About
City National Bank is a financial institution that offers a wide range of banking and investment services to customers in Charleston, West Virginia. The bank provides personal and business banking services, as well as wealth management and investment services.
For individuals, City National Bank offers various personal banking services including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. They also offer lending services such as mortgages, personal loans, and home equity lines of credit.
For businesses, the bank provides cash management, treasury management, merchant services, and financing options such as term loans, and credit cards.
In addition, City National Bank offers wealth management and investment services to help clients grow and manage their wealth. These services include investment management, trust and estate planning, retirement planning, and private banking.
Customers can access the bank's services in-person at the branch located in their city. They can also use the bank's online and mobile banking services to check account balances, view transactions, pay bills, transfer funds, and manage their accounts from anywhere at any time.
Overall, City National Bank is a full-service financial institution that provides a range of banking and investment services to meet the needs of its customers.
Key Features
Here are some key features of City National Bank:
- Personal and Business Banking. The bank offers a range of personal and business banking services, including checking and savings accounts, loans, credit cards, and cash management services.
- Online and Mobile Banking. Customers can access their accounts online or through the bank's mobile app to check balances, view transactions, pay bills, transfer funds, and manage their accounts from anywhere.
- Convenient Branch Locations. City National Bank has branch locations in several states, including Virginia, West Virginia, Kentucky, and Ohio, providing customers with convenient access to its services.
- Strong Customer Service. The bank is committed to providing exceptional customer service to its clients, offering personalized solutions and support to meet their unique needs.
- Financial Stability. City National Bank is a subsidiary of Royal Bank of Canada (RBC), one of the largest banks in North America, providing customers with the confidence and security of a financially stable institution.
Requirements
The requirements to open an account at City National Bank may vary depending on the type of account you are interested in opening. Here are some general requirements that may apply:
- Identification. You will need to provide valid government-issued identification, such as a driver's license, passport, or state ID.
- Personal Information. You will need to provide personal information, including your name, address, phone number, and email address.
- Social Security Number. You will need to present your Social Security number or other Taxpayer Identification Number.
- Minimum Deposit. Some accounts may require a minimum deposit to open, so be sure to check the specific requirements for the account you are interested in.
- Business Information (if applicable). If you are opening a business account, you will need to provide additional documentation, such as business licenses and tax identification numbers.
It's always a good idea to check with City National Bank directly to confirm the specific requirements for opening an account. You can do this by visiting a branch location or contacting the bank's customer service department.
Access on the Go
City National Bank offers several options for accessing their accounts on the go:
- Mobile Banking App. Customers can download the City National Bank mobile banking app, which is available for both iOS and Android devices. The app allows customers to check account balances, view transaction history, transfer funds between accounts, pay bills, deposit checks, and more.
- Online Banking. The online banking platform allows customers to access their accounts from any computer or mobile device with an internet connection. They can view account balances and transaction history, transfer funds between accounts, pay bills, and more.
- ATMs. The bank has a network of ATMs located throughout the United States, allowing customers to withdraw cash, transfer funds, and check account balances.
- Telephone Banking. Customers can access their accounts through City National Bank's telephone banking service, which allows them to check account balances, transfer funds, and more using their phone.
Overall, City National Bank provides its customers with a variety of options for accessing their accounts on the go, making it easy and convenient to manage their finances from anywhere.
Products and Services
City National Bank offers a range of banking and investment products and services to individuals, businesses, and institutions. Here are some of the products and services offered:
- Personal Banking. The bank provides personal banking services, including checking and savings accounts, credit cards, personal loans, home equity lines of credit, auto loans, and mortgages.
- Business Banking. The financial institution offers a variety of business banking services, including business checking and savings accounts, commercial loans, credit cards, merchant services, and cash management solutions.
- Wealth Management. City National Bank provides wealth management and investment services, including investment management, trust and estate planning, retirement planning, and private banking.
- International Banking. Customers are offered international banking services, including foreign exchange, trade finance, letters of credit, and cross-border financing.
- Commercial Real Estate. City National Bank provides commercial real estate lending and financing services to real estate investors, developers, and owners.
Overall, City National Bank offers a comprehensive range of banking and investment products and services to meet the needs of its clients.
Which associations does City National Bank belong to?
City National Bank is a regional bank, and is a member of several industry associations, including:
- Federal Deposit Insurance Corporation (FDIC). City National Bank of West Virginia is insured by the FDIC, which is an independent U.S. government agency that provides deposit insurance to protect depositors in case of bank failure.
- Independent Community Bankers of America (ICBA). The bank is a member of the ICBA, which is a trade association representing community banks in the United States.
- West Virginia Bankers Association (WVBA). City National Bank of West Virginia is a member of the WVBA, which is a trade association representing banks and financial institutions in West Virginia.
Overall, City National Bank of West Virginia's membership in these industry associations reflects its commitment to regulatory compliance and its participation in the broader banking community.
