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RCBC app

Advertiser Disclosure

The RCBC digital app is available for iPhone, Android, and Huawei users. Before using the app, as a first-time user of the RCBC Online Banking mobile app, you must activate your smartphone before registering your accounts. It ensures that no other device can access your RCBC accounts until you activate them.

RCBC on Google Play

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RCBC on Google Play

RCBC on App Store

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RCBC on App Store

How to download RCBC digital app?

To download the RCBC digital app, follow these steps: Go to the App Store, GooglePlay, and Huawei AppGallery. Then, search for RCBC digital app and click on it. Lastly, select Install App.

When you log in after you download the RCBC Online Banking mobile app, you will be prompted to register your device. A one-time password (OTP) will be sent to your registered mobile number; enter it. Even though you can install the app on many devices, you must register each one to access your account for security reasons.

Additionally, you can configure biometrics to use the phone's built-in biometric scanner to log into the RCBC digital app. You can only add fingerprint scanning and facial recognition (only on iOS devices). Therefore, when you log in, you do not need to type in your User ID and password when using biometrics. Your biometrics will be used to verify your identity, and the login process will be quick.

Additionally, you can scan the recipient's QR code using your app to send money to other RCBC Online Banking users and participating members. You'll be able to transfer money quickly as the app now eliminates the need for manual account information entry by automatically producing the recipient's account information upon scanning. However, if you send money to another bank or BSP-supervised financial institutions (BSFIs), InstaPay will be used, and the standard InstaPay cost will be charged.

How to register via the RCBC digital app?

Follow these steps to create an account using an Android, iPhone, or Huawei device:

  • Open the RCBC Digital App.

  • Tap Sign up now.

  • Read the terms and conditions, then accept them.

  • Key in your CVV and 16-digit card number.

  • Tap Submit after entering the One-Time Password (OTP) issued to your registered mobile number.

  • Set up a password and user ID.

  • Turn on your phone's biometric login feature.

  • Use your fingerprint to sign in.

Features

RCBC digital app is easy to use, convenient, and user-friendly. It's designed to make it easy to manage your money and keep track of important things like account balances, payment balances, and more.

With the RCBC digital app, you may send money to anyone, even if they don't have a bank account, which makes it simple to manage your funds. You can send large sums of money in real-time to any local bank or e-wallet using Instapay or PesoNet. If you want to transfer money via check, you can safely deposit it with a photo at any nearby bank. You can also send foreign currency domestically and internationally via Telegraphic Transfer services.

Additionally, you can monitor transactions in your deposit accounts, loans, credit cards, and investments all in one app. You can then pay your bills whenever it's convenient for you. You can also quickly add billers and make payments using the app without keeping track of your bank account information or carrying around other transactional details all the time.

You can also invest in, monitor, and redeem UITFs and time deposits without visiting a branch. You can also use the Internet to convert your money to US dollars, Japanese yen, and other foreign currencies for travel and investment. You can then use your ATM card to make cardless withdrawals of up to ₱5,000 at any RCBC ATM. When you want to check the status of your account, you can also obtain bank certificates, ATM replacements, and checkbook reorders ahead of time and pick them up at the branch when they are available.

FAQ

How to apply for a loan using the RCBC mobile app?

You cannot apply for a loan through the mobile app. However, you can calculate your loan and choose the nearest branch. Open the app and click on Loans under Personal section. Calculate your total amount and rate and click on Apply in branch. You will see the map where you can choose the nearest branch to visit.

How do I extend a loan via the RCBC digital app?

For a loan extension, you must go to the nearest branch. The customer service will assist you in developing an affordable plan.

How do I repay my loan via the RCBC digital app?

Log onto the RCBC digital app and select the Bills Payment option to repay your debt. If this is your first loan repayment via the app, add RCBC as a new biller. Then, select RCBC and provide your payment information. Review and validate the provided information before clicking Continue and inputting the OTP. You will receive a confirmation SMS or email that your payment has been completed successfully. 

How do I restore access to my RCBC digital app?

To restore access to the RCBC digital app, open it and select Forgot Password. Enter your Card Number (16 digits). Then, enter the One-Time Password (OTP) sent to your registered mobile phone number. Create a new password and sign in to your RCBC digital app. 

How to delete the RCBC digital app

Touch and hold the RCBC iPhone app, tap Remove app, then Delete app. Click Delete one more to confirm. To uninstall an Android or Huawei RCBC digital app, tap and hold the app's icon until it jiggles, then drag it off the screen till it says Uninstall at the top and tap it. When prompted, press OK. 

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