Cebu Pacific Platinum Credit Card®

Cebu Pacific Platinum Credit Card®: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.

About credit card

Travel in style with a Platinum crew. Earn Go Rewards points with every spend plus exclusive benefits and perks with Cebu Pacific airlines.


These are the primary features of this card:

  • Rewards. With Cebu Pacific Platinum credit card, you can earn 1 Go rewards point for every ₱200 spent and 1 Go rewards point for every ₱100 spent on Cebu Pacific, with each Go rewards point = ₱P1.00.
  • Travel insurance. Feel secure with travel insurance when you charge your airline tickets to your Cebu Pacific Platinum credit card.
  • Free airport lounge access. Enjoy unlimited pre-departure lounge access simply by presenting a valid UnionBank credit card, unused boarding pass bearing your name, and a valid photo-bearing government-issued ID.

Pros and cons

What are some of the ups and drawbacks of holding a Cebu Pacific platinum credit card?


  • The card makes users feel secure with travel insurance when they charge their airline tickets to it.
  • This card offers rewards for money spent in the form of Go rewards.


  • There are significant charges on late payments whenever they do occur. Other charges may also accrue as annual fees.
  • The card is not flexible.

How to apply Cebu Pacific Platinum Credit Card®?

You can apply for the Cebu Pacific Platinum credit card in two primary ways. They are branch applications and online applications. To apply in a branch, just visit the nearest one and ask the representative for help. 

Online application

  1. Visit the Union Bank official website.
  2. Go down and click on Cards. Click on Credit card.
  3. Go up and click on See cards.
  4. Look for and click on Cebu Pacific Platinum credit card.
  5. Click on Apply now.
  6. Select if you have a reference code or not.
  7. Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
  8. Select Cebu Pacific Platinum credit card.
  9. Choose if you have a principal card with another bank or not.
  10. Select if you have a valid ID and a financial document or not, click on Next when done.
  11. Input all the needed data and information and then follow all the onscreen descriptions to complete your application.


What are the requirements for acquiring a Cebu Pacific platinum credit card?

Eligibility requirements

To be eligible for a Cebu Pacific platinum credit card, an applicant must meet these requirements.

  • You have to be between 18-70 years old to apply.
  • You must fill out an application form.
  • You must have a gross annual income of  ₱600,000

Documentary requirements

These documents are required from a card applicant.

  1. Proof of identity. The applicant has to provide a valid government ID with a photo and signature.
  2. Proof of income. As proof of payment, the following documents would suffice:
    • Income Tax Return (ITR)
    • Certificate of employment or employment contract.
    • Alien Certification of Registration (ACR) or a document with its equivalence is required for foreign applicants.

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Updated 18.10.2022