Personal Loan

Loan Term. The loan term can vary depending on the state. In Alabama, the loan term can be up to 24 months. In Ohio, the loan term can be up to 12 months.

Annual Percentage Rate (APR). The APR for Advance America installment loans can be quite high, with rates up to 333.81%. It's crucial to understand the cost of borrowing and how it will affect your repayments.

Loan Amount. The amount you can borrow also varies by state. In Alabama, you can borrow up to $3,000. In California, the maximum loan amount is $255. In Texas, you can borrow up to $2,500. In Ohio, the loan amount can be up to $1,000. In Michgan, loan amounts go up to $600 for payday loans.

Age Requirement. You must be at least 18 years of age to apply for a loan.

Checking Account. You need to have a valid checking account.

Proof of Income and Identity. Be prepared to provide documentation that verifies your income and identity. You will need to provide a government-issued ID with a photo (driver's license, passport, etc.), your Social Security number, income documentation such as a pay stub, benefits letter, or direct deposit note, and evidence of a current checking account, such as a bank account statement.