Banks
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Tonik Bank Mobile App Review

Advertiser Disclosure

Relationships, they say, are founded on trust. According to Tonik Bank, their relationship with their clients are built on trust and security, and the Tonik app is no exception. They're off to a good start, so you won't have to worry about banking. They claim to be constantly available to you. According to them, their international security partners are backing them up to guarantee your money is safe and secure wherever you are.

How to download the Tonik app for Android?

In this section, we will look at how to download the Tonik app on the Android operating systems.

  1. Visit the Tonik Bank official website via https://tonikbank.com/.

  2. Go down and under Start your neobanking romance now!, click on Google Play, this will take you to the Google playstore Tonik app page, tap on Install to get the app installed on your Android powered device.

Tonik Bank on Google Play

Download

Tonik Bank on Google Play

How to download the Tonik app for iOS?

In this part, we will look at how to download the Tonik app on the iOS operating systems.

  1. Visit the Tonik Bank official website via https://tonikbank.com/.

  2. Go down and under Start your neobanking romance now!, click on App Store, this will take you to the App store Tonik app page, tap on Install to get the app installed on your device.

Tonik Bank on App Store

Download

Tonik Bank on App Store

How to register an account in the Tonik Bank mobile app?

Follow the steps below to register an account with Tonik using the mobile app:

  1. Install the Tonik app on your device and, after installing, open and tap on Register.

  2. Enter your mobile phone number and tap on Next.

  3. On the next page, read the terms and conditions and tap on Agree and continue if you do.

  4. On this page, you will be asked to enter the OTP sent to the registered phone number, enter the OTP, and tap Next.

  5. You will be asked to upload a live picture, do this.

  6. Now, if you choose to upload your ID details, follow this step, but if not, tap on Next. Upload a valid government-approved ID, and then type in the ID number and the expiry date. Tap on Looks good when done.

  7. Enter your personal details, including your name and date of birth, and scroll down to enter your address details.

  8. On the next page, you will be asked to provide details about your work and source of income.

  9. Lastly, enter your email, and your mother’s full maiden name and press Continue once done.

  10. You will be asked about your citizenship, choose one of the options that define your citizenship.

  11. To seal the deal, sign your signature and tap on Next when done.

  12. You will now be asked to create a super strong password for your account, do this and confirm it, and tap on Continue when done.

  13. If everything is successful, you will receive a welcome message from the bank.

Features of the Tonik Bank mobile app

  • Management constraints. Choose your daily maximum spending limit.

  • Face recognition. Secure your app and prevent unauthorized access.

  • Virtual cards can be easily reissued when necessary. When the original card is banned in order to prevent illegal transactions.

  • Automated fraud detection and prevention. To safeguard the security of your Tonik account.

  • Apply for a loan. If you need a quick loan but have no credit history or collateral, you could use the app to apply. You can be authorized in minutes and borrow between ₱5,000 and ₱50,000, based on your needs.

FAQ

How can I apply for a loan using the Tonik Bank mobile app?

To apply for a loan, open the Tonik app, keep scrolling to the Loans area, select the category of loan you want, and press to continue. Now, press the How much can you loan option to open the loan calculator, where you can enter the amount you wish to borrow, and current net monthly income. Tap on Apply now to be taken to the loan application page. Complete the loan application form and submit all of the required scanned copies or images. Tick the box that says I agree to the terms and conditions and then press Next. Wait for SMS and email confirmation.

How can I extend my loan on the Tonik Bank mobile app?

Log in to the Tonik Bank app and select My loans to see your loan details, including if you're qualified for a loan extension. If you are, please follow the section above titled How can I apply for a loan using the Tonik Bank mobile app?

How can I repay my loan using the Tonik Bank mobile app?

Log in to the app and select My loans, then Repay loans. Choose your preferred repayment arrangement and follow the directions

How can I restore access to the Tonik Bank mobile app?

You can get your password back by launching the app and selecting Forgot password. You must then enter your phone number, wait for an OTP to be given to your phone number, enter the OTP, and then enter a new password.

How do I delete an account using the Tonik Bank mobile app?

To deactivate your account, please send an email to [email protected] or call the Tonik customer service center at +63 2 5322 2645.

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
₱5,000-₱100,000
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Effective interest rate on the product

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Loan term for the financial product

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Loan term for the financial product

up to 60 months
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