Advance Financial personal accounts provide flexible loan options, including line of credit and installment loans, with amounts ranging from $25 to $4,000 and APRs up to 450%. These accounts feature an easy-to-use online platform for applying for loans, making payments, and managing account details. U.S. citizens and permanent residents are eligible, but active duty service members and their dependents are excluded due to Military Lending Act restrictions. With extended loan terms of 4 months or more and robust customer support, Advance Financial personal accounts cater to a wide range of short-term financial needs.
Key Features
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Flexible Loan Options. Advance Financial personal accounts offer a variety of loan options, including line of credit loans and installment loans, with amounts ranging from $25 to $4,000.
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Extended Loan Terms. Installment loans come with terms of 4 months or more, providing a longer period for repayment.
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User-Friendly Online Platform. The account management platform is designed to be easy to use, allowing customers to apply for loans, make payments, and manage their accounts online.
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Customer Support. Account holders have access to customer service for assistance with their accounts, available via phone and online forms.
How to Create an Advance Financial Account?
Online
Go To The Advance Financial Website. Navigate to the official Advance Financial website.
Locate The "Login" Button. Look for the "Login" button, usually situated in the top-right corner of the page, and click on it.
Click On "Create Account". Find and click on the "Create Account" button or a similar option that indicates account creation.
Enter Your Social Security Number. Input your Social Security Number in the format XXX-XX-XXXX.
Enter Your Date Of Birth. Provide your date of birth in the format MM/DD/YYYY.
Click On "Create Account". Click the "Create Account" button to proceed.
Complete The Registration Process. Follow the prompts to complete the registration, which may include providing personal and contact information such as your name, address, phone number, and email address.
Offline
Visit A Local Branch. Go to the nearest Advance Financial branch location.
Request An Account Creation Form. Speak with a representative and request the necessary form to create an account.
Provide Required Information. Fill out the form with your Social Security Number (in the format XXX-XX-XXXX), date of birth (in the format MM/DD/YYYY), and other personal details such as your name, address, phone number, and email address.
Submit The Form. Hand the completed form to the representative, along with any required identification documents.
Follow Up. The representative will process your information and provide you with further instructions or materials needed to complete the account creation process.
Step-by-step Registration
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Go To The Advance Financial Website. Navigate to the official Advance Financial website.
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Locate The "Login" Button. Look for the "Login" button, usually situated in the top-right corner of the page, and click on it.
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Click On "Create Account". Find and click on the "Create Account" button or a similar option that indicates account creation.
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Enter Your Social Security Number. Input your Social Security Number in the format XXX-XX-XXXX.
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Enter Your Date Of Birth. Provide your date of birth in the format MM/DD/YYYY.
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Click On "Create Account". Click the "Create Account" button to proceed.
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Complete The Registration Process. Follow the prompts to complete the registration, which may include providing personal and contact information such as your name, address, phone number, and email address.
How to Log In?
Go To The Advance Financial Website. Navigate to the official Advance Financial website.
Locate The "Login" Button. Look for the "Login" button, usually located in the top-right corner of the page, and click on it.
Enter Your Registered Email Address. Input your registered email address in the designated field.
Enter Your Account Password. Type in your account password.
Click On The "Login" Button. After entering your login credentials, click on the "Login" button.
How to Activate My Account?
When creating an Advance America account, you will not be asked to activate it. You just need to enter your SSN and DOB, and your account will be set up.
How to Delete My Account?
Contact Customer Service. Call the customer service team at 1-615-341-5900 and request to delete your account. The representative will guide you through the process and provide any additional information you may need.
Fill Out The Online Form. Alternatively, you can fill out the online contact form on Advance Financial's website. Provide your name, email address, phone number, and a brief description of your request to delete your account. A customer service representative will contact you to guide you through the process.
How to Reset My Password?
Go To The Website. Navigate to the official website and find the "Login" button.
Click On The "Forgot Your Email Or Password?" Link. Locate and click on this link to proceed.
Click On "Password Retrieve". Select the option to reset your password.
Enter Your Email Address. Provide the email address associated with your Advance Financial account.
Click On "Submit". Click "Submit" and follow the provided instructions to reset your password. This may include answering security questions or verifying your identity before you can successfully reset your password.
Editorial Opinion
Important
How to Choose a Lender
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Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.
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Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.
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Carefully review all the terms and conditions of your payday loan contract.
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Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.
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Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.
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Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.
