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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Online Loans Pilipinas

Advertiser Disclosure

About lender

Online Loans Pilipinas - a legitimate online lending platform for short-term loans registered with the SEC as a financial lender operating in the Philippines.

Online Loans Pilipinas belongs to the Infinito Group, an international Fintech Company formerly known as Magic World Technologies. It is the one-stop platform for all digital financial solutions as the company believes in uplifting and boosting the financial well-being of people in Filipino. Their head office is situated in San Antonio, Philippines, Pasig City, and they acquired their SEC registration in 2017.

Pros and cons

Before making any major financial decisions, one should be cognizant of all the advantages and disadvantages associated with the company.

Pros

  • Minimum crediting rates
  • All services are accessible online
  • The procedure is transparent
  • The loan repayment is convenient
  • The application gets confirmed on the phone
  • Easy to apply, and services are fast

Cons

  • The interest rate is higher than usual if the loan isn't paid on time
  • The duration of the loan is short.

Loan conditions

The primary goal of Online Loans Pilipinas is to satisfy the basic financial needs of every Filipino. The loan application typically gets approved within 1-2 business working days. If someone is applying for the first time, the range varies from ₱1000-7000, wherein the interest rate is 1.25%, and the loan term is from 7-30 days. The service fee for the first-time applicant is zero.

Repeated borrowers with a good credit history can obtain a loan of up to ₱20000. The interest rate is the same, i.e. 1.25%.

Online Loans Pilipinas specializes in “Payday Loans”, wherein the customer can obtain a loan in 4 hours, devoid of the usual complicated procedures. Apart from this, they also provide a fast cash loan, personal loan, and online loans. Online Loans Pilipinas offers payday and installment loans as well.

Methods of a loan funding

The steps to acquire an Online Loans Pilipinas loan are rather simple:

  1. Go to the Online Loans Pilipinas site, Sign in and create an account if you already don’t have one.
  2. After creating the account, upload a valid identification and phone number.
  3. Navigate the Online Calculator and choose the loan amount and period.
  4. Fill out the details correctly and answer the verification call.
  5. Expect the approval within 1-2 business days.
  6. Carefully scrutinize the loan agreement and sign the same.

Online Loans Pilipinas

FAQ

What is Online Loans Pilipinas?

Online Loans Pilipinas is an international Fintech Microloan Company known for catering the digital financial solution for every Filipino. Their main aim is to boost the financial well-being of online micro-companies and consumer financing. They render fast and easy loan services without any visits or collateral whatsoever. They are known for their fast services and transparent, hassle-free procedures. 

Who owns Online Loans Pilipinas?

The loan company is SEC-registered and goes by Online Loans Pilipinas Financing Inc. Their SEC registration number is CS201726430. They are a legit company known for their swift and easy online loan services.

How do you qualify for Online Loans Pilipinas?

  • Age must be between 22-70 

  • Employed with steady income

  • Own a valid bank account

  • Must have a valid identification card.

How much can you borrow from Online Loans Pilipinas?

The first time applicant can get a loan ranging from ₱1000-7000, and a borrower with a good credit history and stand with the company can borrow up to ₱30000.

Is Online Loans Pilipinas a legit company?

The company was officially registered in SEC in 2017 and had its office in San Antonio, Philippines, Pasig City.

Company documents

Terms and conditions
Privacy policy

We provide fast and easy service financial solutions to every Filipino’s financial needs without office visits, collateral and complex approval process or waiting in a queue.

© Online Loans Pilipinas

Online Loans Pilipinas available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
Online Loans Pilipinas available areas

Financial products

Online Loans Pilipinas
Online Loans Pilipinas
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱20.000
Rate
i

Effective interest rate on the product

0,01% - 1% per day
Term
i

Loan term for the financial product

7 - 30 days

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Recommended FinScore™
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Calculate loan payments in Online Loans Pilipinas

Online Loans Pilipinas calculator will allow you to calculate an approximate payment schedule for the loan

Online Loans Pilipinas calculator
Interest rates are given in accordance with the rates of the Online Loans Pilipinas in Manila as of 05.02.2023
Loan amount
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Enter the desired loan amount

PHP
PHP
5000 ₱
20000 ₱
Loan term
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Specify the loan term for the calculation

days
months
7
30
City

What to pay attention to when applying for a loan at Online Loans Pilipinas?

Recommendations

What distinguishes Online Loans Pilipinas from a bank:

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