UnionBank Corporate Visa Card®

About credit card

The Unionbank Corporate Visa Card allows you to be an actual business owner with options to manage your finances, travel insurance, and reduced price to help you save more.

Features

• Expense management. The Unionbank Corporate Visa card offers expense management, including a Visa-powered web-based system that automates the expense reporting and management process, providing a consolidated view of all spending (including cash transactions) by participating cardholders. The system allows you to customize your reports and how you want to analyze your data. Additionally, information can be exported to Excel or PDF for integration with existing accounting and other business systems.
• Accessible cash advances. With the Unionbank Corporate Visa card, cash advances are available at over 1.2 million ATMs. Employees feel safer as they no longer need to carry large amounts of cash when traveling.

Pros and cons

Below are the pros and cons of the Suy Sing Visa card:

Pros

• The card’s reward points can be converted to Airmiles.
• The monthly effective interest rate is average at 3.5%.

Cons

• The annual income requirement is very high.
• The card is meant for just business owners.

How to apply a credit card?

To apply for this card, you have to follow the steps below:

1. Visit the Union Bank official website.
2. Go down and click on Cards. Click on Credit card.
3. Go up and click on See cards.
4. Look for and click on Unionbank Corporate Visa card.
5. Click on Apply now.
6. Select if you have a reference code or not.
7. Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
8. Select Unionbank Corporate Visa card.
9. Choose if you have a principal card with another bank or not.
10. Select if you have a valid ID and a financial document or not, click on Next when done.
11. Input all the needed data and information and then follow all the onscreen descriptions to complete your application.

Eligibility

• Applicants must be between the ages of 18 to 60 for principal card holders and 14 to 60 years for supplementary card holders.
• Applicants must be Filipino.
• Applicants must reside in the Philippines.
• Applicants must have a total income of at least ₱50,000 per month.
• Applicants must be existing cardholders.

Document requirements

• A valid government-issued ID with a photo and signature (SSS, UMID, TIN, passport, driver's license, etc.).
• Taxpayer identification number (TIN).
• Income certificate
• BIR form 2316 or similar document.
• Pension certificate.
• Bank statement from another bank for the last three months.
• Additional requirements for foreigners
• Alien registration certificate (ACR) or similar document.