How to Apply
Requirements
You should be at least 18 years of age, have a valid checking account, and provide proof of income and identity. When you apply for an Advance America loan, be prepared to fill in the following information:
A government-issued ID with a photo (driver's license, passport, etc.),
Number of Social Security,
Income documentation, such as a pay stub, benefits letter, or direct deposit note, and
Evidence of a current checking account, such as a bank account statement.
If you want to take a title loan, you need to bring your vehicle's lien-free title, the vehicle itself, evidence of domicile, and proof of insurance–depending on where you live.
Application Details
If you receive a rejection for a loan and have concerns about the integrity of the credit information used to decide, you can get your credit report from the credit bureau. Advance America cannot offer credit report details, and you must contact the credit agency directly to examine your information. If you feel it's a mistake on your credit report, you can file a dispute with the credit agency.
First, review the Adverse Action Notice you got when your loan was denied. This letter will tell you which credit bureau was used to determine the loan decision - FactorTrust or Clarity. You'll have to contact these organizations via the website, snail mail, e-mail, or phone for more information.
How to Apply for a Loan
To apply in person, just come to the nearest store with all the required documents. To apply online with Advance America, follow these steps:
Go to the Advance America website and click the "Apply now" option. This will open the application page.
Fill up your personal and financial information on the form. Once completed, you should electronically sign your application.
If you are allowed for a loan, get the cash the same day or the next.
