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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Abra's app


Abra on Google Play

Download app

For Android users

  1. Go to Google Play and find the "Abra: Buy Bitcoin & Earn Yield" app under the Plutus Financial Inc. developer;

  2. Click Install and wait for the app to install on your iPhone;

  3. Open the app and on the appeared screen, click the "Sign Up" button;

  4. Enter your name, email, country, and phone number, and click Continue;

  5. Abra will send you a registration code number. Once you fill it in, you can start using your account.

Abra on App Store

Download app

For iOS users

  1. Access the App Store and find the app called "Abra: Buy Bitcoin & Earn Yield" under the Plutus Financial developer;

  2. Click Download and wait for the app to install on your iPhone;

  3. Open the app and on the appeared screen, click the "Sign Up" button;

  4. Enter your name, email, country, and phone number, and click Continue;

  5. Abra will send you a registration code number. Once you fill it in, you can start using your account.

Mobile app features

Abra focuses on providing its services through the app, so by downloading it, you get access to all of the Abra services.

Abra mobile app allows you to:

  • Store your crypto within the Abra Wallet

  • Earn interest on your crypto

  • Borrow a personal line of credit

  • Buy or sell crypto and stablecoins

  • Make transfers between your account

  • Deposit or withdraw currencies.


How to delete an account?

By deleting your account with Abra, you stop being the company's customer. To delete the account, you can contact customer service and request the deletion of your account. 

How can I enable 2FA?

You should be a Global KYC user, and once you are approved for KYC, 2FA will appear on your account under the "Wallet Security" menu.

Where can I find my recovery phrase?

Open the Abra app and access the "Wallet Security" menu. Click on the "View recovery phase" button and fill in your backup phrase. Click the "Yes, I wrote it down" link and confirmed. 

Why do I need to upgrade the Abra app?

Abra develops security updates, and you won't be able to use the app and even lose your account if you don't upgrade your application.

How do I delete my Abra wallet?

To delete your wallet, reach customer service at and request them to delete your wallet.

Calculate loan payments in Abra

Abra calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

10000 $
500000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Abra

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Abra and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Abra’s reviews by October 2022
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