Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.2
(41 Ratings)

Advance America PayOff

Advertiser Disclosure

Repayment of loan

You can pay at the local store. Payments for online loans are automatically debited from your checking account on the due date. Alternatively, you can pay back online. Log into your account and choose "Make a Payment." Or, you can call +1 (877) 505-0701 to make a payment over the phone.

Conditions of loan extension

A personal Line of Credit allows a borrower access to a specific amount of funds, allowing you to draw what you need and pay interest only on what you borrow. Our Flex Line of Credit, like a credit card, allows you to use it whenever you need it without having to reapply. You can withdraw cash up to your maximum permitted credit limit if you continue to make on-time payments.

Early payoff

You have the option of repaying your Advance America debts early. Paying up the loan early incurs no penalty. Paying off debt before may temporarily harm your credit history if you attempt to establish or enhance it. It's especially true if it was your sole loan or if you used it to pay off your lowest balance account.

Advance America repayment

FAQ

Can you pay off an Advance America loan early?

You can pay off your loan early at a local store or through your online account.

Will Advance America sue you?

The answer is, of course, yes. If you fail on a loan or breach the conditions of your loan agreement, a payday lender can sue you in court. They can, however, only take you to civil court.

Financial products
Advance America
Online Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

to 1.80 %
Term
i

Loan term for the financial product

to 24 days
Advance America
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

to 1.80 %
Term
i

Loan term for the financial product

to 24 days
Apply
Advance America
Personal Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

0.60 – 1.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

1.00 – 6.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

1.00 – 6.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.23
(41 Ratings)
Recommended FinScore™
0
300
650
1000
100.00 – 445.00 $
Rate
i

Effective interest rate on the product

to 0.92 %
Term
i

Loan term for the financial product

to 24 days
Apply
Advance America
Title Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Term
i

Loan term for the financial product

up to 24 months
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$500-$4,000
Rate
i

Effective interest rate on the product

up to 160%
Term
i

Loan term for the financial product

9-18 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Apply
TitleMax
Title loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$10,000
Rate
i

Effective interest rate on the product

up to 1.09% per day
Term
i

Loan term for the financial product

up to 72 months
LoanMax
Title Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100-$10,000
Rate
i

Effective interest rate on the product

up to 372 %
Term
i

Loan term for the financial product

up to 30 days
Moneytree
Title Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Rate
i

Effective interest rate on the product

up to 304.17%
Term
i

Loan term for the financial product

up to 12 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 5500.00 $
Term
i

Loan term for the financial product

to 1 months
Apply
Calculate loan payments in Advance America

Advance America calculator will allow you to calculate an approximate payment schedule for the loan

Advance America calculator
Interest rates are given in accordance with the rates of the Advance America of 28.03.2024
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All Advance America’s reviews by march 2024
Leave feedback
4.6
Advantages
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward. They do an excellent job of keeping customers informed, their staff is friendly, and I rely on their services frequently.
Complain
4.4
Advantages
The kindness and efficiency of the staff were exceptional. Despite there being two people in front of me, I only had to wait for about 20 minutes. Thank you for the prompt service!
Complain
4.6
Advantages
As a senior citizen with limited mobility, I greatly appreciate the convenience that Advance America offers. I can request and pay my cash advance loan from the comfort and privacy of my home. Thank you for making this process accessible and hassle-free for individuals like me.
Complain
4.6
Advantages
My experience with Advance America was excellent. The process to provide the necessary information for repaying my loan was quick and efficient. The staff was polite and helpful throughout. I also appreciated the convenience of being able to borrow the money back and have it deposited directly onto an ATM card, which was then credited back to my account.
Complain
4.6
Advantages
When you're in need of assistance, you are readily available for your customers, always willing to provide immediate help. The employees are genuinely friendly and extremely helpful.
Complain
4.8
Advantages
The entire team was exceptionally accommodating to my needs, taking the time to assist me thoroughly. I truly appreciated the positive experience they provided.
Complain
2
Disadvantages
I received a contact from them stating that I was approved for a $5,000 loan. Fortunately, I decided to investigate further and discovered that their email had an @gmail ending, which raised suspicions. It's essential to be cautious and never accept a loan from a website with an @gmail email address, as it's likely a scam. Additionally, never share pictures of your ID with such sources. I reported them to help protect others, and I encourage everyone to stay vigilant and safeguard themselves from potential scams.
Complain
4.2
Advantages
The team members at Advance America were highly professional and incredibly helpful. I was initially feeling anxious, but their assistance immediately put me at ease, and I felt a sense of relief.
Complain
4.6
Advantages
I received excellent service, and the process of making payments and requesting funds was extremely user-friendly. The customer service was exceptional, and I particularly appreciated the assistance I received from the lady who initially helped me set everything up. She took care of all the details for me, making the experience even better.
Complain
1.8
Disadvantages
Advance America withdrew approximately $300 from my bank account without prior notice. I strongly advise against setting up automatic payments with them. If they request your checking account number for deposit purposes, consider opting for a deposit onto your debit card instead. This unexpected withdrawal caused all my bills to bounce, resulting in a difficult financial situation. To make matters worse, they provided me with a loan to cover the bounced checks and claimed they were unsure where the mistake occurred.
Complain
Overall company rating
3.2
/ 5
41 reviews
Execution of an application
3.3
Support service
3.2
Mobile app
3.2
Service quality
3.2
Your satisfaction level
3.2
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