Banks
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SB Finance Mobile App Review

Advertiser Disclosure

Zuki App by SB Finance

SB Finance Zuki app is a mobile application that allows you to easily apply for a loan whether you are also a non-Security bank client. The app is user-friendly, easy to access its features, and is available for Android and iOS devices. You can access four loans: personal, Hooloogan, MotorsikLOAN, and Car4Cash.

To download the Zuki app, follow these steps:

Zuki App for Android

Download

Downloading the Zuki App on Android is easy.

  1. Install the Google Play Store app on your phone. If you don't already have it, download it from one of your browsers, like Chrome, Brave, or Microsoft Explorer.
  2. Tap the Google Play Store app and search for the Zuki App. Tap on its icon and then click Install

Zuki App for Android

Zuki App for IOS

Download

  1. To download the Zuki App on your Apple product like iPhone or iPad, follow these steps:
  2. Open the App Store app.
  3. Search for the Zuki App, then tap Get to start downloading it.
  4. Click Install and wait while your device downloads and installs the app.

Zuki App for IOS

How to register on Zuki App by SB Finance?

To register on the Zuki app, follow the steps that were given earlier on how to download the Zuki app, then log in using the following steps:

  1. Download the Zuki app
  2. Click on Register Now, click Next
  3. Enter the important information, such as your name, email address, and birth date, and then click Next
  4. To log in, enter your mobile number and PIN.

Features of the Zuki app

The Zuki app lets you access these services or products.

  • Personal loan. You can access a personal loan when you need funds to cater for school, business, or travel expenses. You can take a credit facility of ₱30,000 to ₱2 million for 12-36 months at a 1.89% monthly add-on rate. No collateral or credit card is needed for a personal loan.
  • Car loan. You can apply for a car loan and borrow up to 80% of the purchase price, repaying it over 12 to 60 months. A down payment of 20% of the purchase price is required. Furthermore, you are eligible for free comprehensive insurance for the first year, which covers damage and repair costs as well as natural disasters. However, it does not protect against third-party liability.
  • Car4Cash. If you opt for a loan with collateral, you can use your car's OR/CR to get the cash you need. If you are pawning your car's OR/CR, SB Finance does not take your vehicle. Therefore, you are left with the necessary funds and a car to ensure your mobility is not affected. You can get a loan for up to ₱2 million and repay it in 12 years.
  • Hooloogan. You can also access the Hooloogan to access a cash credit line starting from ₱10,000 to ₱200,000. You can use it for cash loans or in-store financing at accredited merchant partners. For the cash loan, you pay it in installments of up to 48 months. However, you are charged 3.5% for every Instant Cash loan request.
  • MotorsikLOAN. The credit facility lets you purchase a brand new or pre-owned motorcycle unit through SB Finance. For brand new motorcycles, SB Finance allows you to buy at their partner dealers, while for repossessed motorcycles from the bank's warehouses. Therefore, the motorcycle is covered by a manufacturer's warranty.

FAQ

How do I apply for a loan using the Zuki app?

To apply for a loan using the Zuki app, follow these steps:  

  • Enter your mobile number and PIN to log in 

  • Select the loan products you want from the list like personal loan, Car4Cash, Hooloogan and MotorsikLOAN.  

  • Read and accept the Terms and Conditions.  

  • Scan one ID from the valid list of IDs with a photo and a signature  

  • Take a selfie to confirm you are accessing your account via the Zuki app.  

  • Fill out the loan application.  

  • Upload the required documents like an income document like a payslip and a proof of billing address.  

  • Review the loan details and click Accept loan. If your application is approved, SB banking agents will notify you via the Zuki app.

How do I repay a loan using the Zuki app?

You can only pay for a loan using your online SB Finance account, not the Zuki app.

How do I extend a loan using the SB Finance Zuki app?

Contact SB Finance's 24-hour customer service hotline at (+632) 8887-9188 for advice on extending your loan repayment.

How do I restore access to the Zuki app?

If you forgot your password, you could create another one by clicking on Forgot Password in the login box, and a new window will open. Click Go to Password Reset, which takes you to an instruction box. After entering your email address or user ID, click Submit. However, if you have forgotten your user ID, call the SB Finance online help desk at (+632) 8887-9188 or [email protected]. You will be asked some verification questions before your User ID is unlocked.

How do I delete the Zuki app?

To delete a Zuki app on an Android, on the main screen, tap on Apps. Then, tap on the Zuki app and click Uninstall. For an iPhone, touch and hold the app. Tap Remove app and tap Delete App, then tap Delete to confirm.

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Recommended FinScore™
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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₱2,000,000
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1.25%
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up to 4 years
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Recommended FinScore™
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300
650
1000
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Loan term for the financial product

up to 60 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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Loan term for the financial product

up to 60 months
PSSLAI
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Mazilla
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱500 - ₱25000
Rate
i

Effective interest rate on the product

30% - 365% APR
Term
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Loan term for the financial product

91 - 720 days
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

1.8
Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
10500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

from 11.90 %
Term
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Loan term for the financial product

3 days – 6 days
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
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to 50000.00 ₱
Term
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Loan term for the financial product

to 1 years
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

to 0.16 %
Term
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Loan term for the financial product

2 months – 6 months
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