Mobile Banking App. It is available for iOS and Android devices. The app allows customers to check account balances, transfer funds, pay bills, deposit checks, and more from their mobile devices.
Online Banking. The online banking platform allows customers to manage their accounts, pay bills, transfer funds, and more from any internet-connected device.
Telephone Banking. Customers can access their accounts and perform basic transactions over the phone by calling First Financial Bank's telephone banking line.
ATM Network. The bank has a network of ATMs located throughout Ohio, Indiana, Illinois, and Kentucky, allowing customers to withdraw cash, deposit checks, and perform other basic transactions on the go.

Overall, First Financial Bank offers a variety of convenient options for customers to access its services on the go, whether they prefer to use a mobile device, telephone, ATM, or visit a banking center in person.

First Financial Bank products

First Financial Bank offers a range of financial products to meet the needs of individuals and businesses. Some of its key products include:

Checking Accounts. Customers can chhose among various checking accounts, including accounts for students, seniors, and businesses. Features may include no minimum balance requirements, no monthly maintenance fees, and access to online and mobile banking.
Savings Accounts. The financial institution offers savings accounts with competitive interest rates and flexible withdrawal options. Customers can choose from various account types, including personal savings accounts, money market accounts, and certificates of deposit (CDs).
Loans. The bank has a variety of loan products to help customers achieve their goals, whether buying a dream home, purchasing a car, or starting a business. Loan options include mortgages, home equity, personal, and business loans.
Credit Cards. First Financial Bank offers a variety of credit card options with competitive rates and rewards programs. Customers can choose from various cards with features such as cashback rewards, travel rewards, and low introductory APRs.
Wealth Management. These services include investment management, financial planning, trust and estate services, and more. Customers can work with a team of experienced financial advisors to develop customized plans to achieve their financial goals.

Overall, First Financial Bank offers a range of financial products to meet its customers' needs, whether individuals or businesses. From checking and savings accounts to loans, credit cards, and wealth management services, First Financial Bank is committed to helping its customers achieve financial success.

Which associations does First Financial Bank belong to?

First Financial Bank is a member of various industry associations and organizations, including:

Federal Deposit Insurance Corporation (FDIC). This is a U.S. government agency that provides deposit insurance to protect bank customers in case of bank failure.
American Bankers Association (ABA). This is a trade association for the U.S. banking industry.
Consumer Bankers Association (CBA). This is an organization representing financial institutions offering lending products and services.

By being a member of these associations, First Financial Bank can stay up to date on industry developments, access valuable resources, and participate in advocacy efforts that support the interests of its customers and the banking industry as a whole.

Bank Reliability

First Financial Bank has a long-standing reputation for reliability and stability. The bank was founded in 1863 and has been serving customers for over 150 years. It has consistently received high marks for its financial stability and performance from independent rating agencies.

Several industry publications, including Forbes and American Bankers, have mentioned First Financial Bank. The financial institution has also received numerous awards for its commitment to customer service and community involvement.

First Financial Bank has demonstrated a long history of reliability, stability, and strong financial performance. Its commitment to sound risk management practices and customer service has helped it build a reputation as a trusted and respected financial institution.

The bank's routing number is 042200910. First Financial Bank's SWIFT is FFBCUS3C.

First Financial Bank vs TIAA Bank

First Financial Bank and TIAA Bank are both financial institutions that offer a range of financial products and services. However, here are some key differences between the two:

Size and Reach. First Financial Bank has over 150 banking centers in Ohio, Indiana, Illinois, and Kentucky, while TIAA Bank operates primarily online and has fewer physical locations. TIAA Bank is a national bank with a more extensive reach than First Financial Bank.
Focus. First Financial Bank is a community bank that offers a wide range of products and services to meet the needs of individuals and businesses in its local communities. TIAA Bank is a specialty bank that provides banking and financial services to institutional clients, including universities, non-profits, and healthcare organizations.
Product Offerings. While both banks offer a range of financial products and services, their product offerings differ in some areas. For example, TIAA Bank offers specialized products, such as equipment financing, while First Financial Bank offers a broader range of personal banking products, such as savings accounts and personal loans.
Mobile Banking. Both First Financial Bank and TIAA Bank offer mobile banking services, but TIAA Bank has invested more heavily in its mobile app and has won awards for its mobile banking experience. TIAA Bank's mobile app includes features like mobile check deposit and account alerts, while First Financial Bank's mobile app has a more basic set of features.
Customer Service. Both banks strongly commit to customer service, but their approaches differ. First Financial Bank emphasizes personalized service and local decision-making, while TIAA Bank focuses on providing a highly rated customer service experience through its call center and online chat support.

While both First Financial Bank and TIAA Bank are reputable financial institutions, they differ in size, reach, product offerings, and focus. It's important for individuals and businesses to carefully evaluate their banking needs and compare the features and services each bank offers to make an informed decision.

First Financial Bank vs Premier Bank

First Financial Bank and Premier Bank are both financial institutions that offer a range of banking products and services. However, here are some key differences between the two:

Size and Reach. First Financial Bank has over 150 banking centers in Ohio, Indiana, Illinois, and Kentucky, while Premier Bank operates in Ohio, Michigan, Indiana, and Pennsylvania. Premier Bank has a more extensive reach and a more widespread presence than First Financial Bank.
Product Offerings. While both banks offer a range of financial products and services, their product offerings differ in some areas. For example, Premier Bank offers specialized products such as equipment financing and asset-based lending. In contrast, First Financial Bank offers a broader range of personal banking products, such as savings accounts and personal loans.
Business Banking. Premier Bank strongly focuses on business banking and offers a range of business products and services, such as business checking accounts, merchant services, and cash management services. First Financial Bank also provides business banking products and services but emphasizes personal banking more.
Wealth Management. First Financial Bank has a strong wealth management division that offers investment management, financial planning, trust and estate services, and more. While Premier Bank also offers some wealth management services, it does not have as large of a focus on this area as First Financial Bank.
Customer Service. Both banks strongly commit to customer service, but their approaches differ. First Financial Bank emphasizes personalized service and local decision-making. At the same time, Premier Bank has a reputation for its online and mobile banking platforms and has won awards for its digital customer experience.

While both First Financial Bank and Premier Bank are reputable financial institutions, they differ in size, reach, product offerings, and focus. It's important for individuals and businesses to carefully evaluate their banking needs and compare the features and services offered by each bank to make an informed decision.