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Pera247's pay off

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How to pay back a Pera247

Pera247’s repayment process is convenient and straightforward. The repayment process is as easy as paying a bill for short-term loans and can be completed through different methods. Pera247 also allows borrowers to track their installments and comprehend the full cost of their loans by sending automated reminders to help borrowers track when they should be making payments on their loans. You can repay a loan using GCash payment, 7-Eleven Cliqq Kiosk, or PayExpress via M Lhuillier, SM Bills, TrueMoney, and other partner channels.

GCash payments

  1. Open your Pera247 mobile application
  2. Go to the application dashboard
  3. Tap Make Payment
  4. Select GCash as the payment method
  5. Enter the amount you would like to pay
  6. Enter your GCash registered mobile number
  7. Complete payment using your GCash
  8. Confirm that your payment has been made.

Pera247 App

  1. Open your Pera247 mobile application
  2. Go to the dashboard
  3. Tap Make Payment
  4. Choose Over-the-counter under payment method
  5. Check the amount you wish to repay
  6. Confirm your reference code

7-Eleven Cliqq Kiosk

You can use a physical 7-Eleven branch with a Cliqq touch screen payment kiosk to complete your repayment or you download the Cliqq App from Google Play Store or App Store and proceed with making a payment by following these steps:

  1. Select Pay Bills
  2. Tap Loans
  3. Select your Biller ID (Payexpress Loans)
  4. Enter Reference Number
  5. Enter your mobile number
  6. Enter the amount to be paid
  7. Verify details
  8. Tap Confirm
  9. You will receive a barcode slip which you can hand over to the cashier
  10. Your payment will be completed and updated on your Pera247 mobile app.

PayExpress

  1. Open your Pera247 app
  2. Go to the dashboard
  3. Select Make Payment
  4. Select over-the-counter under payment method
  5. Check the amount you wish to repay
  6. Confirm your reference code
  7. Go to the nearest repayment channel branch (M Lhuillier, SM Bills, TrueMoney, and other partner channels)
  8. Give your biller name, reference code, and amount to be paid to the cashier/teller
  9. Your payment will be completed and updated on your Pera247 mobile app.

Conditions of loan extension

Pera247 offers a loan term extension program to clients who cannot pay their loans fully or on time. The program allows clients to pay a minimal extension amount usually displayed on their Pera247 mobile apps to extend their loan term. The program also helps borrowers avoid having a negative credit history. However, clients who request such extensions will have to pay additional penalties and fees depending on their loan products and extension period.

Early payoff

Pera247 encourages clients to make early repayments or partial payments before the due date to avoid lateness, fines, and penalties. Making an early payoff can also increase your chances of getting bigger loans in the future and enables you to avoid paying other fees when repaying your loan. Besides, there are no additional fees for paying early, and it increases your chances of loan approval in the future. Therefore, early payoffs encourage lenders to make quick loaning decisions as they can see the borrower’s repayment history.

FAQ

How do I make a payment on a Pera247 loan?

Pera247 provides different repayment options depending on your loan terms and the amount you have borrowed. Most borrowers can easily make a monthly installment of their loans from the mobile app or visit various partner channels spread across the country to make their payments.

What will happen if I do not repay my Pera247 installment on time?

Failing to repay your Pera247 installment on time can lead to defaulting, which attracts high penalties and fees. You can avoid this by paying your loan before the due date

Can Pera247 sue you?

Pera247 can only take legal action against loan defaulters according to the loan agreement, mainly by using third-party debt collection agencies and/or reporting your non-payment activities to credit bureaus.

Financial products

Pera247
Instant loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000 - 15000
Rate
i

Effective interest rate on the product

up to 6% per month
Term
i

Loan term for the financial product

up to 30 days

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Pera247 loans calculator

Calculate loan payments in Pera247. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Pera247 calculator
Interest rates are given in accordance with the rates of the Pera247 in Manila as of 01.12.2022
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