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Tonik Bank account

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How to register an account?

Tonik Bank provides simple online banking, which is accessible via its mobile app. They have created a listing of all the operations and services that can be completed online without visiting a branch. As they learn more about circumstances, they attempt to present clients with the most up-to-date information. Banking online allows for a variety of transactions, including fund transfers and card transactions, all of which can be completed online. To enjoy these perks, log in to your Tonik Bank account or join up for one if you do not already have one.

To open a Tonik Bank online account, carefully follow the procedures below. Please, make sure that you only provide accurate information as it will only be successful if you do.

  1. Visit the Tonik Bank website via https://tonikbank.com/#.

  2. Go down and under Start your neobanking romance now!, click on your operating system, that is, Google Play for Android users and App Store for iOS users.

  3. Install the Tonik app on your device and then open and tap on Register.

  4. Enter your mobile phone number and tap on Next.

  5. On the next page, read the terms and conditions and tap on Agree and continue if you do.

  6. On this page, you will be asked to enter the OTP sent to the registered phone number, enter the OTP, and tap Next.

  7. Go through the facials upload. Please note that this picture will be used as your Tonik profile picture, so make sure it is clear.

  8. Now, if you choose to upload your ID details, follow this step, but if not, tap on Next. Upload a valid government-approved ID, and then type in the ID number and the expiry date. Tap on Looks good when done.

  9. Enter your personal details, including your name and date of birth, and scroll down to enter your address details.

  10. On the next page, you will be asked to provide details about your work and source of income.

  11. Lastly, enter your email and your mother’s full maiden name and press Continue once done.

  12. You will be asked about your citizenship; choose one of the options that define your citizenship.

  13. To seal the deal, sign your signature and tap on Next when done.

  14. You will now be asked to create a super strong password for your account, do this and confirm it, and tap on Continue when done.

  15. If everything is successful, you will receive a welcome message from the bank.

  16. You must upload a valid government-issued ID card to get full access to all the online products and services.

How to restore access to your Tonik Bank online account?

If you forget your Tonik Bank online account password, you can recover it online. These are the actions you should follow to retrieve your password online.

  1. Open the Tonik Bank app and tap on Forgot password.

  2. Enter your email on the next page and tap on Submit.

  3. Instructions will be sent to your email immediately; please, follow them carefully to restore access to your Tonik Bank account successfully.

How to delete a password?

This is possible using the smartphone app. To erase or change your password, follow the procedures below:

  1. Open your Tonik Bank app.

  2. Enter your email address and password, then press Login to access your Tonik Bank account.

  3. Hit your name in the upper-right corner of your account, then tap Change password.

  4. Now, input the OTP that will be sent to your registered phone number, and then press the Submit button.

  5. Enter your old password, followed by your new password. Enter the new password you just created again.

  6. Please press Confirm, and the changes will be applied instantly.

FAQ

How do I access my Tonik Bank account?

There are three methods for logging in:

  1. Enter your password

  2. Use fingerprint authentication

  3. Use face ID. Note that verification is required here.

To enable choices 2 and 3, first pick your login preference in the app's User profile section.

How can I enable face ID or fingerprint scanning as an additional means of entering into my Tonik account?

This parameter is configurable under User profile. Choose Login options, and you're ready to go.

Who is eligible to become a Tonik user?

Anyone from the Philippines who ticks all the below boxes:

  • Must be at least 18 years old.
  • Must have a home in the Philippines.
  • Must possess a valid email address.
  • Must possess an active Philippine mobile phone number.
  • Must not fall under the purview of the United States FATCA.

What are the accepted IDs to use in Tonik Bank account registration?

To verify your Tonik Bank account, you need one of these government-approved ID cards:

  • Philippine passport

  • Social security system ID card

  • The Philippine driver’s license

  • Professional Regulation Commission (PRC) ID card

  • Unified multi-purpose ID card

  • PhilID card (National ID card/PhilSys ID card)

  • Postal ID card.

Can I access my Tonik Bank account from a different device?

You certainly can. You can, however, only access your Tonik Bank account from one device at a time.

How can I log out of the Tonik Bank account?

You will automatically log out when your app has been idle for five minutes. You can also exit fully from your app by pressing logout. You can reset your app and password, but your next login will require you to create a new password and undergo a face verification and face identity scan.

Financial products

Tonik Bank
Shop Installment Loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱5,000-₱100,000
Rate
i

Effective interest rate on the product

7% per month
Term
i

Loan term for the financial product

up to 24 months
Tonik Bank
Big Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱2,500,000
Term
i

Loan term for the financial product

up to 60 months
Tonik Bank
Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱5,000-₱50,000
Rate
i

Effective interest rate on the product

7% per month
Term
i

Loan term for the financial product

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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All Tonik Bank’s reviews by december 2022
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