Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3

Balance Credit Reviews december 2024

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Balance Credit reviews 2024

3.2
Pros
I haven't applied to the company for a loan yet, but I already like the fact that money can be received immediately. I studied the company's website and realized that everything seemed to be fine. Flexible conditions are what is needed in my case. such an offer is not always possible to meet and it is not very easy to negotiate something with the bank. They say nice people work here, I hope I won't be disappointed in them.
plus, I found out that there is no commission for the issuance and prepayment. It's very tempting.I think we'll find a common language.
Cons
There is no mobile app. Well, I will use the company's website, although it is not as convenient as the application.The loan rates are high, but since there are no fees, this should just be taken for granted.
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4.6
Pros
Since this company first appeared, I have been using its services and am very satisfied with the terms of Balance credit, their customer support and how they process the application. For small loans, there is no better company to find. I usually follow the reviews about the companies I contact, and believe me, I often see positive reviews about this company. It doesn't surprise me at all. Thank you for the conscientious attitude to your customers!
Cons
I would like to wish the company to improve its work a little. This concerns the fact that you can get a loan not in all states. My daughter is in Georgia and cannot apply for your installment loan. In addition, I would really like the loan amount to be more. It is not always possible to meet 5000. Everything else is fine with me.
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2
Pros
I like to apply to new young lenders like this one. The quality of service is excellent. They are trying to sort out your problem and give you the maximum possible amount. I needed money to finish the repair, I used to wait for approval and a decision, this is not the first time for me. But everything happened so quickly here, and within twenty-four hours I had the money on my hands.
I was pleasantly surprised by the conditions of the company, which has no penalties for prepayment, no issuance fees, or overdue payments. I didn't think this would happen.
Cons
I didn't notice any negative aspects of this company. The only thing that surprised me was why such a young modern company does not have a mobile application. maybe I just couldn't find it. but it seems strange to me.
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3.2
Pros
I urgently needed a loan last month and I got it from here. My application was accepted and approved very quickly, I didn't have to prove or explain anything to anyone. To be honest, it did not seem reliable to me at first, since it is not licensed as I understand it. But since I received the desired amount, I can't say that I was dissatisfied.
I received the money on the same day when I applied to Balance Credit.I think I'm lucky because they don't have any issuance fees or prepayment fees.
Cons
In this company, you can get a loan only if you live in one of the states where they work. It's not really convenient. I couldn't recommend Balance Credit to my friend from Illinois because of this.
I can't say that I liked the bets here. My APR when calculated turned out to be 680%. This is much more than I expected.
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Welcome to the review page of Balance Credit!

Here, you will find client reviews about their experience with Balance Credit. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Balance Credit. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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