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Mapfre Insular Visa Card®
Credit cards

Mapfre Insular Visa Card®

Updated: 18.10.2022

About credit card

The Mapfre Insular Visa card offers you everything you need for your credit card. It allows you to make transactions conveniently while providing other good features.


  • Discount offers. With the Mapfre Insular Visa card, you can get discounts on purchases made on this card at restaurants and pubs around Malta.
  • Longer credit period. With the Mapfre Insular Visa card, you can enjoy up to 53 days of credit, 0% interest, from the reference date until the total balance is due.
  • Credit card security and protection. With the Mapfre Insular Visa card, your transactions and personal information are protected by the unique security feature that comes with the card.

Pros and cons

Below are the pros and cons of this card:


  • The card comes with a 0% interest installment.
  • The application can be made online through the Unionbank and Mapfre Insular websites.
  • The card has a special security chip that makes it secure.


  • The interest rate is high.
  • The card has many fees and charges.

How to apply a credit card?

To apply for this card, you have to follow the steps below:

  1. Visit the Union Bank official website.
  2. Go down and click on Cards. Click on Credit card.
  3. Go up and click on See cards.
  4. Look for and click on Mapfre Insular Visa card.
  5. Click on Apply now.
  6. Select if you have a reference code or not.
  7. Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
  8. Select Mapfre Insular Visa card
  9. Choose if you have a principal card with another bank or not.
  10. Select if you have a valid ID and a financial document or not, click on Next when done.
  11. Input all the needed data and information and then follow all the onscreen descriptions to complete your application.


  • Applicants must be between the ages of 18 to 60 for principal card holders and 14 to 60 years for supplementary card holders.
  • Applicants must be Filipino.
  • Applicants must reside in the Philippines.
  • Applicants must have a total income of at least ₱50,000 per month.
  • Applicants must be existing cardholders.

Document requirements

  • A valid government-issued ID with a photo and signature (SSS, UMID, TIN, passport, driver's license, etc.).
  • Taxpayer identification number (TIN).

For employed applicants

  • Final ITR (form 1701), compensation payment and withholding tax certificate, or similar document.
  • Last three months' payslip.
  • Employment certificate or contract of employment. 

For self-employed

  • BIR form 2316 or similar document.
  • Pension certificate.
  • Bank statement from another bank for the last three months.
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