How to get money?
To get an UnaPay loan, individuals should first fill out an online application form. The procedure is easy and straightforward. Before applying, ensure that you meet the outlined requirements for loan approval.
Requirements
- A valid government ID
- Proof of income
- Proof of billing
Application details
UnaPay has a simple process for applicants seeking shopping loans. Submitting a loan application takes a few minutes. No personal or banking information is shared with third parties, though be aware that the information regarding your loan application is shared within a company’s network.
Once you are ready to make an application, follow these steps:
- Click on “Apply” and fill out the UnaPay loan application.
- Choose the terms and amount of the funds you would like to request.
The pre-approval process takes about 5 minutes after you submit all required information and complete your application.
The final approval might take time should your loan application be incomplete.
The overall processing time is about 48 hours, depending on the availability of all contact points.
Loan conditions
First loan
To qualify for the first loan, you will need to fill the form and send an application through the Unapay website. After the application is processed, you can be granted a Lazada shopping loan - from ₱2,000.00 to ₱50,000.00 – which you will receive in your Lazada account as credits. The credits have no expiry date; hence, you can use money any time you wish to or at one go.
Subsequent loans
You will be able to take subsequent loans after you complete repaying your first one. The process of getting the following loans will be simpler and more straightforward.
Documents
Accepted proofs of income:
- Bank transaction history
- Payslips
- PayPal transaction history
- Remittance slips
- Upwork Certificate of Employment
Accepted IDs include the following:
- National ID
- Driver’s License
- SSS
- UMID
- Philippine Passport
- TIN ID
- Improved Postal ID
