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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

UnaCash

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About lender

Unacash is a Philippines-based loaning company that offers loans to businesses and individuals. The company has been at the forefront in offering different loan products, including business loans, home loans, and personal loans. Unacash was founded in 2013 to provide short-term loans at relatively cheap interest rate to small business owners in the Philippines.Today, the company's credit line offers 24/7 online financial solutions to all its clients. The company is owned and run by Digido Finance Corp. They have an application where clients access an all-digital cash loan service with minimum fuss and still use it to repay the loan before the installment due date. Suffice to say that they offer a seamless and convenient loan experience by eliminating bank visits and hidden charges.

Pros and cons

There are some pros and cons of borrowing a cash loan from Unacash.

Pros

  • It offers easy and quick cash loans with minimal requirements. Funds will reflect in your bank account within 24 hours after approval.
  • The company has a user-friendly and convenient cash loan application. This convenient loan app offers seamless navigation and access to cash loan products.
  • The company offers cash loans at competitive interest rates.
  • The customer service is efficient and friendly. They offer customer service through email from Monday to Saturday.
  • Unacash offers competitive interest rates on their cash loans.

Cons

  • It does not offer large loan amounts.
  • All their loans are short-term.
  • Compared to bank loans, the percentage of use for the loan is higher.
  • There is an additional late payment fee if you fail to meet the actual payment deadline

Looking at the advantages and disadvantages, it is safe to say that an Unacash loan is meant to be a short-term solution for your financial requirements. You need to weigh your options before choosing one of their loan products.

Loan conditions

You have to be a Filipino citizen of at least 18 years with a valid identification document and proof of income. Additionally, you need to have a valid and registered phone number and email address. These two will be used to verify your application.

Funding a loan

The application process is straightforward. After choosing the loan product and amount you want, it takes 5-10 minutes to approve the cash loan. After approval, the company will notify you whether your funds are available. The money will be transferred to your account within 24 hours, sometimes even sooner.

UnaCash

Reviews

FAQ

What is Unacash?

Unacash is an online cash loan service provider based in the Philippines. The company offers convenience in applying for short-term loans without leaving the comfort of your home.

Who owns Unacash?

Unacash is owned by Digido Finance Corp.

How much can you borrow from Unacash?

If you are a qualified Filipino applicant, you can borrow up to ₱50,000. However, the exact loan amount you qualify for will depend on your credit score.

Is Unacash a legitimate company?

Yes, Unacash is a legitimate company. Besides being under the management of Digido Finance Corp., the company is registered under the Securities and Exchange Commission with the registration number CS202003056.

Company documents

Privacy Policy
Terms and Conditions

FASTEST CASH LOANS IN THE PHILIPPINES!

Convenient cash loan application without leaving the safety and comfort of your home.

© Digido Finance Corp.

UnaCash available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
  • BARMM
UnaCash available areas

Financial products

UnaCash
Online loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000 - 50000
Rate
i

Effective interest rate on the product

up to 194% annual
Term
i

Loan term for the financial product

2 - 6 months
UnaCash
Online loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000 - 50000
Rate
i

Effective interest rate on the product

up to 194% annual
Term
i

Loan term for the financial product

2 - 6 months

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Loan term for the financial product

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Loan term for the financial product

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650
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₱1,000 - ₱50,000
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up to 0.6% per day
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OFBank
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.4
Recommended FinScore™
0
300
650
1000
3000 - 30000
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i

Effective interest rate on the product

0.0571% per day
Term
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Loan term for the financial product

due date every 7 days
Cashalo
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500 - 10000
Rate
i

Effective interest rate on the product

0.3% - 0.5% per day
Term
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Loan term for the financial product

1 - 90 days
TALA
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.6
Recommended FinScore™
0
300
650
1000
₱15,000
Rate
i

Effective interest rate on the product

0.5%
Term
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Loan term for the financial product

61 days

UnaCash loans calculator

Calculate loan payments in UnaCash. Loans calculator will allow you to calculate an approximate payment schedule for the loan

UnaCash calculator
Interest rates are given in accordance with the rates of the UnaCash in Manila as of 01.12.2022
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Enter the desired loan amount

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50000 ₱
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What to pay attention to when applying for a loan at UnaCash?

Recommendations

What distinguishes UnaCash from a bank:

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