Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.3
(20 Ratings)

1st Franklin Financial PayOff

Advertiser Disclosure

To repay a 1st Franklin Financial loan, visit their website and log in with your email and password. Navigate to the payments section and follow the provided instructions to make your payment. Note that the final payment cannot be made online and will require alternative arrangements.

1st franklin financial repay

Make Payments Online Through the Bank Account

  1. Visit Website. Go to the 1st Franklin Financial website.

  2. Log In. Enter your email and password.

  3. Go To the Payments Section. Navigate to the payments section.

  4. Follow Instructions. Follow the instructions provided to make your payment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the 1st Franklin Financial account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the 1st Franklin Financial payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your 1st Franklin Financial account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

How do I pay my First Franklin?

There is an option to pay online at First Franklin Financial Services, by mail to the processing center, and in person at any location that is accepted

What happens if you don't pay First Franklin?

The lender must first issue you a "Notice of Right to Cure" if you don't make payments on time. You have twenty days from the date the lender mails the notice to make the missed payment (s). If you don't pay, the lender has a right to repossess your collateral or to sue you. 

Can I pay First Franklin with a credit card?

Borrowers can pay First Franklin with Visa, MasterCard, or Discover credit card. 

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.26
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$3,000-$15,000
Rate
i

Interest rate

to 35.99 %
Term
i

Loan term for the financial product

12 months – 4 years
Apply
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Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 5 years
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Calculate loan payments in 1st Franklin Financial

1st Franklin Financial calculator will allow you to calculate an approximate payment schedule for the loan

1st Franklin Financial calculator
Interest rates are given in accordance with the rates of the 1st Franklin Financial of 19.04.2025
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1st Franklin Financial reviews 2025
Leave feedback
4.8
Pros
A single phone call and a bit of information led to my approval. 1st Franklin Financial had everything ready for me to sign, making the process exceptionally easy.
Complain
4.6
Pros
I received an unsolicited $1,400 loan check in the mail from them, with no prior application or documentation. I've been consistently making payments for six months, always ahead of the due date. Now, facing a medical emergency and needing $350, I was told I must complete an online application and provide certain documents in person. It feels like my status as a loyal customer has been overlooked. While I appreciate their friendly demeanor, I'll proceed with paying off the loan as agreed, even though I'm left somewhat perplexed by the situation.
Complain
4.6
Pros
They provided me with an opportunity to improve my credit, and the staff members were genuinely friendly and supportive. Such positive and helpful service is increasingly rare these days.
Complain
4.4
Pros
The staff was not only friendly but also very helpful. The process at their office was efficient and didn't take much time. I would highly recommend the services if you're looking for assistance in finding a loan that suits your needs.
Complain
4.6
Pros
I made a phone call to them, and within minutes, they had approved my request, which was a chance nobody else was willing to provide. They were exceptionally kind and helpful.
Complain
4.6
Pros
I've had a fantastic three-year experience with this company, and they've been incredibly helpful. When I faced a difficult period in my life, they provided assistance without judgment, understanding my situation, and guiding me every step of the way. I highly recommend them for your financial needs.
Complain
4.6
Pros
Whenever I require their services, they are consistently willing to assist me. I want to express my gratitude to 1st Franklin Financial for their support and services; it is greatly appreciated.
Complain
1.8
Cons
I attempted to create an online account, but it repeatedly indicated an error with my email address. However, my email address is functioning correctly, as I've been receiving emails from 1st Franklin and have already verified it.
Complain
5
Pros
I've been a customer of 1st Franklin Financial for a considerable period. The entire team is exceptionally friendly and consistently helpful. I wholeheartedly recommend their services to anyone in need of a loan.
Complain
4.6
Pros
This loan company is a viable option for obtaining a loan, although the interest rates may be somewhat on the high side. Nevertheless, they do show flexibility in working with you and assist in securing a loan. In general, it's a solid choice for borrowing funds, as the staff is friendly, helpful, and always ready to provide the assistance you require.
Complain
Company rating
4.3
/ 5
20 reviews
Application
4.4
Support service
4.3
Mobile App
4.3
Service quality
4.2
Your satisfaction level
4.2
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