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PSSLAI

Advertiser Disclosure

About bank

PSSLAI (Public Safety Savings and Loan Association, Inc.) is a Filipino financial institution committed to serving and protecting individuals who serve and protect Filipino communities. It all began on July 1, 2003, when the Philippine National Police (PNP) was separated from the Armed Forces of the Philippines (AFP) following Republic Act No. 8367.

Features

PSSLAI is a non-stock, non-profit savings and lending association for members of the public safety community. The entity was created to protect the public safety sector's best interests. PSSLAI has been dedicated to supporting PNP, Bureau of Fire Protection (BFP) personnel, and their immediate relatives since that time.

PSSLAI produces goods and services with the happiness and financial well-being of public safety personnel in mind, despite having just 24 workers, a ₱54 million start-up capital, and a basement-level office at the Kiangan Hall at Camp Crame. It invests in superior service and cutting-edge technology to give its members a one-of-a-kind and remarkable experience. Its membership grew not only because of the high quality of its products and services but also because of its strong business ethics and integrity.

PSSLAI is one of the most admired and respectable SLAIs in the Philippines, thanks to its member-centered goods and services and the hard work and devotion of its board of trustees, administration, and staff. Its expansion is evidenced by the loyalty and patronage of over 250,000 members, a ₱67 billion asset portfolio as of December 2021, a 12-story state-of-the-art eco-friendly and innovative building along EDSA Quezon City, a subsidiary in Camp Crame, and 38 fully-equipped satellite offices in pivotal cities across the Philippines, specially designed and built to their standards.

Pros and cons

PSSLAI provides its members with various services, but you should carefully assess the benefits and downsides before utilizing them. This will allow you to make an educated decision before acquiring any of their products or services.

Pros

  • Their loan application is quick. You can get your cash in less than a week.

  • The online services like PSSLAI bilis online and PSSLAI Bilis mobile app offers members the opportunity to perform some financial operations online, like checking their loan status and payment of bills.

Cons

  • Their products and services are primarily offline-based. For example, you cannot apply for a savings account online.

  • They do not offer a lot of products and services compared to competitors.

Products

Below are some of the products offered by this institution.

Loans

  • Salary loan. Members can obtain the financial stability they require with the help of this loan. The loan has a guaranteed low-interest rate, quick loan processing, flexible payback periods, and so on.

  • Emergency loan. This loan provides emergency cash to address unforeseeable events and unanticipated bills. The loan has cheap interest rates, same-day approval, flexible payback terms, and so on.

  • Buy-out loan. With this loan, you can live a stress-free life by repaying your existing bills to another lending/financial organization and effortlessly monitoring and repaying all of your PSSLAI loans. It has reduced rates with flexible conditions, quick loan approval, flexible payment arrangements, and so on.

  • Back2back loan. You can keep your account balance far over maintenance with this loan. This secured loan allows you to borrow against your accounts while generating dividends/interest. The loan has assured cheap interest rates, quick approval processes, etc.

  • Pension loan. This financial aid program was created to meet the requirements of PNP and BFP retirees. You may cover medical, family, vacation, insurance, and other financial obligations in a single loan. It has guaranteed cheap interest rates, quick loan approval procedures, flexible payment arrangements, and so on.

  • Vehicle loan. You can now purchase a brand-new vehicle without breaking the bank. For work or pleasure, it has guaranteed cheap interest rates, quick loan approval procedures, flexible payment arrangements, and so on.

Savings account

Premium savings account (PSA). With this account, you can safeguard your money while also providing for the future needs of your loved ones. Begin little, save a lot, and earn more. It has a savings account with a passbook, the potential to make interest with a minimum balance of ₱1,000, tax-free interest, and other benefits.

PSSLAI

FAQ

What is PSSLAI?

PSSLAI is a non-stock, non-profit savings and lending association for members of the public safety community.

Who owns PSSLAI?

The Philippine government owns PSSLAI. It is monitored and permitted to perform business by the Bangko Sentral ng Pilipinas and is supported by the PNP, BFP, and PPSC leadership.

How do you qualify for PSSLAI?

PSSLAI, according to them, regards its members as more than simply clients but as a family. They pay attention to your preferences, cherish your confidence, and keep their commitments. They are one and the same when it comes to safeguarding your family's necessities, money, and future. To be a member, you must be a member of the Philippine National Police or the Bureau of Fire Protection.

Is PSSLAI a legitimate company?

Yes. They are monitored and permitted to conduct business by the Bangko Sentral ng Pilipinas, and their leadership is supported by the PNP, BFP, and PPSC.

What is the maximum PSSLAI emergency loan amount?

The maximum loanable amount is ₱2,000,000.

What are the requirements for PSSLAI emergency loans?

To be eligible for a loan, the applicant must be a PSSLAI member and have a documented source of income. If the applicant is working, they must present a certificate of employment, three months' pay stubs, and an income tax return. If the borrower owns a business, they must give a photograph of the company and the business paperwork.

What is the most extended PSSLAI emergency loan term?

The maximum loan term is five years.

Company documents

Privacy Notice

Our mission - to provide all our Members the opportunity to enjoy comprehensive financial and social benefits by offering member-centric products and services built on relationships.

© Public Safety Savings and Loan Association, Inc.

Financial products

PSSLAI
Pension loan
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PSSLAI
Back2back loan
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PSSLAI
Buy-out loan
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PSSLAI
Emergency loan
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PSSLAI
Salary loan
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PSSLAI
Vehicle loan
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PSSLAI
Premium savings account
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