Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3

Balance Credit PayOff

Advertiser Disclosure

Repaying a Balance Credit loan is a simple process that begins by logging into your account on their website. Once logged in, you can access the payments section and follow the prompts to complete your payment. This streamlined process ensures that managing and repaying your loan remains straightforward and convenient.

balance credit repay

Make Payments Online Through the Bank Account

  1. Visit the Website. Go to the Balance Credit website.

  2. Log In. Click on the "Login" button, enter your email and password, and click "Login."

  3. Access Payments. Navigate to the payments section.

  4. Complete Payment. Follow the prompts to complete your payment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Balance Credit account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Balance Credit payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Balance Credit account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

How do I make a payment on Balance credit?

Most customers prefer to pay via ACH. There are three repayment period options: 2 times per week, monthly, semi-annual.

What happens if you don't pay back Balance credit?

Getting a loan with Balance credit means you are obliged to pay it back. If you refuse to do this, Balance credit will impose penalties on you, and in the end, you will meet legal proceedings against you.

Can you pay off the Balance credit early?

Yes, you are free to pay off the Balance credit in advance.

Can Balance credit sue you?

In case of violation of the loan obligations by the borrower, Balance credit may file a lawsuit.

Offers
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.8
Recommended FinScore™
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300
650
1000
100.00 – 5000.00 $
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Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
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Interest rate

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 5 years
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
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Balance Credit Loans Calculator

Balance Credit calculator will allow you to calculate an approximate payment schedule for the loan

Balance Credit calculator
Interest rates are given in accordance with the rates of the Balance Credit of 14.05.2025
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Balance Credit reviews 2025
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3.2
Pros
I haven't applied to the company for a loan yet, but I already like the fact that money can be received immediately. I studied the company's website and realized that everything seemed to be fine. Flexible conditions are what is needed in my case. such an offer is not always possible to meet and it is not very easy to negotiate something with the bank. They say nice people work here, I hope I won't be disappointed in them.
plus, I found out that there is no commission for the issuance and prepayment. It's very tempting.I think we'll find a common language.
Cons
There is no mobile app. Well, I will use the company's website, although it is not as convenient as the application.The loan rates are high, but since there are no fees, this should just be taken for granted.
Complain
4.6
Pros
Since this company first appeared, I have been using its services and am very satisfied with the terms of Balance credit, their customer support and how they process the application. For small loans, there is no better company to find. I usually follow the reviews about the companies I contact, and believe me, I often see positive reviews about this company. It doesn't surprise me at all. Thank you for the conscientious attitude to your customers!
Cons
I would like to wish the company to improve its work a little. This concerns the fact that you can get a loan not in all states. My daughter is in Georgia and cannot apply for your installment loan. In addition, I would really like the loan amount to be more. It is not always possible to meet 5000. Everything else is fine with me.
Complain
2
Pros
I like to apply to new young lenders like this one. The quality of service is excellent. They are trying to sort out your problem and give you the maximum possible amount. I needed money to finish the repair, I used to wait for approval and a decision, this is not the first time for me. But everything happened so quickly here, and within twenty-four hours I had the money on my hands.
I was pleasantly surprised by the conditions of the company, which has no penalties for prepayment, no issuance fees, or overdue payments. I didn't think this would happen.
Cons
I didn't notice any negative aspects of this company. The only thing that surprised me was why such a young modern company does not have a mobile application. maybe I just couldn't find it. but it seems strange to me.
Complain
3.2
Pros
I urgently needed a loan last month and I got it from here. My application was accepted and approved very quickly, I didn't have to prove or explain anything to anyone. To be honest, it did not seem reliable to me at first, since it is not licensed as I understand it. But since I received the desired amount, I can't say that I was dissatisfied.
I received the money on the same day when I applied to Balance Credit.I think I'm lucky because they don't have any issuance fees or prepayment fees.
Cons
In this company, you can get a loan only if you live in one of the states where they work. It's not really convenient. I couldn't recommend Balance Credit to my friend from Illinois because of this.
I can't say that I liked the bets here. My APR when calculated turned out to be 680%. This is much more than I expected.
Complain
Company rating
3.3
/ 5
4 reviews
Application
4.0
Support service
3.8
Mobile App
1.0
Service quality
4.0
Your satisfaction level
3.5
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