About credit card
Being a De La Salle Alumni Visa cardholder offers the opportunity to individuals who want to support De La Salle Alumni education, healthcare, livelihood, heritage, and commemorative projects. With your De La Salle Alumni Visa card, you can donate part of your annual fee, a bit of your spending at retail establishments, and interest on your revolved balance.
Features
- Donate to De La Salle Alumni projects. With your De La Salle Alumni Visa card, you can donate the following to the growth of De La Salle Alumni;
- 50% of your annual fee. Annual fees refer to customers' charges for using credit cards from banks or financial institutions.
- 0.5% of your spending at retail establishments.
- 1% of the interest on your revolved balance.
- Credit card security. You can secure your account by setting notifications for some transactions on your card.
Pros and cons
Pros
- There's broad acceptance of Visa cards anywhere in the world. You can take your business and pleasure to over a million establishments worldwide displaying the VISA logo.
- This card aids contribution to a more significant cause through support for De La Salle Alumni projects.
Con
- The charges on the account are subject to review periodically, which could cause changes in a cardholder's balance.
- The card is not flexible.
How to apply a credit card?
You can apply for a De La Salle Alumni Visa card online by going to the Unionbank website or downloading the bank's mobile app. Whether you're using the web or the mobile app, follow these steps to apply for the card:
- Visit the Union Bank official website.
- Go down and click on Cards. Click on Credit card.
- Go up and click on See cards.
- Look for and click on De La Salle Alumni Visa card.
- Click on Apply now.
- Select if you have a reference code or not.
- Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
- Select De La Salle Alumni Visa card.
- Choose if you have a principal card with another bank or not.
- Select if you have a valid ID and a financial document or not, click on Next when done.
- Input all the needed data and information and then follow all the onscreen descriptions to complete your application.
Eligibility requirement
To be eligible as a De La Salle Alumni Visa card holder, the applicants:
- Must be 18-70 years old to apply.
- Must have a landline.
Documentary requirements
These documents are required from a card applicant.
- Proof of identity. Applicants should provide a valid government ID with a photo and signature.
- Proof of income. A copy of your source of income such as:
- income tax return (ITR);
- Certificate of employment or employment contract;
- Latest 3-months payslips;
- BIR form 2316 or a similar document;
- Evidence of pension;
- Alien certification of registration (ACR) or a document with its equivalence is required for foreign applicants.