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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

OneClickMoney's application

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How to apply?

Follow these steps to apply for a loan.

  1. Go to the official OneClickMoney website. Under the Instant cash loan section, select the Loan amount you want to borrow, and confirm loan tenure and payment amount.
  2. Then enter your name, active mobile number and email address. Then click on Get cash today.
  3. Enter your personal details: gender, date of birth, and address. Click on Next to move to the next page.
  4. Enter your financial details. In the first section enter your monthly income and active phone number. Then present the contact information of your relativeand an emergency contact number. Click on Next.
  5. Enter your bank details and your account number.Then click on Next.
  6. Upload the photo of your verification ID and a selfiewith the uploaded ID.
  7. Then select the typeof ID you have uploaded and the verification number written on your ID.
  8. Click on the Receive password via SMS box and enter the validation codesent on your phone to confirm your mobile number.
  9. Read Terms and conditions carefully and click on Finish application to submit your loan application.
  10. Once the application is processed, you will receive a confirmation email or SMS. The lender can also call the applicants for further verification. The company suggests the applicants keep their lines active post their submission for up to 24 hours and expect a call from OneClickMoney.
  11. Once that is done, expect to receive the funds in your selected bank account within 24 hours after receiving confirmation of your application’s approval.

Requirements

OneClickMoney loan can be applied if you meet the following requirements:

  • Be at least 22 years old
  • Be a Philipino who is currently living in the Philippines
  • Have a stable source of income
  • Have a working mobile number
  • Have an active personal bank account open for payroll transfers.
  • Present one valid government ID (SSS, driver’s license UMID, or TIN)
  • Provide a selfie holding the provided government ID.

Application Details

Once the contract is finalized, OneClickMoney will send the specified amount instantly. However, your bank determines the duration of your receipt. The transfer is usually completed instantly or by 6 pm on the next banking day. If you have any questions or want to follow up on your loan application, you may contact them by phone or email. They are open from 9 am to 6 pm Monday through Friday, and they respond to all email inquiries within 24 hours.

Reasons for rejection

The applicants are required to meet all the given requirements. If they fail to meet one of the given requirements, OneClickMoney will not approve the application.

OneClickMoney application

FAQ

How long does it take to get approved by OneClickMoney?

Once approved, the loan is credited to the applicant’s account almost instantly. If not received, the funds will be sent before 6 pm on the next banking day.

How trustworthy is OneClickMoney?

OneClickMoney is a direct subsidiary of the popular money lending service provider MoneyCat Financing Inc. It is also an officially licensed financing company registered with the Securities and Exchange Commission to operate freely in the financial markets.

Does OneClickMoney verify income?

You don’t need to provide any evidence of income or other papers; all they require to establish your identification is a valid ID.

Does OneClickMoney hurt your credit score?

If you skip or postpone payment and default on your payments, it will appear on your credit report and negatively influence your credit score.

Financial products

OneClickMoney
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to 20000
Rate
i

Effective interest rate on the product

11.9% per month
Term
i

Loan term for the financial product

up to 6 months

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OneClickMoney loans calculator

Calculate loan payments in OneClickMoney. Loans calculator will allow you to calculate an approximate payment schedule for the loan

OneClickMoney calculator
Interest rates are given in accordance with the rates of the OneClickMoney in Manila as of 01.12.2022
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What to pay attention to when applying for a loan at OneClickMoney?

Recommendations

What distinguishes OneClickMoney from a bank:

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