About credit card
For individuals who often travel a great deal, charge your travel expenses to your Miles+ Platinum card and get the most points from your travel expenses. Enjoy rewards, travel insurance, flexible redemption offers, etc., when using the UnionBank Miles+ Platinum Visa card.
Features
What are some of the characteristics of this product?
- Travel insurance. Feel at ease on your journey with free travel insurance when you charge your airline tickets to your UnionBank Miles+ Platinum card.
- Rewards. A UnionBank Miles+ Platinum Visa cardholder scores a point with their expenditure. The cardholder receives 1 point for spending ₱25 on everyday expenditures, while he receives 1.5 points for ₱25 on travel-related expenses.
- Complimentary airport lounge access. Enjoy pre-departure lounge access by presenting your UnionBank Miles+ Platinum credit card, an unused boarding pass bearing your name, and a valid photo-bearing government-issued ID.
Pros and cons
These are the advantages and downsides of holding a UnionBank Miles+ Platinum Visa card.
Pros
- The travel insurance takes some of the edge off customers.
- The rewards are for use as cashback, airline miles, and fee waivers.
Con
- The interest or finance charges will be imposed on an unpaid outstanding credit card balance of the cardholder.
- The card is expensive to keep.
How to apply a UnionBank Miles+ Platinum Visa Card®?
You can get a UnionBank Miles+ Platinum Visa card by following the steps below:
- Visit the Union Bank official website.
- Go down and click on Cards. Click on Credit card.
- Go up and click on See cards.
- Look for and click on UnionBank Miles+ Platinum Visa card.
- Click on Apply now.
- Select if you have a reference code or not.
- Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
- Select UnionBank Miles+ Platinum Visa card.
- Choose if you have a principal card with another bank or not.
- Select if you have a valid ID and a financial document or not, click on Next when done.
- Input all the needed data and information and then follow all the onscreen descriptions to complete your application.
To apply for this card, below are some of the requirements you need to fulfill.
Eligibility requirements
- You have to be between 18-70 years old to apply.
- You must have a gross annual income of ₱360,000
Documentary requirements
These documents are required from a card applicant.
- Proof of identity. The applicant must provide a valid government ID with a photo and signature.
- Proof of income. As proof of payment, the following documents would suffice:
- Incomes Tax Return (ITR).
- Certificate of employment or employment contract.
- Latest 3-months payslips.