Repaying Amscot loans, which include cash advances and installment loans, is straightforward and can be done through various methods to suit your convenience. You can make payments in person at any Amscot branch, online through the Amscot website using your bank account, or via the Amscot MoneyCard app for card payments. Ensuring timely payments helps maintain good standing and avoids additional fees.
Make Payments Online Through the Bank Account
Go To The Website. Start by visiting the official Amscot website.
Click Make A Payment On The Top Of The Page. On the homepage, locate and click on the "Make a Payment" option at the top of the page.
Find “Click Here” Link. Look for the “click here” link within the payment section and select it.
Click Pay Now. Click on the "Pay Now" button. Note that Amscot does not accept online payments for an open Cash Advance.
Enter Your Reference Number And Click Secure Login. Enter your reference number as prompted and click on "Secure Login" to proceed.
Follow Instructions. Follow the on-screen instructions to complete your payment. This will typically involve confirming payment details and authorizing the transaction.
Make Payments Through the App
Using the Amscot MoneyCard app makes it convenient to manage and pay for your card, ensuring your payments are made easily and on time directly from your mobile device. Note that in the app, you can only repay your card.
Open The Amscot Mobile App. Start by opening the Amscot MoneyCard mobile app on your device and logging in using your account credentials.
Tap On The "Pay Bills”. Once logged in, navigate to the main menu and tap on the "Pay Bills" option to initiate the bill payment process.
Select The Biller You Want To Pay. Choose the biller you wish to pay from the provided list. If your biller is not listed, you can search for them by name.
Enter The Amount. Specify the amount you want to pay and set the due date for the payment to ensure it is processed on time.
Enter The Biller's Information. If this is the first time you are paying this particular biller, enter their information and set up a payment account for future transactions.
Review And Submit. Carefully review all the payment details to ensure accuracy. Once everything is correct, tap "Submit Payment" to complete the transaction.
Make Payments Through a Different Bank
Obtain Payment Details. Gather all necessary information, including your loan account number and the Amscot account details where the payment should be sent.
Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.
Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Amscot payment details, including the bank account number and routing number.
Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.
Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.
Via ATM
Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.
Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.
Select the Payment Option. Navigate through the ATM menu and select the option for making payments. Look for "Loan Payment" or a similar option.
Enter Payment Details. Provide the necessary details, such as your Amscot loan account number. You might also need to enter the amount you wish to pay.
Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your loan payment.
Amscot charges a 10% service fee of the amount advanced and a $3.00 state fee.
What happens if you can't pay Amscot back?
If Amscot's customers are unable to repay their cash advance on time, they can be eligible for alternative payment options such as the Grace Period or the Extended Payment Plan. To find out more details about that, contact Amscot's support team by phone call +1 (800) 333-6130.
Does Amscot have ATMs in the Superstores?
Yes, Amscot has ATMs at all of its locations. Hence, customers can obtain cash of $20.00 up to $600.00.
