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RD Pawnshop

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About RD Pawnshop

RD Pawnshop was started on June 9, 1976. So far, the company has opened over 611 branches across the Philippines. The company is headquartered in Banilad, Cebu City.

RD Pawnshop is a long-standing company founded by Rodrigo E. Rivera. It offers a wide range of services in addition to funding. They also have food processing, shipbuilding, agriculture, hotels, and retail businesses. They have over 1,500 pawnshops around the country, which makes their services even more efficient.

RD Pawnshop provides various services, including Cash Padala, international and domestic money transfers and remittances, bill paying, and pawning. RD Pawnshop is one of the most reputable pawnshops in the Philippines. The company provides one of the highest assessments among its competitors and charges no upfront interest.

Pros and cons

RD Pawnshop is a decent pawning service provider in the Philippines due to its widespread availability and positive customer feedback. Nevertheless, it’s equally important to weigh all its pros and cons before making any decision.

Pros

  • They provide a competitive interest rate when compared to their competitors.
  • Your loan will be approved in two hours on average.
  • Pawning does not require a large amount of paperwork.
  • Their service fees are reasonable.

Cons

  • The majority of their services are only provided in person.
  • Their services are usually limited to an amount of ₱ 50,000.

Products

The company offers various products and services, from insurance to bill payment, electronic reloading, etc. Let’s discuss these products in detail.

Pawning

The company is known for providing a decent pawning experience to its clientele and is regarded among the finest in the country. Customers who have remained loyal to them testify to their high appraisal criteria. A possible reason for this can be their cheap borrowing rates and no advance interest. Pawning with RD is an option for individuals in desperate need of money. They accept a wide range of jewelry products, from goldsmithing to slightly worn items, such as gold bars and watches. The monthly interest rate is 3%, and they will charge you a service fee of 1% of your original loan amount, which will not exceed 5%. Furthermore, the maximum payment duration is four months.

Cash Padala

One of the services provided by RD Pawnshop is the Cash Padala brand for domestic money transfers. They provide attractive, customer-friendly rates, guaranteeing that Cash Padala consumers have a sizable take-home income. They also provide free delivery on any order over $100. Because of its 1,600+ locations nationally and approved business partners with whom you may send and receive money transfers, RD Pawnshop’s Cash Padala is accessible, fast, easy, and reliable. When the sender has finished transferring from their location, the recipient can pick up the money at their local RD Pawnshop branch or partner agency store.

e-Loading

Most telecommunications and cable companies in the country can use RD Pawnshop’s e-Load Prepaid Load service. They understand the need for speedy mobile loading because their branches are designed to be a one-stop shop for all of your immediate personal financial and recreational demands. In addition to postpaid costs, the RD Pawnshop offers free prepaid cell phone load, Internet, and online gaming privileges. Some of the types of loading they offer are airtime loading, telco loading, healthcare loads, and gaming loads.

RDCARES insurance

They have collaborated with Malayan Insurance to provide a non-life insurance policy that assists in the event of a fire, burial, or personal injury for a fee of twenty-five pesos. This non-life insurance provides financial security in the case of an accident, fire, or death.

Bills payment

RD Pawnshop is consistently and dynamically increasing its efforts to be your one-stop shop for personal financial services. They are one of the leading comprehensive industry billers in the country. Your monthly or compulsory bills can be paid in full at any RD Pawnshop location, which makes the procedure quick and easy.

Utility, telecom payments, Internet, cable subscriptions, airline, ship tickets, school tuition fees, government contributions, or loan and credit card obligations can all be covered by RD Pawnshop. Check out their extensive and ever-expanding list of partners on their website to see whether your preferred payment center or firm is featured.

Air and sea tickets

Many airlines and shipping companies have teamed with RD Pawnshop to make flying and sea trip preparations quicker and more comfortable. RD Pawnshop allows you to buy plane tickets online. After the initial processing, you will receive a payment code or reference number. You may pay for your ticket(s) and finish your reservation nationwide at any RD Pawnshop location.

Money changer

They established their foreign exchange services to meet the demands of their clientele and international Filipinos. You may be confident that your transactions with RD Pawnshop will always be honorable and safe. They only offer and sell US dollars, but they intend to increase their currency offers shortly.

International remittance

Cash Padala services from RD Pawnshop are accessible globally. With an RD Pawnshop partner, you may send and receive remittances from anywhere around the globe. Because RD Pawnshop has a large network of foreign partners, your remittance will be approved effortlessly, promptly, and comfortably in real-time. RD Pawnshop processes your remittance with speed, convenience, and quality.

RD Pawnshop

FAQ

What is RD Pawnshop?

RD Pawnshop is a Filipino financial institution that offers various services, including pawning, Cash Padala, international and domestic money transfers and remittances, bill payment, and pawning.

Who is the owner of RD Pawnshop?

A conglomerate owned by Rodrigo E. Rivera, Sr., his wife, Dolores S. Rivera, and their children owns the company.

How does RD Pawnshop work?

  1. Firstly, an appraiser will assess your item(s) and give the highest value to it.

  2. Then a bunch of personnel transacts and input your item online.

  3. You will then fill in the details and sign your name on the form.

  4. Next, you will receive a pledge loan receipt and a pawn ticket.

  5. Lastly, the cashier releases your cash.

What are the requirements for RD Pawnshop money remittance services?

You should have at least one government-issued ID. A list of valid IDs can be found on their website.

What are the minimum and maximum RD Pawnshop cash transfer amounts?

The minimum loan amount is ₱100, and the maximum is ₱50,000.

Does RD Pawnshop accept foreign coins?

RD Pawnshops does not accept or exchange coins; they only convert dollar bills to Philippine pesos.

How much is the Padala to bank account fee at RD Pawnshop?

For transactions under ₱100, there is no charge. But there are specific prices for subsequent amounts. Visit their website for a full list.

What is the maximum loan term at RD Pawnshop?

The maximum duration for a loan with RD Pawnshop is 4 months.

Financial products

RD Pawnshop
Secured loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱50,000
Rate
i

Effective interest rate on the product

3% per month
Term
i

Loan term for the financial product

up to 4 months

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 RD Pawnshop loan calculator

Calculate loan payments at RD Pawnshop. Loans calculator will allow you to calculate an approximate payment schedule for the loan.

RD Pawnshop calculator
Interest rates are given in accordance with the rates of the RD Pawnshop in Manila as of 04.12.2022
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