Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.3
(20 Ratings)

1st Franklin Financial Account Review

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How To Login in 1st Franklin Financial Account?

To log in to your 1st Franklin Financial account, you can follow these steps:

  1. Go to the 1st Franklin Financial website.
  2. Click on the "Customer Login" button in the homepage's top right corner.
  3. Click on the "Loan Account Login" button.
  4. Enter your username and password in the fields provided.
  5. Click on the "Login" button.

Key Features

1st Franklin Financial is a financial services company that offers personal loans to customers in the southeastern United States. Here are some key features of the lender:

  1. Personal loans. The company offers personal loans to help customers cover unexpected expenses, consolidate debt, or make home repairs. Loan amounts up to $15,000, with repayment terms ranging from 12 to 60 months.
  2. Quick and easy application process. Customers can apply for a loan online or in person at one of 1st Franklin Financial's branch locations. The application process is quick and easy, and customers can receive a decision on their loan application in as little as 15 minutes.
  3. Experienced loan officers. 1st Franklin Financial employs experienced loan officers who can help customers find the right loan product for their needs and budget.
  4. Multiple branch locations. The company has over 300 branch locations in the southeastern United States, making it easy for customers to access its services.

How To Register an Account?

1st Franklin Financial offers two ways for customers to apply for a loan - online and in person. Both application processes are quick and easy, and customers can receive a decision on their loan application in as little as 15 minutes.

Regardless of the application method, customers will need to provide personal and financial information, such as their name, address, income, and employment information. It's important to have all necessary documentation, such as pay stubs and bank statements, on hand when applying for a loan to ensure a smooth and efficient application process.

Once the loan application is submitted and approved, customers can choose to receive the loan funds by direct deposit or check. The funding method will depend on the customer's preference and the loan terms.

Step-by-step Registration

To register a 1st Franklin Financial account, you can follow these step-by-step instructions:

  1. Go to the 1st Franklin Financial website.
  2. Click on the "Customer Login" button in the homepage's top right corner.
  3. Click on the "First time? Click here to get started" link located below the log in fields.
  4. Enter your account number, personal information, including your name, address, zip code, Social Security number, and email address.
  5. Create a username and password for your account.
  6. Choose and answer security questions that will be used to verify your identity.
  7. Review and accept the terms and conditions of use for your account.
  8. Complete the registration process.

Once you have registered your account, you will be able to log in and access your loan account information, make payments, view statements, and more. If you encounter any issues during the registration process or require further assistance, you can contact 1st Franklin Financial customer service for help.

How Do 1st Franklin Financial Loans Work?

1st Franklin Financial offers personal loans with fixed payments and fixed rates up to $15,000. Here is how the loan process works:

  1. Apply. Customers can apply for a personal loan online or in person at a branch location. During the application process, customers will need to provide personal and financial information, such as their name, address, income, and employment information. Customers may also need to provide documentation, such as pay stubs and bank statements, to support their application.
  2. Visit a branch. If your loan application is approved, you will need to visit a branch location to discuss your loan options and finalize your loan agreement. During this visit, you will review and sign your loan agreement and provide any additional documentation required to complete your loan.
  3. Receive funds. If approved for a loan, the customer can receive the loan funds by direct deposit or check. The funds can be used for a variety of purposes, such as unexpected expenses, home repairs, or debt consolidation. The funding method will depend on the customer's preference and the loan terms.
  4. Repay the loan. Borrowers are required to make regular payments until the loan is paid off. Payments can be made weekly, bi-weekly, or monthly, depending on the borrower's preference. The loan term and interest rate will vary depending on the loan product and the borrower's credit score, income, and other factors. It's important for borrowers to make their loan payments on time to avoid late fees and protect their credit score. Flexible repayment options, such as automatic payments, are available to help borrowers manage their loans more easily.

Loan Funding Times

If a customer is approved for a personal loan from 1st Franklin Financial, the loan funds can typically be deposited directly into the customer's bank account or sent by check within one to two business days. However, the exact loan funding time will depend on various factors such as the application method, and the customer's bank.

It's important to keep in mind that loan funding times may be impacted by weekends, holidays, and bank processing times. Additionally, if the loan application is incomplete or requires additional information, the loan funding time may be delayed.

Customers should contact 1st Franklin Financial directly for more information on loan funding times and to ensure that they have all necessary documentation and information for a smooth and efficient loan application process.

Who Are 1st Franklin Financial Loans For?

1st Franklin Financial loans are designed for individuals who need quick and easy access to funds for various personal needs. Whether you need to cover unexpected expenses, pay for home repairs, consolidate debt, or fund a large purchase, the company can help. Their loans are available to individuals with a range of credit scores, and the application process is simple and straightforward. With fixed payments and fixed rates, borrowers can plan and budget for their loan payments, making it easier to manage their finances. Additionally, 1st Franklin Financial offers flexible loan terms and options, so borrowers can choose a loan that meets their specific needs and financial goals.

How To Delete an Account?

There doesn't appear to be an option to delete your 1st Franklin Financial account online. However, if you wish to cancel your account or have any questions or concerns related to your account, you can contact their customer service. Here's how to contact them:

  1. Visit the 1st Franklin Financial website.
  2. Click on the "Contact Us" link in the homepage's footer.
  3. Select the "For all customer service questions or any issues/complaints regarding your account, please complete the form below" option.
  4. Fill out the form with your contact information, including your name, email address, phone number, and message.
  5. Select the "Submit" button to send your message.

Alternatively, you can call the Quality Assurance number at 1-800-700-7943. However, this number is not for inquiries about loans, so if you have questions about your loan, you will need to contact a 1st Franklin Financial branch location for assistance.

How To Reset a Password?

If you have forgotten your 1st Franklin Financial password, you can reset it by following these steps:

  1. Go to the 1st Franklin Financial website.
  2. Click the "Can't sign in?" button below the log in fields.
  3. Enter your account's email address, date of birth, and zip code.
  4. Click on the "Continue" button.
  5. Follow the prompts to verify your identity and reset your password.

You may be asked to answer security questions or provide additional verification before you can reset your password. Once you have completed the process, you will be able to log in to your 1st Franklin Financial account using your new password. If you continue to have issues resetting your password, you can contact their customer service for assistance.

FAQ

How Do I Contact 1st Franklin Financial?

To contact 1st Franklin Financial, you can use one of the following methods:

  1. Visit a branch. You can visit one of the company’s branch locations to speak with a representative in person. You can use the "Find a Branch" feature on the 1st Franklin Financial website to find a branch near you.
  2. Phone. You can call 1st Franklin Financial customer service at 1-800-700-7943 for general inquiries, questions about your account, or to make a loan payment over the phone.
  3. Online contact form. You can submit a message to 1st Franklin Financial by using the online contact form on their website. To access the form, click on the "Contact Us" link in the footer of the website and select the appropriate option based on your inquiry.

How Do I Activate My 1st Franklin Financial Account?

Activating your 1st Franklin Financial account is not typically necessary, as your account should be active and ready to use immediately after registration. However, if you have received a physical welcome packet in the mail from 1st Franklin Financial, it may include instructions on how to activate your account.

If you have not received instructions on activating your account and are having trouble accessing it, you can contact customer service for assistance. They will be able to help you troubleshoot any issues and ensure that your account is active and ready to use.

Why Can't I Access My 1st Franklin Financial Account Online?

There could be several reasons why you are unable to access your 1st Franklin Financial account online. Some possible reasons include incorrect login credentials, a locked account, technical issues with the website, or a suspension or closure of your account due to inactivity or other reasons. If you are having trouble accessing your account, the first step is to ensure that you are entering the correct username and password. If you have forgotten your login credentials, you can use the password reset feature on the website to regain access.

If you are still unable to access your account, you can contact 1st Franklin Financial customer service for further assistance. They will be able to help you identify and troubleshoot any issues that may be preventing you from accessing your account.

Offers
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.26
(20 Ratings)
Recommended FinScore™
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300
650
1000
$3,000-$25,000
Rate
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Interest rate

to 35.99 %
Term
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Loan term for the financial product

1 years – 60 months
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2000.00 – 100000.00 $
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6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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100.00 – 4000.00 $
Rating by Finanso®
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4.25
(20 Ratings)
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300
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1000
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Interest rate

to 160.00 %
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1st Franklin Financial reviews 2024
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4.8
Pros
A single phone call and a bit of information led to my approval. 1st Franklin Financial had everything ready for me to sign, making the process exceptionally easy.
Complain
4.6
Pros
I received an unsolicited $1,400 loan check in the mail from them, with no prior application or documentation. I've been consistently making payments for six months, always ahead of the due date. Now, facing a medical emergency and needing $350, I was told I must complete an online application and provide certain documents in person. It feels like my status as a loyal customer has been overlooked. While I appreciate their friendly demeanor, I'll proceed with paying off the loan as agreed, even though I'm left somewhat perplexed by the situation.
Complain
4.6
Pros
They provided me with an opportunity to improve my credit, and the staff members were genuinely friendly and supportive. Such positive and helpful service is increasingly rare these days.
Complain
4.4
Pros
The staff was not only friendly but also very helpful. The process at their office was efficient and didn't take much time. I would highly recommend the services if you're looking for assistance in finding a loan that suits your needs.
Complain
4.6
Pros
I made a phone call to them, and within minutes, they had approved my request, which was a chance nobody else was willing to provide. They were exceptionally kind and helpful.
Complain
4.6
Pros
I've had a fantastic three-year experience with this company, and they've been incredibly helpful. When I faced a difficult period in my life, they provided assistance without judgment, understanding my situation, and guiding me every step of the way. I highly recommend them for your financial needs.
Complain
4.6
Pros
Whenever I require their services, they are consistently willing to assist me. I want to express my gratitude to 1st Franklin Financial for their support and services; it is greatly appreciated.
Complain
1.8
Cons
I attempted to create an online account, but it repeatedly indicated an error with my email address. However, my email address is functioning correctly, as I've been receiving emails from 1st Franklin and have already verified it.
Complain
5
Pros
I've been a customer of 1st Franklin Financial for a considerable period. The entire team is exceptionally friendly and consistently helpful. I wholeheartedly recommend their services to anyone in need of a loan.
Complain
4.6
Pros
This loan company is a viable option for obtaining a loan, although the interest rates may be somewhat on the high side. Nevertheless, they do show flexibility in working with you and assist in securing a loan. In general, it's a solid choice for borrowing funds, as the staff is friendly, helpful, and always ready to provide the assistance you require.
Complain
Company rating
4.3
/ 5
20 reviews
Application
4.4
Support service
4.3
Mobile App
4.3
Service quality
4.2
Your satisfaction level
4.2
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