Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

UnaCash's pay off

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How to pay back an Unacash?

Just like it was easy to register and receive your cash loan, the same case applies when it comes to repaying. There are numerous ways that you can conveniently pay for the loan, both offline and online.

Supported types of payment

You may repay the loan online or via outlets. Currently, the payment via debit card is not available for customers.

Payment online

To make an online payment, you will use the bank account that you had receive the initial loan amount on. Online banks offer seamless services, and you'll be done within a short time.

  1. Open the Unacash app;
  2. Under Products, click Loan;
  3. Click Make a payment and choose Cash in via bank account;
  4. Choose the bank;
  5. Enter the installment amount and click on Next;
  6. Check the amount and convenience fee and click on Next;
  7. You will be redirected to Brankas. Here, click on Approve;
  8. Log in to you online banking account;
  9. Select your chosen account and check the amount and fees again. Click on Confirm.

Payment via outlets

To repay a Unacash loan, you may use such outlets as Cebuana Lhuillier, M. Lhuillier, Bayad Center, 7-Eleven, or SM Retail, GCash, among others.

  1. Open the Unacash app;
  2. Under Products, click Loan;
  3. Click Make a payment and choose Cash in via partner outlet;
  4. Choose the partner outlet or click on Other cash in stores to see other available options;
  5. Enter the installment amount and click on Next;
  6. You will see your personal reference code;
  7. Go to the selected outlet and provide the reference code;
  8. Pay the amount due.

Conditions of loan extension

If you cannot be able to repay the cash loan amount on time, you can extend the repayment under two conditions. First, you are supposed to repay the full amount with an applicable late payment fee of ₱800. Additionally, you will be charged an interest rate of 0.33% daily.

Early payoff

If possible, paying off your debt early is better because it eliminates the financial burden that comes with accrued interest.

UnaPay repayment

FAQ

How do I make a payment on Unacash?

You can either pay online via bank transfer or through Unacash partner outlets. Use the app to choose the preferred method.

What happens if you don't pay back Unacash?

If you fail to pay back, Unacash will keep sending constant reminders to pay your debt balance. If you still don't pay, the company is entitled to take legal action as per your agreement with Unacash. For example, they can opt for a third-party debt collection service.

Can you pay Unacash early?

Yes, you can pay your full loan amount before the stipulated due date. In fact, early repayment is actually better since you get additional points on your credit standing. You will also avoid borrower's default.

Can Unacash sue you?

Yes. It is possible for Unacash to sue in case you fail to pay the full loan amount long after the stipulated due date.

Financial products
UnaCash
Online loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 50000.00 ₱
Rate
i

Effective interest rate on the product

to 194.00 %
Term
i

Loan term for the financial product

2 days – 6 days
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from 11.90 %
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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500.00 – 25000.00 ₱
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UnaCash loans calculator

Calculate loan payments in UnaCash. Loans calculator will allow you to calculate an approximate payment schedule for the loan

UnaCash calculator
Interest rates are given in accordance with the rates of the UnaCash in Manila as of 26.05.2024
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