Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.0
(14 Ratings)

Approved Cash Account Review

Advertiser Disclosure

An Approved Cash personal account provides a user-friendly platform for managing your loans and payments online. With easy account creation and login processes, as well as secure password management, users can conveniently access and oversee their financial information. The intuitive interface and email notifications enhance the user experience, making it simple to stay on top of important account activities. Additionally, clear terms and conditions ensure that customers can make informed decisions about their financial commitments.

approved cash account

Key Features

  • Easy Account Creation. A simple and quick process to set up a personal account on the Approved Cash website.

  • Convenient Login. Effortless access to your account with a straightforward login procedure.

  • Secure Password Management. Options to reset your password easily, ensuring your account remains secure.

  • Loan Management. Ability to manage and monitor your loans, including making payments and viewing loan details.

How to Create an Approved Cash Account?

Online

  1. Click On The "Make A Payment!" Button. Locate and click on the "Make a Payment!" button situated in the top right corner of the page.

  2. Click The "Create Login" Button. On the following page, select the "Create Login" button to proceed.

  3. Enter Your Information. Fill in your full name, the last four digits of your Social Security Number, your zip code, and your email address.

  4. Create A Strong Password. Choose a strong and secure password, then confirm it by entering it again.

  5. Click The "Create Account" Button. Click on the "Create Account" button to finalize the registration process.

Offline

  1. Visit an Approved Cash Store. Locate your nearest Approved Cash store and visit it in person.

  2. Consult with a Representative. Speak with an Approved Cash representative and express your interest in applying for a loan.

  3. Complete the Loan Application. Fill out the loan application form provided by the representative, including your personal and financial information.

  4. Submit the Application. Hand over the completed application form to the representative for processing.

  5. Receive Account Details. Once your loan application is processed, you will receive details for your personal account. Use these details to manage your loan and other services through Approved Cash.

Step-by-step Registration

  1. Go To The Approved Cash Website. Visit the Approved Cash website to start the account creation process.

  2. Click On The "Make A Payment!" Button. Locate and click on the "Make a Payment!" button situated in the top right corner of the page.

  3. Click The "Create Login" Button. On the following page, select the "Create Login" button to proceed.

  4. Enter Your Information. Fill in your full name, the last four digits of your Social Security Number, your zip code, and your email address.

  5. Create A Strong Password. Choose a strong and secure password, then confirm it by entering it again.

  6. Agree To The Terms And Conditions. Read and agree to the terms and conditions of using the Approved Cash website and services.

  7. Click The "Create Account" Button. Click on the "Create Account" button to finalize the registration process.

How to Log In?

  1. Go To The Approved Cash Website. Visit the Approved Cash website to begin the login process.

  2. Click On The "Make A Payment!" Button. Locate and click on the "Make a Payment!" button on the homepage.

  3. Click On The "Customer Login" Button. Select the "Customer Login" button to proceed to the login page.

  4. Enter Your Email Address And Password. Input the email address and password associated with your Approved Cash account.

  5. Click On The "Log In" Button. Click on the "Log In" button to access your account.

How to Activate My Account?

To activate your Approved Cash account, simply go to the Approved Cash website and follow the login process by clicking on the "Make a Payment!" button, selecting the "Customer Login" option, and entering your email address and password. Your account will be automatically activated upon your first successful login, allowing you to access and manage your loan details seamlessly.

How to Delete My Account?

To delete your account with Approved Cash, you can contact their customer service team by phone 1-855-968-2666 and request to have your account closed. You will need to provide your account information and possibly some personal identification to verify your identity. Alternatively, you can also visit an Approved Cash physical location and request to have your account closed in person.

How to Reset My Password?

  1. Go To The Approved Cash Website. Visit the Approved Cash website to begin the password reset process.

  2. Click On The "Make A Payment!" Button. Locate and click on the "Make a Payment!" button in the top right corner of the page.

  3. Click The "Customer Login" Button. On the next page, select the "Customer Login" button.

  4. Click On The "Forgot Your Password?" Link. Click on the "Forgot your password?" link located under the login button.

  5. Enter Your Email Address. Provide the email address associated with your account and click on the "Send email" button.

  6. Check Your Email For Instructions. Look for an email with instructions on how to reset your password.

  7. Follow The Instructions To Reset Your Password. Follow the steps provided in the email to successfully reset your password.

Editorial Opinion

Creating a personal account with Approved Cash offers a streamlined and user-friendly experience, allowing customers to manage their loans and payments conveniently online. The straightforward account creation and login processes, coupled with efficient password reset options, ensure users can quickly access and maintain their financial information. However, like any financial service, it's essential for users to thoroughly understand the terms and conditions to make informed decisions about their financial commitments.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Approved Cash?

To contact Approved Cash, you can use the following information:

  1. For new loans: 1-888-227-4758 (toll-free);
  2. Guest Services: 1-855-968-2666 (toll-free).

What should I do if I forgot my password?

If you forgot your password, click on the "Forgot your password?" link under the login button. Enter the email address associated with your account, click "Send email," and follow the instructions sent to your email to reset your password.

Why can't I access my Approved Cash account online?

There could be several reasons why you are having trouble accessing your Approved Cash account online. Here are a few possible reasons and solutions:

  1. Incorrect login information. Make sure that you are entering your username and password correctly. Double-check to ensure that you have not accidentally entered any extra spaces or characters.
  2. Account inactivity. If you haven't logged in to your account in a while, it's possible that your account has been deactivated due to inactivity. In this case, you may need to contact Approved Cash customer service to reactivate your account.
  3. Technical issues. There may be technical issues with the Approved Cash website that are preventing you from accessing your account. Try clearing your browser's cache and cookies or using a different browser to see if this resolves the issue.
  4. Account suspension or closure. It's possible that your account has been suspended or closed due to a violation of Approved Cash's terms and conditions. If this is the case, you will need to contact customer service to resolve the issue and regain access to your account.
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.956
(14 Ratings)
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Approved Cash reviews 2024
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Complain
1.8
Cons
I received a payment of $3 on my Cash App but am unable to access it. I've updated my phone number on my Cash App account, yet I'm still unable to receive my funds.
Complain
2
Cons
I'm quite puzzled as to why there's a nearly $300 charge when someone sends me money. It seems unfair that you wouldn't deduct your fee from the received funds and provide the remaining balance. Instead, it feels like I'm taking money from my pocket to put it into yours just to access funds that are already in your system waiting for me. I would recommend not using Cash App for receiving funds and opt for direct bank transfers or Western Union to avoid these fees.
Complain
4.4
Pros
If I could, I would gladly give this business ten stars, as it provides an incredibly welcoming and friendly atmosphere. The service and professionalism displayed by th representaives are consistently outstanding, and they meet your needs promptly and with utmost kindness.
Complain
4.2
Pros
The representative I interacted with was exceptionally friendly and well-informed. She dedicated ample time to ensure that all details were accurate. My visit was highly satisfactory, and I would not hesitate to return if I require their services again.
Complain
4.6
Pros
This is an excellent place to secure a loan. Their willingness to work with you and their understanding approach are greatly appreciated. The process is straightforward, and each transaction goes smoothly. I have a high level of appreciation for their services.
Complain
1.6
Cons
The lady in the office where I was handled the process efficiently, but she had to follow the procedures set by the main office. However, my experience became frustrating when, after waiting for over 30 minutes, I had to return home, which was nearly 10 miles away, to retrieve my policy number and SSN. Even after providing the required information, I still had to wait for over an hour for the home office to contact the bank and approve the funds.
It's evident that someone on the other end was not being prompt in their duties, and it left me with a less than satisfactory impression. It felt like the main office didn't value the time and convenience of their customers, especially those returning for a second visit. Regrettably, my overall experience was far from pleasant, and I won't be returning. The inefficiency and lack of customer care from the main office were disappointing.
Complain
4.8
Pros
The staff is outstanding and always eager to assist. I've been a loyal customer for quite some time, and I've even recommended their services to friends and family.
Complain
2
Cons
As a new borrower, I initially took out a $300 loan, which was the maximum amount available to me. Nevertheless, I am now being charged as if I had taken out a $450 loan, which seems excessive.
Complain
4.4
Pros
I have a positive opinion of this place because they offer assistance when you're in urgent need of money and provide an uncomplicated payment plan. I initially obtained a car title loan, which I appreciated. However, there's now a $4.95 convenience fee for paying over the phone, which I've expressed my concerns about. Given that I'm on a fixed income, this added cost isn't convenient for me. Consequently, I have to visit the store to make payments in person using a cashier's check, money order, or cash. This is the only downside I've encountered.
On a more positive note, the staff is friendly, welcoming, and efficient. You can receive answers within just 20 minutes, making the process quite quick.
Complain
Company rating
3.0
/ 5
14 reviews
Application
2.7
Support service
3.1
Mobile App
2.9
Service quality
3.1
Your satisfaction level
2.9
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