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Asia United Bank savings accounts for december 2022 in the Philippines

Asia United Bank
Open a savings account at Asia United Bank. On 03.12.2022 there are 6 options available to you.

Offers: 6

Updated:
17.10.2022
09:37
Preferred Foreign Currency Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Preferred Dollar Time
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $1,000
Term
i

Loan term for the financial product

30 - 360 days
Preferred Dollar Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.05% per year
Open a savings account on favorable terms!
Open a savings account on favorable terms!

Use the system for selecting the most profitable savings account online!

Starter Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.100% per year
Preferred Peso Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.100% per year
Preferred Peso Savings Plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100,000
Term
i

Loan term for the financial product

from 30 days

Other types of savings accounts

How to open a savings account

Fill out your application
Fill out your application

On our website you can fill out a short application form for a savings account.

Send your application online to the suggested banks
Send your application online to the suggested banks

After the parameters being checked, you will be able to send your application to the appropriate companies.

Wait for a response from the bank
Wait for a response from the bank

If necessary, a bank specialist will contact you to clarify the details.

Open your account!
Open your account!

Sign the contract and open your account online or at the bank's branch.

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BillEase
5
Albert T
Albert T
02.12.2022 at 09:25
The best interest – lower than other companies. I've been using Billease for 2 years, and want to say thanks. You may use it with no fear to pay for you smartphone or smth.
Review
TALA
2.6
Allan P
Allan P
01.12.2022 at 09:55
With Tala I forget about banks and offices. Everything is in mobile, I could control my money and loan. Choose limit. I just needed driving license and phone number to register account...
Review
BillEase
4.2
Marvin T
Marvin T
27.11.2022 at 13:25
Billease is for you when you need to buy a new gudget but can't afford it, you may pay by parts. And I don't even need a credit card...
Review
TALA
3.2
Joan T
Joan T
24.11.2022 at 19:07
Tala is an option if you need cash quickly. I urgently borrow money I needed. Downloaded the app, apply and it take 5 min to get my cash. App is essy, interface is comfy.
Review
BillEase
4.2
Evelyn M
Evelyn M
22.11.2022 at 10:10
Fast approval and great app. It is easy even for me and I'm not good with technology. I apply, approved and get my Php 2000 in 30 minutes.
Review
BillEase
3.2
Erwin P
Erwin P
17.11.2022 at 13:05
I decided to get a second loan, bigger one. But it takes me ages to apply. They already had my info and acc. Why so long? My sis says its the best lender… I dont know.
Review
Asia United Bank savings accounts for december 2022

An AUB savings account is a bank account maintained by the corporation that provides nominal interest rates and principal security.

Types of AUB savings account

Below are the types of savings accounts offered by the bank:

  • Preferred Peso Savings. This interest-bearing account permits deposits and withdrawals over the counter using a passbook, an ATM card, or via phone banking service. Transactions are conducted over the counter or through an ATM/mobile banking service. It monitors transactions using a passbook. The PDIC insures deposits up to ₱500,000 per depositor. There is no minimum initial deposit, but there is a ₱5,000 minimum maintaining balance. The interest-generating is ₱500,000, and the annual interest rate is 0.100%.
  • Preferred Peso Savings Plus. This is a passbook investment account with a term deposit amount maintained for a set duration and rate. It offers better interest rates than the Preferred Peso savings account and is comparable with time deposits. The passbook functions as a certificate of deposit. The PDIC also protects deposits by up to ₱500,000 per depositor. The minimum placement value is ₱100,000.
  • Starter Savings. This is ATM-based savings account with no minimum balance requirement, and deposits are guaranteed by the PDIC up to ₱500,000 per depositor. There is no minimum initial deposit, and there is no minimum maintenance balance. The interest earning balance is ₱1,000, and the annual interest rate is 0.100%. The account also includes a 20% withholding tax.
  • Preferred Dollar Savings account. This is a dollar-denominated passbook account with interest that permits deposits and withdrawals at any time. The PDIC insures deposits up to ₱500,000 per depositor. The initial investment is not required. However, the minimum maintenance balance is $500. In addition, the interest-generating balance is $500, and the annual interest rate is 0.05%.
  • Preferred Foreign Currency savings. This third currency passbook account permits deposits and withdrawals at any time. The PDIC insures deposits up to ₱500,000 per depositor. Please remember that this savings account is only accessible in certain branches. There is no minimum initial deposit. However, there is a minimum maintenance balance of £500 / JPY50,000 / ¥500.

How to apply for an AUB savings account?

AUB savings accounts can only be opened in person. You must ensure that you fulfill all eligibility requirements and have the required papers. Please bring it to your nearest AUB Bank branch, where you will talk with a customer service rep and explain that you are there to open a savings bank account.

Requirements for an AUB savings account

You must fulfill all eligibility standards and have the essential papers to be eligible for an account. They are as follows:

  • Must have a signature card.
  • Must be with the account opening form, which can be obtained in the bank.
  • Must have any two of the below Identification cards:

    • Philippine passport

    • Digitized Philhealth ID

    • Professional regulation commission ID

    • Seafarer’s identification and record book

    • Digitized Pag-IBIG loyalty card

    • Maritime industry authority ID

    • Digitized postal ID

    • OFW ID, which the Philippine overseas employment agency issues

    • Firearms license

    • Digitized or UMID SSS ID

    • Digitized voter’s ID

    • Driver’s license

    • Digitized GSIS ID

    • National bureau of investigation clearance

    • Certificate of marriage issued by the national statistics office

    • Bank credit cards

    • Barangay clearance or ID

    • Police clearance

    • Digitized company ID with photo and signature

    • Certificate of live birth issued by the national statistics office

    • Valid student’s ID

    • Digitized TIN ID

Pros and cons of AUB savings accounts

Take note of these honest pros and cons of AUB savings accounts

Pros

  • There are many savings accounts to choose from.
  • The bank has a low minimum balance requirement.
  • The bank also has numerous other currency savings accounts.
  • They do not require too much to open an account.

Cons

  • The interest rate is very low compared to competitors.
  • Account can only be opened in-branch.

FAQ

Is the money in my AUB savings account insured?

Yes. The PDIC insures deposits up to ₱500,000 per depositor.

Can I get an ATM debit card from my AUB savings account?

Yes. Anywhere around the globe, you can apply for and use an ATM card connected to your AUB savings accounts.

Where can I get a copy of my AUB savings account statement?

You can request a copy of your account statement by visiting any AUB branch near you or via phone or e-mail. Sign up for an account and download the mobile app to access your transactions whenever and wherever you choose.

What are my choices for monitoring the amount of my AUB savings account?

To manage your accounts while abroad, download the AUB app. You may also check your balance at a nearby ATM.

Is there a fee to fax a bank statement for an AUB savings account?

Customers in Metro Manila and the provinces can get their bank statements through fax for free. However, the bank maintains that a set service pricing will be determined soon.