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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

RCBC Credit Cards account

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How to register an account?

RCBC Credit Cards provides registered users with access to budget management, enhanced security, travel perks, extra rewards, and additional cash loans. The bank has also implemented one-time passwords (OTPs) for transactional authentication and security questions for customer detail maintenance to improve its security further.

Registering on the RCBC Credit Cards website is only possible if you already hold an RCBC Bank card. To register for RCBC Credit Cards, follow the steps below:

  1. Visit the RCBC Credit Cards official website, and click on Login, then click on RCBC Credit Cards online.

  2. Now on the next page, click on Register.

  3. You will see three boxes in front of you. You must enter your card number, CVV, and card exploration date in MMYY format.

  4. After that, in the end, there is another box where you have to enter the special symbol in the image and click on Next.

  5. Review the email address and phone number you registered in the account opening form or client relationship form that will be shown. If the details are not correct, you must update your profile by visiting your branch of account as soon as possible (but you can still proceed with the transaction).

  6. You can now click the Send OTP button if the details are correct.

  7. Once you have typed in the one-time password, create your login details: user ID and password.

  8. Choose a security question with an answer only you know.

  9. Click the Submit button. Then you are done.

How to restore access to RCBC Credit Cards online

If you forgot your password or user ID, you can retrieve your details and get access to your account. Follow the steps below to do this:

For password

  1. Visit the RCBC Credit Cards website, click on Login, then click on RCBC Credit Cards online.

  2. Click on Forgot password.

  3. Enter your username and click on Next. The bank will send an OTP to your registered mobile number.

  4. Follow the on-screen directives to complete the password reset.

For username

  1. Visit the RCBC Bankard website, click on Login, then click on RCBC Credit Cards online.

  2. Click on Forgot username.

  3. Enter your card details and click on Next. The bank will send an OTP to your registered mobile number.

  4. Follow the on-screen directives to reset your username.

How to delete an account?

To delete an RCBC Credit Cards online account, you must visit the bank and speak with a customer service representative. After explaining your reason for visiting, you will be given a form to complete. Fill out the form and then follow the instructions from the customer service representative. You can also contact their customer service at (02) 8888-1888 or send an email to email@service.rcbcbankard.com and inform them of the account closure.

RCBC Bankard account

Financial products

RCBC Credit Cards
RCBC Bankard Secured Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
RCBC Credit Cards
UnionPay Diamond Card
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱3,000 annual fee
RCBC Credit Cards
YGC Rewards Plus Program
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱3,600 annual fees
RCBC Credit Cards
RCBC Bankard Hexagon Club®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
JCB Platinum
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Diamond Card Platinum Mastercard
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Black Card Platinum Mastercard
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
World Mastercard
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱3,600 annual fee
RCBC Credit Cards
RCBC Bankard Visa Platinum®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Visa Infinite Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱5,000 per year
RCBC Credit Cards
RCBC Bankard Classic®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
RCBC Bankard Flex Visa®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
RCBC Bankard Flex Visa Gold®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
RCBC Bankard Gold®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Sta. Lucia Mastercard
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Mango Mastercard
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Phoenix Mastercard
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Landmark Anson’s Mastercard
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
RCBC Bankard ZALORA®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
UnliPay
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
RCBC Credit Cards
Digital Cash Loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱500,000
Term
i

Loan term for the financial product

up to 60 months

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
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1000
Equicom Savings Bank
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Rating by Finanso®
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300
650
1000
LandBank
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
LandBank
LANDBANK Travel Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000
DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

up to 0.16% per day
Term
i

Loan term for the financial product

180 days
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Finbro
Personal Loans
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱1,000 - ₱50,000
Rate
i

Effective interest rate on the product

up to 0.6% per day
Term
i

Loan term for the financial product

up to 12 months
OFBank
Multi-purpose loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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All RCBC Credit Cards’s reviews by december 2022
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