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UnionBank Gold Visa Card®
Credit cards

UnionBank Gold Visa Card®

Updated: 18.10.2022

About credit card

Reach the clouds in many ways for free, premium travel rewards, and more from UnionBank Gold. With this card, you will have access to reward programs, free lunch, and salt.


What are the features of the UnionBank Gold Visa card?

  • Rewards. The UnionBank Gold Visa card carries with it incentive programs like rewards programs which can offer random support you need. One of the primary rewards is earning points, which are to be redeemed and spent.
  • VISA payWave. The card seeks to expose some other products at this event. Experience a new method to pay with Visa payWave.
  • Free airport lounge access. Enjoy pre-departure lounge access by presenting your valid UnionBank credit card, unused boarding pass bearing your name, and a valid photo-bearing government-issued ID.

Pros and cons

Below are the upsides and pitfalls of the UnionBank gold Visa card.


  • It can be used to pay bills and perform other financial transactions.
  • Its users can enjoy 0% interest for installment programs for 36 months.


  • Users should beware of the possibility of several fees besides the usual maintenance fees.
  • Users like those working with armed forces, aeronautics, and the mentally disabled will need different insurance.

How to apply for UnionBank Gold Visa Card®?

You can get a UnionBank Gold Visa card by following the steps below.

  1. Visit the Union Bank official website.
  2. Go down and click on Cards. Click on Credit card.
  3. Go up and click on See cards.
  4. Look for and click on UnionBank Gold Visa card.
  5. Click on Apply now.
  6. Select if you have a reference code or not.
  7. Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
  8. Select UnionBank Gold Visa card.
  9. Choose if you have a principal card with another bank or not.
  10. Select if you have a valid ID and a financial document or not, click on Next when done.
  11. Input all the needed data and information and then follow all the onscreen descriptions to complete your application.

The requirements to apply include:

Eligibility requirements

To be eligible for a UnionBank gold Visa card:

  • You have to be between 18-70 years old to apply.
  • You must have gross annual income of ₱360,000

Documentary requirements

  1. Proof of identity. The applicant must provide a valid government ID with a photo and signature.
  2. Proof of income. As proof of income, the following documents would suffice:
    • Incomes Tax Return (ITR)
    • Certificate of employment or employment contract.
    • Latest 3-months payslips
    • BIR form 2316 or a similar document.
    • Proof of pension.
    • Latest three months copy of bank statement of account (SOA).
    • Alien Certification of Registration (ACR) or a document with its equivalence is required for foreign applicants.
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