Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.2
(41 Ratings)

Advance America PayOff

Advertiser Disclosure

Repaying an Advance America loan is straightforward and can be done online through their website. The loans offered by Advance America include payday loans, installment loans, and lines of credit, designed to provide quick financial assistance. To repay your loan, log in to your online account, navigate to the payment section, and follow the steps to make a payment using your bank account information. Ensure you make timely payments to avoid additional fees and maintain a good standing with the lender.

advance america repay

Make Payments Online Through the Bank Account

  1. Log In to Your Online Account. Visit the Advance America website and log in to your account using your username and password. If you do not have an online account, you will need to create one by providing your loan details and personal information.

  2. Select "Make a Payment". In the payment section, select the option to "Make a Payment." This will allow you to initiate the payment process.

  3. Enter Your Bank Account Information. You will need to provide your bank account details, including the routing number and account number. Ensure that this information is accurate to avoid any delays or issues with your payment.

  4. Specify the Payment Amount. Enter the amount you wish to pay. You may choose to pay the full balance, the minimum payment, or any other amount that fits your financial situation.

  5. Confirm and Submit. Review all the entered information for accuracy. Once you are sure everything is correct, submit your payment. You should receive a confirmation message indicating that your payment has been successfully processed.

Make Payments Through the App

Advance America currently does not have a dedicated mobile app for making payments. However, you can still make a payment easily by logging in to your online account through the website. Simply follow the steps outlined above: log in to your account, navigate to the payment section, select "Make a Payment," enter your bank account information, specify the payment amount, and confirm the transaction. This method ensures you can manage and repay your loan conveniently from any device with internet access.

Make Payments Through a Different Bank

  1. Log in to Your Bank’s Online Banking Portal. Access your bank’s online banking website or mobile app and log in using your credentials.

  2. Set Up Advance America as a Payee. Navigate to the bill payment section of your bank’s online banking portal. Add Advance America as a new payee. You will need to enter Advance America's payment details, which can be found in your loan agreement or on the Advance America website.

  3. Enter Your Loan Information. When adding Advance America as a payee, you will need to provide your Advance America loan account number. This ensures that your payment is correctly applied to your loan balance.

  4. Schedule the Payment. Choose the amount you want to pay and select the payment date. You can opt for a one-time payment or set up recurring payments to ensure your loan is paid on time every month.

  5. Confirm and Submit the Payment. Review all the payment details, including the payee information, loan account number, and payment amount. Once everything is correct, submit the payment. Your bank will process the payment and send it to Advance America.

Via ATM

  1. Visit an ATM. Go to an ATM that supports loan payments or bill payments.

  2. Insert Your Debit Card and Enter PIN. Insert your debit card and enter your PIN to access your account.

  3. Select Bill Payment or Loan Payment Option. Navigate through the menu to find the bill payment or loan payment option.

  4. Enter Advance America Loan Details. Input your Advance America loan account number and the payment amount. Ensure the details are correct.

  5. Confirm and Submit Payment. Review the details and confirm the payment. Keep the receipt as proof of payment.

Additional Resources

FAQ

Can you pay off an Advance America loan early?

You can pay off your loan early at a local store or through your online account.

Will Advance America sue you?

The answer is, of course, yes. If you fail on a loan or breach the conditions of your loan agreement, a payday lender can sue you in court. They can, however, only take you to civil court.

Offers
Advance America
Online Loans
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Interest rate

to 1.80 %
Term
i

Loan term for the financial product

to 24 days
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Interest rate

0.60 – 1.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Interest rate

1.00 – 6.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.23
(41 Ratings)
Recommended FinScore™
0
300
650
1000
to 1800.00 $
Rate
i

Interest rate

to 688.28 %
Term
i

Loan term for the financial product

to 28 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Interest rate

from 36.00 %
Term
i

Loan term for the financial product

1 months – 2 years
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Rating by Finanso®
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Calculate loan payments in Advance America

Advance America calculator will allow you to calculate an approximate payment schedule for the loan

Advance America calculator
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Advance America reviews 2025
Leave feedback
4.6
Pros
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward. They do an excellent job of keeping customers informed, their staff is friendly, and I rely on their services frequently.
Complain
4.4
Pros
The kindness and efficiency of the staff were exceptional. Despite there being two people in front of me, I only had to wait for about 20 minutes. Thank you for the prompt service!
Complain
4.6
Pros
As a senior citizen with limited mobility, I greatly appreciate the convenience that Advance America offers. I can request and pay my cash advance loan from the comfort and privacy of my home. Thank you for making this process accessible and hassle-free for individuals like me.
Complain
4.6
Pros
My experience with Advance America was excellent. The process to provide the necessary information for repaying my loan was quick and efficient. The staff was polite and helpful throughout. I also appreciated the convenience of being able to borrow the money back and have it deposited directly onto an ATM card, which was then credited back to my account.
Complain
4.6
Pros
When you're in need of assistance, you are readily available for your customers, always willing to provide immediate help. The employees are genuinely friendly and extremely helpful.
Complain
4.8
Pros
The entire team was exceptionally accommodating to my needs, taking the time to assist me thoroughly. I truly appreciated the positive experience they provided.
Complain
2
Cons
I received a contact from them stating that I was approved for a $5,000 loan. Fortunately, I decided to investigate further and discovered that their email had an @gmail ending, which raised suspicions. It's essential to be cautious and never accept a loan from a website with an @gmail email address, as it's likely a scam. Additionally, never share pictures of your ID with such sources. I reported them to help protect others, and I encourage everyone to stay vigilant and safeguard themselves from potential scams.
Complain
4.2
Pros
The team members at Advance America were highly professional and incredibly helpful. I was initially feeling anxious, but their assistance immediately put me at ease, and I felt a sense of relief.
Complain
4.6
Pros
I received excellent service, and the process of making payments and requesting funds was extremely user-friendly. The customer service was exceptional, and I particularly appreciated the assistance I received from the lady who initially helped me set everything up. She took care of all the details for me, making the experience even better.
Complain
1.8
Cons
Advance America withdrew approximately $300 from my bank account without prior notice. I strongly advise against setting up automatic payments with them. If they request your checking account number for deposit purposes, consider opting for a deposit onto your debit card instead. This unexpected withdrawal caused all my bills to bounce, resulting in a difficult financial situation. To make matters worse, they provided me with a loan to cover the bounced checks and claimed they were unsure where the mistake occurred.
Complain
Company rating
3.2
/ 5
41 reviews
Application
3.3
Support service
3.2
Mobile App
3.2
Service quality
3.2
Your satisfaction level
3.2
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