Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(25 Ratings)

Avant Account Review

Advertiser Disclosure

Avant personal accounts provide a comprehensive platform for managing your loan, offering features such as loan balance tracking, payment scheduling, and credit score monitoring. Users can set up automatic payments, receive account alerts, and access important documents with ease. Additionally, Avant personal accounts ensure enhanced security and direct access to customer support, making loan management straightforward and secure.

avant account

Key Features

  • Loan Management. Manage your loan details, including viewing balances, payment schedules, and interest rates.

  • Payment Options. Make one-time payments or set up automatic payments directly from your account.

  • Credit Score Monitoring. Access tools to monitor your credit score and receive tips on how to improve it.

  • Account Alerts. Receive notifications and alerts regarding your account activity and payment due dates.

How to Create an Avant Account?

Online

  1. Visit The Avant Website. Start by navigating to the official Avant website.

  2. Select Your Lending Product. Choose the loan product that fits your needs and click on the "Check Your Loan Options" button.

  3. Initiate The Application. Click on the "Apply Now" button to begin your loan application process.

  4. Provide Necessary Details. Enter your personal and financial information as requested on the application form.

  5. Submit Your Application. After filling in all the required information, submit your application.

  6. Accept The Loan Offer. If you accept the offer, Avant will create a personal account for you.

  7. Follow Login Instructions. Avant will send you an email with instructions on how to log in to your new account. Follow these instructions to access your account.

Offline

  1. Visit an Avant Store. Locate your nearest Avant store and visit it in person.

  2. Consult with a Representative. Speak with an Avant representative and express your interest in applying for a loan.

  3. Complete the Loan Application. Fill out the loan application form provided by the representative, including your personal and financial information.

  4. Submit the Application. Hand over the completed application form to the representative for processing.

  5. Receive Account Details. Once your loan application is processed, you will receive details for your personal account. Use these details to manage your loan and other services through Avant.

Step-by-step Registration

  1. Visit The Avant Website. Start by navigating to the official Avant website.

  2. Select Your Lending Product. Choose the loan product that fits your needs and click on the "Check Your Loan Options" button.

  3. Initiate The Application. Click on the "Apply Now" button to begin your loan application process.

  4. Provide Necessary Details. Enter your personal and financial information as requested on the application form.

  5. Submit Your Application. After filling in all the required information, submit your application.

  6. Wait For Review. Avant will review your information and credit history once your application is submitted.

  7. Receive Loan Offer. If your application is approved, Avant will send you a loan offer detailing the loan amount, interest rate, and repayment terms.

  8. Accept The Loan Offer. If you accept the offer, Avant will create a personal account for you.

  9. Follow Login Instructions. Avant will send you an email with instructions on how to log in to your new account. Follow these instructions to access your account.

How to Log In?

  1. Go To The Avant Website. Navigate to the official Avant website.

  2. Click On The "Login" Button. Find the "Login" button located at the top-right corner of the website and click on it.

  3. Enter Your Email Address And Password. Provide the email address and password associated with your Avant account.

  4. Click On The "Log In" Button. Click on the "Log In" button to access your Avant account.

How to Activate My Account?

You do not need to activate your Avant account separately. Once your loan application has been approved and you have signed your loan agreement, the company will automatically create an account for you. You will receive an email from Avant with instructions on how to log in to your account and access your loan details.

How to Delete My Account?

  1. Email. Send an email to [email protected] requesting that your account be deleted. Be sure to include your full name and account details in the email.

  2. Phone. Call Avant's customer service team at 1-800-712-5407 and request that your account be closed. You may be asked to provide additional information to confirm your identity.

How to Reset My Password?

  1. Go To The Avant Website. Navigate to the official Avant website.

  2. Click On The "Login" Button. Locate and click on the "Login" button in the top right corner of the homepage.

  3. Click On The "Don’t Remember Your Password?" Link. Find the "Don’t remember your password?" link located below the login button and click on it.

  4. Enter Your Email Address. Provide the email address associated with your Avant account and click on the "Log in" button.

  5. Check Your Email For Instructions. Avant will send you an email with instructions on how to reset your password.

  6. Follow The Instructions. Follow the instructions in the email to create a new password.

Editorial Opinion

Avant's approach to personal account creation, which necessitates the completion of a loan application before account setup, reflects a streamlined and security-focused process. While this method ensures that only qualified applicants gain access to their services, it can be seen as a barrier for potential customers who wish to explore account features before committing. By requiring detailed personal and financial information upfront, Avant aims to foster a secure and personalized lending experience, albeit at the cost of immediate accessibility for users seeking to understand their options without initial commitments.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Avant?

To contact Avant, you can use the following methods:

  1. For Personal Loans:
    • Email: [email protected];
    • Phone: 1-800-712-5407;
    • Customer Service Hours: Monday through Friday from 7:00 am to 10:00 pm Central Time, Saturday and Sunday from 7:00 am to 8:00 pm Central Time;
    • Application Support Hours: Monday through Sunday from 7:00 am to 8:00 pm Central Time.
  2. For Credit Cards:
    • Email: [email protected];
    • Phone: 1-855-752-7012;
    • Customer Service Hours: Monday through Friday from 7:00 am to 10:00 pm Central Time, Saturday and Sunday from 7:00 am to 8:00 pm Central Time;
    • Application Support Hours: Monday through Friday from 7:00 am to 10:00 pm Central Time, Saturday and Sunday from 7:00 am to 8:00 pm Central Time.
  3. For Banking:
    • Email: [email protected];
    • Phone: 1-877-735-3835;
    • Customer Service Hours: Monday through Friday from 9:00 am to 5:00 pm Central Time.

    You can choose the method that best suits your needs and availability. Whether you need assistance with a loan application, have questions about an existing loan or credit card, or need help with banking services, Avant's customer service team is available to help.

    Can I apply for multiple loans through my Avant personal account?

    Yes, you can apply for additional loans through your Avant personal account, subject to eligibility and approval.

    Why can't I access my Avant account online?

    There could be several reasons why you may be unable to access your Avant account online. Here are some possible reasons and solutions:

    1. Incorrect login credentials. Double-check to make sure you are entering the correct email address and password associated with your Avant account. If you are unsure of your login credentials, click on the "Don’t remember your password?" link to reset your password.
    2. Account suspension. If you have missed payments or violated any of the terms of your loan agreement, Avant may suspend your account. Contact Avant's customer service team for further assistance.
    3. Technical issues. Avant's website may experience technical issues or downtime, preventing you from accessing your account. Try clearing your browser cache and cookies, or accessing your account from a different device or browser.
    4. Security concerns. Avant may temporarily block access to your account if they suspect unauthorized activity or security breaches. Contact their customer service team to resolve any security concerns.
    Offers
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    3.3
    Recommended FinScore™
    0
    300
    650
    1000
    2000.00 – 35000.00 $
    Rate
    i

    Interest rate

    9.95 – 35.99 %
    Term
    i

    Loan term for the financial product

    2 years – 60 months
    Rating by Finanso®
    i

    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    3.8
    (20 Ratings)
    Recommended FinScore™
    0
    300
    650
    1000
    $300 - $3,000
    Rate
    i

    Interest rate

    29.24% - 35.99%
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    Rating by Finanso®
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    Recommended FinScore™
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    Interest rate

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    Loan term for the financial product

    2 months – 72 months
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    Rating by Finanso®
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    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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    450.00 – 12000.00 $
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    6 months – 1399 days
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    BEST CREDIT CARD FOR COLLEGE STUDENTS
    Rating by Finanso®
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    Recommended FinScore™
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    19.99 – 29.99 %
    Rating by Finanso®
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    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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    Recommended FinScore™
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    Interest rate

    21.49 – 28.49 %
    Rating by Finanso®
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    The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

    Recommended FinScore™
    0
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    1000
    Rate
    i

    Interest rate

    21.49 – 28.49 %
    BEST CREDIT CARD FOR BONUS CASH BACK
    Rating by Finanso®
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    Avant Loans Calculator

    Avant calculator will allow you to calculate an approximate payment schedule for the loan

    Avant calculator
    Interest rates are given in accordance with the rates of the Avant of 10.12.2024
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    Avant reviews 2024
    Leave feedback
    4.4
    Pros
    Applying for this card was incredibly straightforward. I've used the card for travel and kept it on hand for emergencies, and I've had no issues with this credit card company.
    Complain
    4.2
    Pros
    This company is an excellent choice for beginners. They offer a decent starting credit limit, and setting up automatic payments was a straightforward process. I have not encountered any issues with my automated payments.
    Complain
    4.4
    Pros
    The application process was a breeze, swift, and most importantly, I received approval when other lenders had declined me. Their customer service is both helpful and readily accessible.
    Complain
    4.6
    Cons
    I contacted Avant to request the closure of my credit card account. To my surprise, the operator informed me that I would still be required to pay the annual fee, despite closing the account before the statement period's end. In my frustration, I requested to speak with a supervisor. The operator placed me on hold but later returned to tell me that a supervisor was not available and suggested I call back on another day. In response to this, I immediately closed the account. It seems unfair for them to charge an annual fee when I had no outstanding balance on the card and was closing it before the statement period concluded. I was further informed that a supervisor would also be unable to assist me in waiving the annual fee, even though I hadn't used the card prior to the statement period's end. This level of service is subpar for a credit card company, especially given the high fees and steep interest rates they charge. I have no intention of recommending this credit card to anyone.
    Complain
    5
    Pros
    I was genuinely impressed with how straightforward and quick it was to get approved for funding. It took around 2 days for the funds to appear in my account, but that might have been because I applied on a Saturday night. Other than that, everything about the experience was excellent! I would wholeheartedly recommend using this company.
    Complain
    4.8
    Pros
    Initially, I was quite satisfied with this card, but my recent experience left me disappointed. I attempted to use the card for an online purchase this evening, and it was unexpectedly declined at Walmart. This was incredibly embarrassing, and if this issue persists, I may consider canceling the card.
    Complain
    4.2
    Pros
    I've had a positive experience with Avant, and this marks my second approval with them. Their website is user-friendly, making it easy to navigate. The required documents for the application are straightforward and easy to upload. The employees who have contacted me have been quite helpful, and once approved, the deposit was made on the promised date, which was greatly appreciated.
    Complain
    4.2
    Pros
    It was a pleasure working with this company, and I look forward to the possibility of doing business with them again in the future. I'm grateful for their assistance when I needed it, and I even managed to pay off my loan ahead of schedule.
    Complain
    1.6
    Cons
    I was initially notified of my pre-approval for a loan and subsequently applied online. The initial notification took about 72 hours, after which I experienced three separate phone calls, each requesting different pieces of information. It was frustrating that this information couldn't have been requested all at once in the beginning. After each call, I had to wait 48 hours while they processed the provided information. Following the third call, I was assured that they had received all the necessary documents and that I would receive funding notification shortly.
    To my disappointment, the very next day, I received a notification that my application had "expired" due to their prolonged review process. This meant that I would need to reapply and start the process over. Additionally, the customer service I received was subpar, as they seemed to have a limited understanding of the loan process and personal finance terminology.
    Complain
    4.8
    Pros
    Applying for a credit card online was a breeze, and I received an instant approval, which was a pleasant surprise. Unlike some other companies that start with small credit limits, I was delighted to be granted a $5,000 limit right away. Furthermore, I received my credit cards by mail exactly as promised. I'm looking forward to my future interactions with customer service, hoping they are as seamless as the online application process. Thank you!
    Complain
    Company rating
    3.7
    / 5
    25 reviews
    Application
    3.6
    Support service
    3.7
    Mobile App
    3.9
    Service quality
    3.8
    Your satisfaction level
    3.6
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