How to pay back a UnaPay loan?
Repayment of UnaPay loan is straightforward. The loan is repaid by small installments. You will get a notification about the amount of money you need to pay and your installments before signing the loan document.
Methods of repayment
Every customer can choose between two methods that UnaPay provides:
- Pay via Online
- Pay via Outlets
Steps
- Assuming you are using the “Pay via Outlets” option, after clicking it, you will be directed to a new page where you will enter your Phone Number. You can also use your Promissory Note (PN) number.
- After entering either of these details, click Next. Then, you will see your loan. Select any of the approved partners to repay your loan - GCASH.
Via online transfer
- Unionbank
- BDO
- BPI
- RCBC
- PNB
- Metrobank
- After checking the loan amount you need to repay, click Next to go to the consent page. Once the consent page loads, read carefully and then click Approve.
- You will be directed to your online bank or GCash Account.
- Complete the login by entering a 6-digit OTP sent to your phone number.
- Proceed by selecting the account to make repayment deductions.
- Check the amount you intend to pay back and click Confirm
- Enter the second OTP to authorize your bank to make the transfer, then click Confirm
After this step, you will receive a Success message with a green tick to confirm that you repaid your loan.
Loan extension
Making payments is made convenient to encourage all borrowers to repay their loans on time.
If the borrower cannot pay on the due date, the company can allow for a loan extension under the condition that a fee of PHP 800 and a daily interest of 0.33% are charged.
Early payoff
You may pay off your debt early enough to avoid any financial burden that late repayment might bring with it.
Paying off your debt early is a plus point on your credit standing.
