About credit card
This card is used to support the educational, healthcare, livelihood, and heritage projects of the Ateneo Alumni Association (AAA). Users automatically donate 50% of their annual fees, 0.5% of their spending on retail establishments and 1% of the interest on revolving balance to the foundation. The following are some of the features associated with the card.
Features
- Online banking. Users can pay bills, do cash transfers, or check their balance with their mobile phones.
- Car insurance. Users can get a 12 monthly installment plan with 0% interest and a reasonable price.
- Rebates. Users can earn rebates or reward points which can be redeemed for free gas.
- 24 hours of customer service. Users can have their questions answered and problems resolved through customer service 24 hours a day and seven days a week.
Pros and cons
Below are some benefits and drawbacks of the card:
Pros
- Users can have access to card services worldwide.
- Users are directly supporting the Ateneo Alumni Association projects.
Cons
- There is no option for most retirees to apply for the card.
- The discounts and promos will not benefit most members of the general population.
How to apply a credit card?
If you are interested in an Ateneo Alumni Association Visa card, you can apply through the steps given below:
- Visit the Union Bank official website.
- Go down and click on Cards. Click on Credit card.
- Go up and click on See cards.
- Look for and click on Ateneo Alumni Association Visa card.
- Click on Apply now.
- Select if you have a reference code or not.
- Choose if you are a Union Bank customer or not, input your account number or your card number if you are.
- Select Ateneo Alumni Association Visa card.
- Choose if you have a principal card with another bank or not.
- Select if you have a valid ID and a financial document or not, click on Next when done.
- Input all the needed data and information and then follow all the onscreen descriptions to complete your application.
Before you apply, please make sure you meet the following requirements:
Eligibility requirements
The applicants must meet these requirements to be eligible for an Ateneo Alumni Association Visa card:
- The user must be aged 18 to 70 years.
- The user must have a minimum annual income of ₱360,000.
Documentary requirements
- Proof of identity. The applicant must provide a government-issued ID with a photo and signature.
- Proof of income. To ensure that the applicant can undertake the financial obligations of the card, they are required to provide one of the following:
- Income tax return or certificate of compensation payment and tax withheld or similar documents.
- Certificate of employment or employment contract.