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PTS Gadget Pawnshop

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About lender

A pawnbroker, also known as a pawnshop, is a business that makes loans to customers by using their personal belongings as collateral. Customers are welcome to bring jewelry, musical instruments, televisions, gold, watches, cameras, or laptop computers.

PTS Gadget Pawnshop is a pawnbroking shop established in 2008, with its first office at 691 Tandang Sora Ave, Matandang Balara, Quezon City, 1119 Metro Manila. They have since expanded and now operate 15 branches around Metro.

Their services are simple: you bring your gadgets to any of their branches, they find out the appraised value, both parties come into an agreement, you choose your loan term and the interest rate, and then you get your loaned amount instantly.

Pros and cons

It will be worthwhile looking at these pros and cons before going on to pawn with PTS as they will let you know what to expect.

Pros

  • They have many branches around Manila, so it is unlikely you'll see a long queue.

  • They offer you with cash for your pawned gadget in less than two hours.

  • They do not require you to present a long list of paperwork to pawn.

  • They offer loan terms up to 90 days.

  • They offer decent interest rates compared to other competitors.

  • They pawn up to ₱100,000, which is more than the average limit across the nation.

Cons

  • They do not have any website, so little is known about them online.

  • They operate mainly in Manila and its environs.

  • They only have one service, which is gadget pawning.

  • They only pawn watches, cellphones, cameras, game consoles, laptops, etc.

Products

As stated earlier, the only product they offer is gadget pawning. They pawn wristwatches, cell phones, laptop computers, etc. You can get a loan using your gadget as collateral, with the only requirement being that you must have a linked bank account. Their minimum financing amount is ₱1000, and the maximum amount is ₱100,000. The minimum loan term is seven days, while the maximum is 90 days. The daily interest rate is between 0.13% - 0.3%, and the approval duration can be up to 2 hours.

For instance, if your gadget’s appraised value and loan amount are ₱15,000, the loan term is three months, and the interest rate is 0.3% daily. The monthly payment will be ₱5,939, the overpayment will be ₱2,817, and the total payment will be ₱17,817.

FAQ

What is PTS Gadget Pawnshop?

PTS Gadget Pawnshop is a pawnshop and non-bank financial institution in the Philippines that offers pawn-breaking services for laptop computers, wrist watches, gaming consoles, cameras, mobile phones, etc.

How does PTS Gadget Pawnshop work?

You go to the PTS Gadget Pawnshop branch, pawn your item, and then sign the back of the pawn ticket at the Pawner line. Present the signed pawn ticket and payment for the amount due on the item's redemption before leaving. Your money will be deposited into the account number you provided during registration.

What are the requirements for pawning at PTS Gadget Pawnshop?

You must have a valid mobile phone number, an email address, at least one government-issued ID, and a bank account number bearing your name.

What are the minimum and maximum loan amounts at PTS Gadget Pawnshop?

Their minimum financing amount is ₱1000, and the maximum amount is ₱100,000

How to pawn at PTS Gadget Pawnshop?

Bring your electronics to the nearest PTS Pawnshop location. The quality of your item determines the pawning value. Their branch associate will assist you, and remember to bring your valid ID.

What is the maximum loan term at PTS Gadget Pawnshop?

The maximum loan term at PTS Gadget Pawnshop is 90 days.

Financial products

PTS Gadget Pawnshop
Gadget pawning
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
Rate
i

Effective interest rate on the product

0.3% per day
Term
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Loan term for the financial product

90 days

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Calculate loan payments in PTS Gadget Pawnshop

PTS Gadget Pawnshop calculator will allow you to calculate an approximate payment schedule for the loan

PTS Gadget Pawnshop calculator
Interest rates are given in accordance with the rates of the PTS Gadget Pawnshop in Manila as of 04.12.2022
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What to pay attention to when applying for a loan at PTS Gadget Pawnshop?

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