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CTBC Bank savings accounts for december 2022 in the Philippines

CTBC Bank
Open a savings account at CTBC Bank. On 04.12.2022 there are 6 options available to you.

Offers: 6

Updated:
17.10.2022
13:06
Dollar Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000
Term
i

Loan term for the financial product

30 - 360 days
Dollar Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $500
Rate
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Effective interest rate on the product

0.10% per year
Two and Three Year - Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500,000
Open a savings account on favorable terms!
Open a savings account on favorable terms!

Use the system for selecting the most profitable savings account online!

Peso Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Term
i

Loan term for the financial product

30 - 360 days
My First Saves
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.125% per year
Peso Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱5,000
Rate
i

Effective interest rate on the product

0.125% per year

Other types of savings accounts

How to open a savings account

Fill out your application
Fill out your application

On our website you can fill out a short application form for a savings account.

Send your application online to the suggested banks
Send your application online to the suggested banks

After the parameters being checked, you will be able to send your application to the appropriate companies.

Wait for a response from the bank
Wait for a response from the bank

If necessary, a bank specialist will contact you to clarify the details.

Open your account!
Open your account!

Sign the contract and open your account online or at the bank's branch.

Apply Your data is securely protected

BillEase
5
Albert T
Albert T
02.12.2022 at 09:25
The best interest – lower than other companies. I've been using Billease for 2 years, and want to say thanks. You may use it with no fear to pay for you smartphone or smth.
Review
TALA
2.6
Allan P
Allan P
01.12.2022 at 09:55
With Tala I forget about banks and offices. Everything is in mobile, I could control my money and loan. Choose limit. I just needed driving license and phone number to register account...
Review
BillEase
4.2
Marvin T
Marvin T
27.11.2022 at 13:25
Billease is for you when you need to buy a new gudget but can't afford it, you may pay by parts. And I don't even need a credit card...
Review
TALA
3.2
Joan T
Joan T
24.11.2022 at 19:07
Tala is an option if you need cash quickly. I urgently borrow money I needed. Downloaded the app, apply and it take 5 min to get my cash. App is essy, interface is comfy.
Review
BillEase
4.2
Evelyn M
Evelyn M
22.11.2022 at 10:10
Fast approval and great app. It is easy even for me and I'm not good with technology. I apply, approved and get my Php 2000 in 30 minutes.
Review
BillEase
3.2
Erwin P
Erwin P
17.11.2022 at 13:05
I decided to get a second loan, bigger one. But it takes me ages to apply. They already had my info and acc. Why so long? My sis says its the best lender… I dont know.
Review
CTBC Bank savings accounts for december 2022

With a CTBC Bank savings account, you can safeguard your money safe while also having access to it when needed.

Types of CTBC Bank savings account

The varieties of savings accounts provided by the bank are shown below:

  • Peso Savings Account. This is a regular/conventional savings account in pesos for individuals or business payroll accounts. A depositor can now experience the power of international banking with the CTBC Bank Visa debit and ATM card and online banking via NetBanking service and BancNet digital for a minimum account opening and sustaining balance of only ₱5,000. When the customer deposits up to ₱20,000 for individuals and ₱100,000 for business accounts, the account gets 0.125% gross per year.
  • My First Saves Account. This is a peso-denominated ordinary savings account designed exclusively for youngsters aged 7 to 17. A kid depositor can obtain either a passbook and CTBC Visa debit card or a passbook and CTBC Visa debit card for a minimum opening amount of ₱500. The minimum amount to maintain is ₱2,500, while the minimum balance to earn 0.125% gross per year is ₱10,000. Parents/Guardians can set up an auto-debit arrangement to send funds from their CTBC account to the child's account. You can access account balances for CTBC Bank Visa debit cards at any time at any CTBC Bank and other BancNet ATMs and online at BancNet. Cardholders may also be eligible for special rebates, benefits, and other CTBC Bank, Visa, and BancNet promotional offers.
  • Peso Time Deposits. This is a peso-denominated normal time deposit account (also known as a deposited certificate or term deposit) that yields a greater interest rate than a regular savings account but is only maintained for a set period or until maturity. Individuals who wish to preserve money or organizations with surplus assets for investment can create a time deposit account for as little as ₱1,000. The minimum duration of placement is 30 days. Tiered charges are also for placements lasting 60, 90, 180, and 360 days.
  • Dollar Savings Account. This is a standard savings account in dollars for individuals or business payroll accounts. The account earns 0.10% gross per annum with a minimum deposit of merely $500. It also includes a log book for convenient tracking.
  • Dollar Time Deposit. This is a dollar-denominated regular time deposit that earns a greater interest rate than a regular savings account but is only maintained for a certain period or until maturity. This account can give returns with a minimum investment of merely $1,000 for consumers looking to save money. The placement period lasts 30 days. Tiered charges are also for placements lasting 60, 90, 180, and 360 days.

How to apply for a CTBC Bank savings account?

A savings account can only be applied for in person. You must ensure that you meet all eligibility requirements and have the necessary documentation on hand. Please take it to your local CTBC Bank branch, then speak with a customer service representative and explain that you are there to apply for a savings bank account.

Requirements for a CTBC Bank savings account

To be eligible for an account, you must meet all eligibility requirements and have all the necessary documentation. They are given below:

For individuals

  • Must have two valid Identification cards.
  • Must have a signature card.
  • Must possess the account opening form (AOF), which can be obtained in the bank.
  • Must accept the terms and conditions for debit card.

For single proprietorship

  • Must have two valid identification cards that have a proprietor or any authorized signatory.
  • Must have a signature card.
  • Must possess the account opening form (AOF), which can be obtained in the bank.
  • Must possess the certificate of registration of business name with the department of the Philippines trade and industry.
  • Must possess a mayor's permit.
  • Must possess the application for registration of business name with the department of the Philippines trade and industry (in case the certificate of registration is not yet given).
  • Must possess the current and notarized special power of attorney if another person (i.e., other than the proprietor) is authorized to run the business or sign on behalf of the business.

For partnership

  • Must have two valid Identification cards.
  • Must have a signature card.
  • Must possess the account opening form (AOF), which can be obtained in the bank.
  • Must possess the articles of co-partnership.
  • Must have the certificate of registration of the articles of partnership with the Philippines Securities and Exchange Commission (SEC).
  • Must have the partnership’s resolution of authorized signatories.

Pros and cons of CTBC Bank savings accounts

These honest benefits and drawbacks will assist you in determining whether or not this is a suitable account for you.

Pros

  • The interest rates are better compared to competitors.
  • The bank has a low minimum balance requirement.

Cons

  • This bank has fewer savings accounts in comparison to its competitors.
  • The only foreign savings account is the Dollar savings account.

FAQ

How do I obtain a copy of my CTBC Bank savings account statement?

To obtain a copy of your account statement, you can visit any CTBC Bank branch near you or reach them by phone or e-mail. Join your account and download the mobile app to view your transactions anytime and wherever you want.

What options do I have for checking the balance of my CTBC Bank savings account?

Download the CTBC Bank app to manage your accounts while traveling. You can also confirm your balance at an ATM near you.