Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.0
(20 Ratings)

Amscot PayOff

Advertiser Disclosure

Repaying Amscot loans, which include cash advances and installment loans, is straightforward and can be done through various methods to suit your convenience. You can make payments in person at any Amscot branch, online through the Amscot website using your bank account, or via the Amscot MoneyCard app for card payments. Ensuring timely payments helps maintain good standing and avoids additional fees.

amscot repay

Make Payments Online Through the Bank Account

  1. Go To The Website. Start by visiting the official Amscot website.

  2. Click Make A Payment On The Top Of The Page. On the homepage, locate and click on the "Make a Payment" option at the top of the page.

  3. Find “Click Here” Link. Look for the “click here” link within the payment section and select it.

  4. Click Pay Now. Click on the "Pay Now" button. Note that Amscot does not accept online payments for an open Cash Advance.

  5. Enter Your Reference Number And Click Secure Login. Enter your reference number as prompted and click on "Secure Login" to proceed.

  6. Follow Instructions. Follow the on-screen instructions to complete your payment. This will typically involve confirming payment details and authorizing the transaction.

Make Payments Through the App

Using the Amscot MoneyCard app makes it convenient to manage and pay for your card, ensuring your payments are made easily and on time directly from your mobile device. Note that in the app, you can only repay your card.

  1. Open The Amscot Mobile App. Start by opening the Amscot MoneyCard mobile app on your device and logging in using your account credentials.

  2. Tap On The "Pay Bills”. Once logged in, navigate to the main menu and tap on the "Pay Bills" option to initiate the bill payment process.

  3. Select The Biller You Want To Pay. Choose the biller you wish to pay from the provided list. If your biller is not listed, you can search for them by name.

  4. Enter The Amount. Specify the amount you want to pay and set the due date for the payment to ensure it is processed on time.

  5. Enter The Biller's Information. If this is the first time you are paying this particular biller, enter their information and set up a payment account for future transactions.

  6. Review And Submit. Carefully review all the payment details to ensure accuracy. Once everything is correct, tap "Submit Payment" to complete the transaction.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Amscot account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Amscot payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making payments. Look for "Loan Payment" or a similar option.

  4. Enter Payment Details. Provide the necessary details, such as your Amscot loan account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your loan payment.

Additional Resources

FAQ

How much does Amscot charge for a cash advance?

Amscot charges a 10% service fee of the amount advanced and a $3.00 state fee.

What happens if you can't pay Amscot back?

If Amscot's customers are unable to repay their cash advance on time, they can be eligible for alternative payment options such as the Grace Period or the Extended Payment Plan. To find out more details about that, contact Amscot's support team by phone call +1 (800) 333-6130.

Does Amscot have ATMs in the Superstores?

Yes, Amscot has ATMs at all of its locations. Hence, customers can obtain cash of $20.00 up to $600.00.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 1000.00 $
Rate
i

Interest rate

211.47 – 245.63 %
Term
i

Loan term for the financial product

to 85 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.984
(14 Ratings)
Recommended FinScore™
0
300
650
1000
100.00 – 500.00 $
Rate
i

Interest rate

276.36 – 339.93 %
Term
i

Loan term for the financial product

to 14 days
Apply
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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2000.00 – 100000.00 $
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6.34 – 35.89 %
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Loan term for the financial product

2 months – 72 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Calculate loan payments at Amscot

Amscot calculator will allow you to calculate an approximate payment schedule for the loan

Amscot calculator
Interest rates are given in accordance with the rates of the Amscot of 14.12.2024
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Amscot reviews 2024
Leave feedback
1.6
Cons
The service was exceedingly slow. The employee took an inordinate amount of time to process my request, making the over 20-minute wait at the window for what should have been a 2-minute process very uncomfortable. The employee seemed to dawdle throughout. Extremely disappointed with the experience.
Complain
4.2
Pros
I was very pleased with the service I received. It was my initial experience using this service, and I will definitely return when needed.
Complain
4.6
Pros
Superb service, friendly personnel, and the staff employ innovative approaches.
Complain
1.8
Cons
Despite being informed multiple times that they had the incorrect number, the calls from them persisted. We have been long-standing customers at a different address. It's essential that employees are trained to verify numbers prior to making calls and to refrain from calling again once notified about a wrong number.
Complain
2.4
Cons
The cash advance service at Amscot is a boon during times of need, yet I believe the weekly interest rate is excessively high. This sentiment appears to be a common grievance among many who utilize their services.
Complain
2
Cons
I encountered a lengthy line and endured a 35-minute wait just to process a money order. I'd prefer paying a dollar elsewhere to avoid such a delay. The employees lacked basic courtesy, not even offering a greeting, and there was no clear indication of where the line started. The manager seemed to be in a terrible mood. I won't be returning to this place. They seriously need to hire more staff, as this was my second visit and the experience was frustratingly identical to the first.
Complain
5
Pros
Excellent service with virtually no wait time, and the staff was very polite and professional. I would definitely recommend others to visit this place. Being my first time here, I am certain I will return.
Complain
4.4
Pros
Over the past two years, I've obtained several cash advances from Amscot. They handle requests swiftly, and offer the lowest interest rates I've come across. I'd highly recommend them to anyone seeking financial aid to tide over until the next payday.
Complain
2
Cons
The personnel at the branch come across as discourteous and inhospitable, with the night-time wait stretching between 30 minutes to an hour. I won't be revisiting this location.
Complain
1.8
Cons
The Amscot store manager inquired about my place of employment, a question I found to be quite intrusive. Following my response, he proceeded to share that he once worked at the same financial institution I am employed at, quitting due to the unsatisfactory pay. I found his remarks to be entirely out of line, especially coming from a service provider to a customer. The level of professionalism displayed was truly disappointing, deterring me from ever returning to this location.
Complain
Company rating
3.0
/ 5
20 reviews
Application
3.2
Support service
3.0
Mobile App
2.3
Service quality
3.2
Your satisfaction level
3.4
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