Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(25 Ratings)

Avant PayOff

Advertiser Disclosure

Repaying an Avant loan is straightforward and convenient, primarily managed through the My Avant Money account. Borrowers can log in to their account via the website or mobile app, navigate to the payment section, and make payments directly using a debit card. This process involves selecting the payment method, entering payment details, and confirming the transaction. This streamlined method ensures that managing and repaying loans is efficient and user-friendly.

avant repay

Make Payments Online Through the Bank Account

  1. Log In To Your My Avant Money Account. Access your Avant account by logging in through the Avant website or mobile app.

  2. Navigate To The Payment Section. Once logged in, go to the payment section of your account dashboard.

  3. Select Payment Method. Choose to make a payment using your debit card.

  4. Enter Payment Details. Input the required payment details, including the amount you wish to pay and your debit card information.

  5. Confirm Payment. Review the payment details and confirm the transaction to complete your loan repayment.

Make Payments Through the App

  1. Log In To Your My Avant Money Account. Open the My Avant Money mobile app and log in with your account credentials.

  2. Navigate To The Payment Section. Once logged in, go to the payment section within the app.

  3. Select Payment Method. Choose the option to make a payment using your debit card.

  4. Enter Payment Details. Provide the necessary payment details, including the amount to be paid and your debit card information.

  5. Confirm Payment. Review and confirm the payment details to complete the transaction.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Avant account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Avant payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making payments. Look for "Loan Payment" or a similar option.

  4. Enter Payment Details. Provide the necessary details, such as your Avant loan account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your loan payment.

Additional Resources

FAQ

How do I make a payment on Avant?

You can repay your loan with ACH direct deposit, debit card, credit card, paper checks, cashiers checks, and money orders.

What happens if you don't pay back Avant?

Avant is a reputable lender, and you should not have anything to worry about if you make your payments on time. If you can't make a payment, reach out to their customer service team as soon as possible.

Can you pay off Avant early?

Yes, you can, and there are no prepayment penalties.

Can Avant sue you?

Yes. Like any other lender, it can sue you if you violate your loan agreement. 

Offers
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8
(20 Ratings)
Recommended FinScore™
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$300 - $3,000
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Interest rate

29.24% - 35.99%
Rating by Finanso®
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3.3
Recommended FinScore™
0
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2000.00 – 35000.00 $
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Interest rate

9.95 – 35.99 %
Term
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Loan term for the financial product

2 years – 4 years
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Rating by Finanso®
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3.93
(20 Ratings)
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450.00 – 12000.00 $
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Avant Loans Calculator

Avant calculator will allow you to calculate an approximate payment schedule for the loan

Avant calculator
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Avant reviews 2025
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4.4
Pros
Applying for this card was incredibly straightforward. I've used the card for travel and kept it on hand for emergencies, and I've had no issues with this credit card company.
Complain
4.2
Pros
This company is an excellent choice for beginners. They offer a decent starting credit limit, and setting up automatic payments was a straightforward process. I have not encountered any issues with my automated payments.
Complain
4.4
Pros
The application process was a breeze, swift, and most importantly, I received approval when other lenders had declined me. Their customer service is both helpful and readily accessible.
Complain
4.6
Cons
I contacted Avant to request the closure of my credit card account. To my surprise, the operator informed me that I would still be required to pay the annual fee, despite closing the account before the statement period's end. In my frustration, I requested to speak with a supervisor. The operator placed me on hold but later returned to tell me that a supervisor was not available and suggested I call back on another day. In response to this, I immediately closed the account. It seems unfair for them to charge an annual fee when I had no outstanding balance on the card and was closing it before the statement period concluded. I was further informed that a supervisor would also be unable to assist me in waiving the annual fee, even though I hadn't used the card prior to the statement period's end. This level of service is subpar for a credit card company, especially given the high fees and steep interest rates they charge. I have no intention of recommending this credit card to anyone.
Complain
5
Pros
I was genuinely impressed with how straightforward and quick it was to get approved for funding. It took around 2 days for the funds to appear in my account, but that might have been because I applied on a Saturday night. Other than that, everything about the experience was excellent! I would wholeheartedly recommend using this company.
Complain
4.8
Pros
Initially, I was quite satisfied with this card, but my recent experience left me disappointed. I attempted to use the card for an online purchase this evening, and it was unexpectedly declined at Walmart. This was incredibly embarrassing, and if this issue persists, I may consider canceling the card.
Complain
4.2
Pros
I've had a positive experience with Avant, and this marks my second approval with them. Their website is user-friendly, making it easy to navigate. The required documents for the application are straightforward and easy to upload. The employees who have contacted me have been quite helpful, and once approved, the deposit was made on the promised date, which was greatly appreciated.
Complain
4.2
Pros
It was a pleasure working with this company, and I look forward to the possibility of doing business with them again in the future. I'm grateful for their assistance when I needed it, and I even managed to pay off my loan ahead of schedule.
Complain
1.6
Cons
I was initially notified of my pre-approval for a loan and subsequently applied online. The initial notification took about 72 hours, after which I experienced three separate phone calls, each requesting different pieces of information. It was frustrating that this information couldn't have been requested all at once in the beginning. After each call, I had to wait 48 hours while they processed the provided information. Following the third call, I was assured that they had received all the necessary documents and that I would receive funding notification shortly.
To my disappointment, the very next day, I received a notification that my application had "expired" due to their prolonged review process. This meant that I would need to reapply and start the process over. Additionally, the customer service I received was subpar, as they seemed to have a limited understanding of the loan process and personal finance terminology.
Complain
4.8
Pros
Applying for a credit card online was a breeze, and I received an instant approval, which was a pleasant surprise. Unlike some other companies that start with small credit limits, I was delighted to be granted a $5,000 limit right away. Furthermore, I received my credit cards by mail exactly as promised. I'm looking forward to my future interactions with customer service, hoping they are as seamless as the online application process. Thank you!
Complain
Company rating
3.7
/ 5
25 reviews
Application
3.6
Support service
3.7
Mobile App
3.9
Service quality
3.8
Your satisfaction level
3.6
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