Banks
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PSBank Mobile App Review

Advertiser Disclosure

You can bank on the move with the PSBank mobile app, which is packed with solid features and allows you to complete financial transactions with just a few touches on your mobile phone.

How to download?

Follow the instructions below to download the PSBank mobile app for your prefered operating system.

PSBank on Google Play

Download

PSBank on Google Play

For Android users

  1. Visit the PSBank website.

  2. Click on Other products and services and then select e-Banking.

  3. Click on PSBank mobile, scroll down, and click on the Google Play Store link.

  4. Download and install the app on your phone.

PSBank on App Store

Download

PSBank on App Store

For iOS users

  1. Visit the PSBank website.

  2. Click on Other products and services and then select e-Banking.

  3. Click on PSBank mobile, scroll down, and click on the App Store link.

  4. Download and install the app on your phone.

How to register?

Registration is basically the same on all operating systems. Follow the below steps to register on the PSBank mobile:

  1. Download and install the app on your prefered operating system.

  2. Open the app and tap on Sign up now.

  3. Review the terms and conditions and tap on the agreement box if you do agree to them. Tap on Proceed when done.

  4. Fill in all the required personal information on the next frame and tap on Proceed.

  5. Customize your account settings, review your account summary, and tap on Submit.

  6. An activation code will be sent as an SMS to your registered phone number. Enter this code and tap on Submit.

  7. You have successfully registered on the PSBank mobile.

Features

Interface

The PSBank mobile app user interface provides a platform for consumers to connect to their bank servers and execute transactions via the internet. It opens up new prospects for both clients and the bank. Security and privacy are two significant challenges the bank addresses to thrive in the competitive worldwide banking industry. To fight these difficulties, several technical innovations and solutions are being deployed.

Options

  • Online account opening. You can create a PSBank peso savings or prepaid debit card account whenever and wherever you choose with only one valid primary ID, a picture, and a few taps on the app.
  • Mobile time deposit placement. With a few taps on your mobile phone, you can create a Peso time deposit account from the comfort of your own home, 24 hours a day, seven days a week. There is no need to go to the bank.
  • PSBank QR. Scan or upload a QR code to send money to the accounts of PSBank and other connected banks. Create your QR code and distribute it to people so you can receive funds or payments more efficiently. In addition, you can now pay at QRPh-affiliated shops by scanning their QR code.

FAQ

How to apply for a loan using the PSBank mobile?

To apply for a loan, open the PSBank mobile app and browse to the loan application page. Select loan amount, rate, processing fees, terms & conditions, automatic debit arrangements, and disclosure statements. Once you confirm the net loan proceeds will be transferred into your account when you agree to all the terms and conditions and click Submit. Your loan details, as well as the related application form, debt instrument, and amortization schedule, will then be sent to you by SMS and email.

How can I extend my loan using the PSBank mobile?

Log in to your mobile app and select Loans. Examine the loan extension details. It will be listed here if you are qualified for a loan extension. If you are qualified, you can apply for a loan extension using the same process described above.

How can I repay my loan using the PSBank mobile?

Enter your user ID and password to access the PSBank mobile app. Tap I Agree in the Terms and Conditions box, then select Payment. Choose the PSBank loan you wish to repay from the dropdown menu as the biller/institution. Then input your 16-digit PSBank cash card number in the account number field. Enter the loan amount and the type of account from which the repayment will be deducted. Tap the PIN pad to enter your PIN. After that, click the Submit button. Tap OK once you've checked that all of the information is correct. Remember to keep your trace number handy for future use.

How can I restore access to the PSBank mobile?

If you have forgotten your PSBank mobile app password, launch the app and touch on Forgot password, then enter your username. Follow the instructions on the next page to validate your login before tapping Submit. Enter the OTP that was delivered to your registered phone number and tap on Submit. When finished, enter a new password and press the Submit button.

If you have forgotten your PSBank mobile app user ID, launch the app and touch on Forgot user ID, then select your card type and input the card details. To regain access to your account, follow the onscreen steps.

How do I deactivate the online services using the PSBank mobile app?

You can request that PSBank online services, including your accounts, be terminated by contacting customer service and giving the bank at least five to ten working days to respond to your request.

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Recommended FinScore™
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Recommended FinScore™
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Rating by Finanso®
i

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Recommended FinScore™
0
300
650
1000
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱1,000,000
Term
i

Loan term for the financial product

up to 15 years
Rating by Finanso®
i

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Recommended FinScore™
0
300
650
1000
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Rating by Finanso®
i

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from ₱1,000
Term
i

Loan term for the financial product

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Rating by Finanso®
i

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from ₱1,000
Rate
i

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from ₱500
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i

Effective interest rate on the product

0.5% per annum
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

0.5% per annum
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱300,000
Rate
i

Effective interest rate on the product

up to 54% per annum
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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All PSBank’s reviews by march 2025
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