Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.0
(20 Ratings)

Advance Financial PayOff

Advertiser Disclosure

Repaying Advance Financial loans is straightforward and can be done online or through the mobile app. Simply log in to your account, navigate to the payment section, and choose whether to pay the minimum amount due, pay off your loan, or enter a specific amount. After selecting your payment method and confirming the details, click "process payment" to complete the transaction, ensuring timely and manageable repayments.

advance financial repay

Make Payments Online Through the Bank Account

  1. Log In To Your Account. Access the Advance Financial website and log in to your account.

  2. Select Payment Section. Navigate to the payment section within your account dashboard.

  3. Choose Your Payment Option. Select whether you want to pay the minimum amount due, pay off your loan, or enter a specific amount you wish to pay.

  4. Select “Pay By”. Choose your preferred payment method.

  5. Click On “Process Payment”. Confirm your payment details and click on “process payment” to complete the transaction.

Make Payments Through the App

  1. Open The App. Launch the Advance Financial app on your mobile device.

  2. Log In. After logging in, select the “Payment” icon in the bottom right of the screen.

  3. Choose Your Payment Option. Select whether you want to pay the minimum amount due, pay off your loan, or enter a specific amount you wish to pay.

  4. Select “Pay By”. Choose your preferred payment method.

  5. Click On “Process Payment”. Confirm your payment details and click on “process payment” to complete the transaction.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Advance Financial account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Advance Financial payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Advance Financial account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

How do I get out of Advance Financial?

You can request the cancellation via phone or email. The company will answer your questions during business hours.

What will be my total cost with an Advance Financial loan?

You will have to pay your loan balance plus interest and fees. The APR on FLEX loans is 279.5%.

What happens if you don't pay back Advance Financial?

The interest on your loan will accrue, so your loan will cost more. Then, the company will sell your debt to a collection agency.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.99
(20 Ratings)
Recommended FinScore™
0
300
650
1000
25.00 – 1500.00 $
Rate
i

Interest rate

to 362.04 %
Term
i

Loan term for the financial product

to 6 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
25.00 – 4000.00 $
Rate
i

Interest rate

240.00 – 450.00 %
Term
i

Loan term for the financial product

from 18 days
Apply
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
Advance Financial reviews 2024
Leave feedback
4.6
Pros
They made sure I could go through with my weekend plans, which I wasn't sure about initially.
Complain
4.6
Pros
I'm genuinely grateful for their exceptional customer care and the support they provided. Their kindness and dedication to their customers have made a significant financial difference in my life. Thank you so much for all you've done.
Complain
2.2
Cons
If you're seeking a loan to manage debt or to have some extra cash on hand, I strongly advise against using Advance Financial. They extended a $2,100 line of credit offer to me, which I accepted to address my financial needs. However, I ended up utilizing the entire amount and could only afford to make the minimum payment of $143 per month, and the balance kept growing each day.
When I finally managed to pay it off in full, I was astonished to discover that I had paid nearly $3,000 in total. What I wasn't aware of was that only a fraction, maybe 10-20%, of each payment actually went toward reducing the line of credit. To make matters worse, the annual percentage rate (APR) was a staggering 276%! Such high APRs should arguably be considered illegal for any loan company.
Complain
2.6
Cons
I initially borrowed $300 and diligently made weekly payments on time. Surprisingly, despite having already paid around $1,300, I still owe approximately $500. This situation feels exorbitant, and it's hard to justify paying nearly $2,000 for a loan that started at $300. It might be more reasonable to endure some hardship rather than accepting such terms.
Complain
4.6
Pros
My card was stolen, which caused me to fall behind on my payments. Fortunately, the company was understanding and allowed me to set up payment arrangements. The customer service I received was excellent, and I wouldn't hesitate to work with this company again in the future.
Complain
1.4
Cons
I purchased a small piece of real estate, and the agreement was for them to deduct my payments from my account on the first of each month. However, it's now the third, and there's been no progress. When I contacted their customer service, the representative requested my bank account number and routing number. This request felt highly unprofessional, as they should already have that information on file. I'm concerned that they might impose substantial late charges or fees on top of this situation.
Complain
2.8
Cons
Advance Financial is by far the most frustrating loan company I've ever had to deal with. I took out a relatively small $1,500 loan, and despite making substantial payments, the principal balance only decreased by a measly $30. It feels like only about 1.5% of each payment is chipping away at the loan, while the bulk is devoured by interest. This setup makes it nearly impossible to pay off the loan.
Complain
2.2
Cons
Think twice before proceeding with this! I borrowed $1,450 and ended up having to repay $3,350. Shockingly, a significant portion of my middle payments, about two-thirds, went towards the CAB fee, making it seem like the system is intentionally designed to trap you into paying the maximum amount. It's frustrating that even when making substantial payments, you can't seem to make headway in reducing the principal balance. This practice needs to be reported, as I believe many people face financial hardship due to this kind of loan structure, which feels exploitative. It's simply not right—consider getting a loan from a different source.
Complain
2
Cons
Their behavior is highly unprofessional and discriminative, even though I've always maintained a respectful demeanor. I've documented these issues, and my attorney is prepared to send a legal notice of a lawsuit unless their supervisor takes appropriate action.
Complain
2.2
Cons
In just three months from the date I borrowed the money, the interest had accumulated to an astounding total of $3,360! I aimed to pay off the loan in three months, but it appeared that hardly anything was reducing the principal balance, even after making my initial payment of $600. When I initially borrowed $4,000, I had hoped to clear it within three months, but the final tally amounted to a staggering $7,135 in payments.
Complain
Company rating
3.0
/ 5
20 reviews
Application
3.0
Support service
3.0
Mobile App
3.1
Service quality
3.0
Your satisfaction level
2.9
Similar companies
NaviRefi
123 S Justison St, Wilmington, DE 19801-5360
+1 (844) 381-6621
HESAA
PO Box 545, Trenton, NJ 08625-0545
+1 (609) 584-4480
RISLA
935 Jefferson Blvd, Suite 3000, Warwick, RI 02886
+1 (800) 758-7562
VSAC
10 East Allen Street, Winooski, VT 05404
+1 (800) 642-3177
Funding U
309 East Paces Ferry Rd. NE Suite 400, Atlanta, GA 30305