Advance Financial Customer Reviews 2025

Advance Financial reviews 2025

Pros

They made sure I could go through with my weekend plans, which I wasn't sure about initially.

Pros

I'm genuinely grateful for their exceptional customer care and the support they provided. Their kindness and dedication to their customers have made a significant financial difference in my life. Thank you so much for all you've done.

Cons

If you're seeking a loan to manage debt or to have some extra cash on hand, I strongly advise against using Advance Financial. They extended a $2,100 line of credit offer to me, which I accepted to address my financial needs. However, I ended up utilizing the entire amount and could only afford to make the minimum payment of $143 per month, and the balance kept growing each day.
When I finally managed to pay it off in full, I was astonished to discover that I had paid nearly $3,000 in total. What I wasn't aware of was that only a fraction, maybe 10-20%, of each payment actually went toward reducing the line of credit. To make matters worse, the annual percentage rate (APR) was a staggering 276%! Such high APRs should arguably be considered illegal for any loan company.

Cons

I initially borrowed $300 and diligently made weekly payments on time. Surprisingly, despite having already paid around $1,300, I still owe approximately $500. This situation feels exorbitant, and it's hard to justify paying nearly $2,000 for a loan that started at $300. It might be more reasonable to endure some hardship rather than accepting such terms.

Pros

My card was stolen, which caused me to fall behind on my payments. Fortunately, the company was understanding and allowed me to set up payment arrangements. The customer service I received was excellent, and I wouldn't hesitate to work with this company again in the future.

Cons

I purchased a small piece of real estate, and the agreement was for them to deduct my payments from my account on the first of each month. However, it's now the third, and there's been no progress. When I contacted their customer service, the representative requested my bank account number and routing number. This request felt highly unprofessional, as they should already have that information on file. I'm concerned that they might impose substantial late charges or fees on top of this situation.

Cons

Advance Financial is by far the most frustrating loan company I've ever had to deal with. I took out a relatively small $1,500 loan, and despite making substantial payments, the principal balance only decreased by a measly $30. It feels like only about 1.5% of each payment is chipping away at the loan, while the bulk is devoured by interest. This setup makes it nearly impossible to pay off the loan.

Cons

Think twice before proceeding with this! I borrowed $1,450 and ended up having to repay $3,350. Shockingly, a significant portion of my middle payments, about two-thirds, went towards the CAB fee, making it seem like the system is intentionally designed to trap you into paying the maximum amount. It's frustrating that even when making substantial payments, you can't seem to make headway in reducing the principal balance. This practice needs to be reported, as I believe many people face financial hardship due to this kind of loan structure, which feels exploitative. It's simply not right—consider getting a loan from a different source.

Cons

Their behavior is highly unprofessional and discriminative, even though I've always maintained a respectful demeanor. I've documented these issues, and my attorney is prepared to send a legal notice of a lawsuit unless their supervisor takes appropriate action.

Cons

In just three months from the date I borrowed the money, the interest had accumulated to an astounding total of $3,360! I aimed to pay off the loan in three months, but it appeared that hardly anything was reducing the principal balance, even after making my initial payment of $600. When I initially borrowed $4,000, I had hoped to clear it within three months, but the final tally amounted to a staggering $7,135 in payments.

Welcome to the review page of Advance Financial!

Here, you will find client reviews about their experience with Advance Financial. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Advance Financial. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

Advance Financial Reviews november 2025

Advance Financial reviews 2025