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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

TendoPay

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About lender

TendoPay is a registered fintech operator that offers customers a service to convert their spending into EMI installments.

TendoPay is a Philippines-based fintech firm founded in 2018 that allows you to buy now and pay later for all of your online purchases from various online merchants. Consumers can purchase and pay in installments ranging from 2 to 24 months, with simple credit for e-commerce purchases without the requirement for any credit card or bank accounts.

Pros and cons

Sometimes, having an extra credit limit is a good way to avoid financial constraints. However, it's important to know all its advantages and disadvantages.

Pros

  • Easy applicatio
  • Fast approval
  • More access to merchants

Cons

  • 20% down payment
  • Different voucher system
  • High-interest rates

Loan conditions

The initial loan is subject to the user's verification, and the user must make the first installment payments at the time of purchase. The initial payment determines the terms of subsequent loans; when you make more purchases with TendoPay and settle your installments on time, TendoPay will increase your credit limit. While paying, ensure each payment is completed on or before the given due date.

TendoPay

Reviews

FAQ

What is TendoPay?

TendoPay is a safe and secure service that allows you to shop online at your favorite stores and pay later, at your leisure, without using a credit card or bank account.

How do you qualify for TendoPay?

A full name and date of birth are required to access TendoPay. A potential active user must be 18 or above and should have at least one government-issued identity card. Users must also have a valid email address and a phone number in the Philippines.

How much can you borrow from TendoPay?

Using the TendoPay account, users can lend up to ₱30,000 depending on the application's assessment; however, the more online purchases made, the faster the user repays, and the higher the credit limit. Users can also avail of extra pay later credit.

Is TendoPay a legitimate company?

Yes. TendoPay is a financial service business incorporated under the laws of the Philippines, and it is permitted to operate as a financing company by the Securities and Exchange Commission.

Company documents

Privacy Policy
Terms and Conditions

TendoPay lets you buy now and pay later at your favorite stores at a schedule that’s convenient for you. An easy and transparent way to shop, we’ll show you your repayment schedule before you complete any purchase.

© Templetech Finance Corp

TendoPay available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
TendoPay available areas

Financial products

TendoPay
Installment loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 30000
Rate
i

Effective interest rate on the product

from 0%
Term
i

Loan term for the financial product

1 - 24 months

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TendoPay loans calculator

Calculate loan payments in TendoPay. Loans calculator will allow you to calculate an approximate payment schedule for the loan

TendoPay calculator
Interest rates are given in accordance with the rates of the TendoPay in Manila as of 30.11.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
2000 ₱
30000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
1
24
City

What to pay attention to when applying for a loan at TendoPay?

Recommendations

What distinguishes TendoPay from a bank:

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