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Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3

Unapay's pay off

Advertiser Disclosure

How to pay back a UnaPay loan?

Repayment of UnaPay loan is straightforward. The loan is repaid by small installments. You will get a notification about the amount of money you need to pay and your installments before signing the loan document.

Methods of repayment

Every customer can choose between two methods that UnaPay provides:

  • Pay via Online
  • Pay via Outlets

Steps

  1. Assuming you are using the “Pay via Outlets” option, after clicking it, you will be directed to a new page where you will enter your Phone Number. You can also use your Promissory Note (PN) number.
  2. After entering either of these details, click Next. Then, you will see your loan. Select any of the approved partners to repay your loan - GCASH.

Via online transfer

  • Unionbank
  • BDO
  • BPI
  • RCBC
  • PNB
  • Metrobank
  1. After checking the loan amount you need to repay, click Next to go to the consent page. Once the consent page loads, read carefully and then click Approve.
  2. You will be directed to your online bank or GCash Account.
  3. Complete the login by entering a 6-digit OTP sent to your phone number.
  4. Proceed by selecting the account to make repayment deductions.
  5. Check the amount you intend to pay back and click Confirm
  6. Enter the second OTP to authorize your bank to make the transfer, then click Confirm

After this step, you will receive a Success message with a green tick to confirm that you repaid your loan.

Loan extension

Making payments is made convenient to encourage all borrowers to repay their loans on time.

If the borrower cannot pay on the due date, the company can allow for a loan extension under the condition that a fee of PHP 800 and a daily interest of 0.33% are charged.

Early payoff

You may pay off your debt early enough to avoid any financial burden that late repayment might bring with it.

Paying off your debt early is a plus point on your credit standing.

Unapay repayment

FAQ

When should I start paying off my loan?

As soon as your due date approaches, UnaPay will give you an amortization plan through e-mail, and they will also send you SMS reminders.

Which payment partners do UnaCash have?

Online

  • GCASH
  • UnionBank
  • BDO
  • BPI
  • RCBC
  • PNB
  • Metrobank

Offline

  • 7 Eleven
  • Cebuana Lhuillier
  • M Lhuillier
  • LBC
  • Bayad Center
  • SM Stores

Financial products

Unapay
Online loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.4
Recommended FinScore™
0
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₱50,000.00
Term
i

Loan term for the financial product

30 days

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Unapay loans calculator

Calculate loan payments in Unapay. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Unapay calculator
Interest rates are given in accordance with the rates of the Unapay in Manila as of 29.11.2022
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Enter the desired loan amount

PHP
PHP
5000 ₱
50000 ₱
Loan term
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Specify the loan term for the calculation

days
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5
30
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What to pay attention to when applying for a loan at Unapay?

Recommendations

What distinguishes Unapay from a bank:

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All Unapay’s reviews by november 2022
Leave feedback
1 reviews
Online loan Next
3.2
Advantages
so glad that i found place where i can get money so fast using only my phone and bank, their app is user freindly and easy. interests are very good comparing with previous organizations that i visited, reps answered all my questions and and they were very polite i appreciate that
Disadvantages
i also had a bad expirience with the company, because i missed one payment becouse of some financial difficulties and they changed my interest it increased and the term of payment became less, i understand i messed up but i didn't expect the consequences would be so hard, i really sorry but it could be more customer focused so i don't know if i ever apply there
Complain
1 reviews
Online loan Next
3.6
Advantages
I like the fact that there is a such good thing like this for us Filipinos finally, you can get money appling in app. To me it is a very comfortable mobile app, because it let me see my actual information about my loan loan and it gives you all the details that you need.
Disadvantages
But the other side of this is that i got some cases where i had to wait for longer confirmation for my application and they told me they were looking what they can do for me several times and it was quite annoying. also their rates may seem good but actually it will be not as easy at it may seem to get these low interests, so be ready to pay more than you think
Complain
2 reviews
4
Advantages
It was really easy and fast to recieve the cash that i needed so much.
Terms of payments are convinient to pay it , Also you can choose one of many interests they have and you can find some good ones, but not all the time, but i was lucky so it was quite comfortable
Disadvantages
but sometimes you'll have to wait wait for yor application approval for quite long time, several times I never got the information about my request and didn't know is it aproved or not. I don't know there were some problems with support managers or maybe they lost my information or something, so before you apply you should know that fact.
Complain
1 reviews
3
Advantages
great that there is no need to visit their office (but you can go if you want), application is very easy to fill and send just from app or site, i couldn't believe that i can get money loan at the same day as i applied but it is real, support told me everything about the product.
Disadvantages
i think i liked it more with the smaller interests rates, of course you can be aproven for lower interests but no one told me how to do it at first and then after i already applied i have seen that i could pay less it was kinda sad, i knew it only after but have some doubts that i would have lower interests, but at least i have quite comfortable terms for payments.
Complain
2 reviews
2.8
Advantages
The instruction on their web site helped me easily and fast apply for my loan, also they have good app you also can use it.
support seem to me very helpful and kind i got my response very quickly, no queues it save my time, i like the duration of payment it is very comfortable, i liked that
Disadvantages
but some problem were with that i dont have my bank account but they tell i can recieve money only this way, i couldn't know how i can get my loan if i don't have one, so it took some time for me to get bank account and only after that i finally recieve the loan unfortunately i didn't get money in cash because it could much more faster for me
Complain
Overall company rating
3.3
/ 5
5 reviews
Execution of an application
4.0
Support service
3.2
Mobile app
2.8
Service quality
3.2
Your satisfaction level
3.4

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