Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.2
(41 Ratings)

Apply For Advance America

Advertiser Disclosure

How to apply for a loan?

To apply in person, just come to the nearest store with all the required documents. To apply online with Advance America, follow these steps:

  1. Go to the Advance America website and click the "Apply now" option. This will open the application page.
  2. Fill up your personal and financial information on the form. Once completed, you should electronically sign your application.
  3. If you are allowed for a loan, get the cash the same day or the next.

Requirements

You should be at least 18 years of age, have a valid checking account, and provide proof of income and identity. When you apply for an Advance America loan, be prepared to fill in the following information:

  • A government-issued ID with a photo (driver's license, passport, etc.),
  • Number of Social Security,
  • Income documentation, such as a pay stub, benefits letter, or direct deposit note, and
  • Evidence of a current checking account, such as a bank account statement.

If you want to take a title loan, you need to bring your vehicle's lien-free title, the vehicle itself, evidence of domicile, and proof of insurance–depending on where you live.

Application details

If you receive a rejection for a loan and have concerns about the integrity of the credit information used to decide, you can get your credit report from the credit bureau. Advance America cannot offer credit report details, and you must contact the credit agency directly to examine your information. If you feel it's a mistake on your credit report, you can file a dispute with the credit agency.

First, review the Adverse Action Notice you got when your loan was denied. This letter will tell you which credit bureau was used to determine the loan decision - FactorTrust or Clarity. You'll have to contact these organizations via the website, snail mail, e-mail, or phone for more information.

Advance America application

FAQ

Does using Advance America hurt your credit score?

A cash advance has no direct impact on your credit score, and your credit history will not show that you borrowed one. The cash advance balance will be added to your credit card debt, hurting your credit score if you have a high credit use ratio.

How long does it take Advance America to approve a loan?

If you apply for a loan at the store and are accepted, you might have cash in 15 minutes on the same visit. If you apply online, the money may be put into your account the same or the following working day.

Is Advance America good for debt consolidation?

No, it's better to look for a lender with lower rates and more flexible payments.

Financial products
Advance America
Online Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

to 1.80 %
Term
i

Loan term for the financial product

to 24 days
Advance America
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

to 1.80 %
Term
i

Loan term for the financial product

to 24 days
Apply
Advance America
Personal Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

0.60 – 1.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

1.00 – 6.00 %
Term
i

Loan term for the financial product

to 24 days
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 25000.00 $
Rate
i

Effective interest rate on the product

1.00 – 6.00 %
Term
i

Loan term for the financial product

to 24 days
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.23
(41 Ratings)
Recommended FinScore™
0
300
650
1000
100.00 – 445.00 $
Rate
i

Effective interest rate on the product

to 0.92 %
Term
i

Loan term for the financial product

to 24 days
Advance America
Title Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Term
i

Loan term for the financial product

up to 24 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
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Effective interest rate on the product

from 0.05 %
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Loan term for the financial product

5 days – 3 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
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Effective interest rate on the product

to 160.00 %
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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TitleMax
Title loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$10,000
Rate
i

Effective interest rate on the product

up to 1.09% per day
Term
i

Loan term for the financial product

up to 72 months
LoanMax
Title Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100-$10,000
Rate
i

Effective interest rate on the product

up to 372 %
Term
i

Loan term for the financial product

up to 30 days
Moneytree
Title Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $25,000
Rate
i

Effective interest rate on the product

up to 304.17%
Term
i

Loan term for the financial product

up to 12 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 5500.00 $
Term
i

Loan term for the financial product

to 1 months
Apply
Calculate loan payments in Advance America

Advance America calculator will allow you to calculate an approximate payment schedule for the loan

Advance America calculator
Interest rates are given in accordance with the rates of the Advance America of 12.06.2024
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All Advance America’s reviews by june 2024
Leave feedback
4.6
Advantages
I have never encountered any issues with this company. They consistently deliver funds on time, and the repayment process is straightforward. They do an excellent job of keeping customers informed, their staff is friendly, and I rely on their services frequently.
Complain
4.4
Advantages
The kindness and efficiency of the staff were exceptional. Despite there being two people in front of me, I only had to wait for about 20 minutes. Thank you for the prompt service!
Complain
4.6
Advantages
As a senior citizen with limited mobility, I greatly appreciate the convenience that Advance America offers. I can request and pay my cash advance loan from the comfort and privacy of my home. Thank you for making this process accessible and hassle-free for individuals like me.
Complain
4.6
Advantages
My experience with Advance America was excellent. The process to provide the necessary information for repaying my loan was quick and efficient. The staff was polite and helpful throughout. I also appreciated the convenience of being able to borrow the money back and have it deposited directly onto an ATM card, which was then credited back to my account.
Complain
4.6
Advantages
When you're in need of assistance, you are readily available for your customers, always willing to provide immediate help. The employees are genuinely friendly and extremely helpful.
Complain
4.8
Advantages
The entire team was exceptionally accommodating to my needs, taking the time to assist me thoroughly. I truly appreciated the positive experience they provided.
Complain
2
Disadvantages
I received a contact from them stating that I was approved for a $5,000 loan. Fortunately, I decided to investigate further and discovered that their email had an @gmail ending, which raised suspicions. It's essential to be cautious and never accept a loan from a website with an @gmail email address, as it's likely a scam. Additionally, never share pictures of your ID with such sources. I reported them to help protect others, and I encourage everyone to stay vigilant and safeguard themselves from potential scams.
Complain
4.2
Advantages
The team members at Advance America were highly professional and incredibly helpful. I was initially feeling anxious, but their assistance immediately put me at ease, and I felt a sense of relief.
Complain
4.6
Advantages
I received excellent service, and the process of making payments and requesting funds was extremely user-friendly. The customer service was exceptional, and I particularly appreciated the assistance I received from the lady who initially helped me set everything up. She took care of all the details for me, making the experience even better.
Complain
1.8
Disadvantages
Advance America withdrew approximately $300 from my bank account without prior notice. I strongly advise against setting up automatic payments with them. If they request your checking account number for deposit purposes, consider opting for a deposit onto your debit card instead. This unexpected withdrawal caused all my bills to bounce, resulting in a difficult financial situation. To make matters worse, they provided me with a loan to cover the bounced checks and claimed they were unsure where the mistake occurred.
Complain
Overall company rating
3.2
/ 5
41 reviews
Execution of an application
3.3
Support service
3.2
Mobile app
3.2
Service quality
3.2
Your satisfaction level
3.2
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