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Robinsons Bank home loan for november 2023

Robinsons Bank home loan
Get a home loan at Robinsons Bank. On 30.11.2023 there are 1 options available to you. Increase your chances of getting a loan — fill out an application with a free credit rating check.
Offers: 1
Robinsons Bank
Housing Loan
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™

Effective interest rate on the product

up to 7.50%

Loan term for the financial product

up to 20 years
Home loan application
Home loan amount

Specify the desired loan amount

50000 ₱
30000000 ₱
Home loan term

Specify the loan term for the calculation

30 years
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Loan amount
0 ₱
Loan term
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Loan comission
175 069
very fast
Please address my concerns regarding my loan application and its processing...
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Great Online Loan. Low interest. No hidden charge. Full amount receive. Mababait at magagalang mga staff.
Robinsons Bank home loan for november 2023

Home loans can be used to buy or build homes, as the name suggests. For accredited developers, Robinsons Bank offers home loans with maximum loan amounts of up to 90% of the total contract price. For non-accredited developers, up to 80% of the appraised value. You can utilize this loan for a variety of other things like:

  • Home purchase. This is known as the act of purchasing a house outright utilizing a down payment plus the lump sum from the mortgage.

  • Home construction. A home loan may be utilized to finance the project if the borrower already owns the land and wants to build a structure. In situations like this, the lot may be used as loan collateral.

  • Home renovation. A home loan can also be utilized to finance a project if the borrower already owns a property with a building on it but wants to make repairs and renovations.

  • Home refinancing. When a borrower already has a housing loan but wants to refinance it to achieve cheaper interest rates, an agreement is made between the creditor and the borrower. The creditor can pay off the current loan and take it over on new terms.

  • Home equity financing. An example of a secure loan is a home equity loan, in which the creditor lends the borrower a sizable sum of money to be repaid over some time that both parties agree to. As part of this arrangement, the borrower uses assets as collateral.

How to apply?

To apply for a Robinsons Bank home loan, do the following:

  1. Visit Robinsons Bank website.

  2. Click on Personal, and then Consumer loans.

  3. Scroll down and select the type of loan of your choice: Housing loan in this case.

  4. Once you choose the loan of your choice, this will bring you to a new page.

  5. Click on the Loan calculator to check out what your loan may look like. Check the requirements and eligibility. Proceed if you like the terms, have the needed documents, and are eligible.

  6. Click the Apply now button.

  7. The first page displays the loan details, fill up and then click on Next

  8. Fill up your personal information and click on Next.

  9. Submit all the needed requirements.

  10. Wait for processing and approval.


To qualify for the Robinsons Bank home loans, you must meet the following requirements:


To be qualified for a home loan from the Robinsons Bank, applicants must fulfill the following eligibility status. They must be:

  • A minimum of 21 years old and maximum age of 65 at the time the loan matures

  • A foreigner with an appropriate Alien Certificate of Registration

Documentary requirements

General requirements

  • Duly filled out and signed the application form.

  • At least one government-issued ID.

  • Marriage contract (if applicable).

For locally employed

  • A copy of your employment certificate with your current position, income, and length of employment.

  • Latest payslips.

For overseas Filipino workers

  • The latest employment contract of employment.

  • Latest working visa.

  • Latest Payslips or remittance slips.

  • Special power of attorney (bank format).

  • If issued abroad, a consularized copy may be necessary.

For self-employed individuals or professionals

  • ITR for the last three years.

  • Audited financial statements for the past three years.

  • Business registration documents (DTI, Mayor’s permit, etc.).

  • PRC ID (for professionals).

Collateral Requirements

For accredited developers

  • Latest statement of account.

  • Reservation agreement or contract to sell.

For non-accredited developers

  • Photocopy of the title.

  • Tax declaration on land and improvement.

  • Appraisal fee.

  • Additional for construction loans.

  • Building plans, specifications, and floor plans.

  • Bill of materials.

  • Additional for refinancing.

  • Latest statement of account for mortgagee bank/institution.

  • The newest history of payments.

Pros and cons

Before requesting a personal loan from Robinsons Bank, consider some pros and cons of Robinsons Bank home loans:


  • The bank offers one of the lowest rates for home loans in the Philippines.

  • You can get the loan quickly if you complete all the paperwork and meet the bank's eligibility requirements.


  • The bank will have legal rights to foreclose your property if the allowable payment period lapses and the loan defaults.

  • The bank gains access to your account when an auto-debit arrangement is used to pay the loan.

How to repay?

You have a few options for repaying your mortgage:

  • Over-the-counter payments. This entails visiting the bank before your deadline and paying cash.

  • Check deposits. You may use a check to pay. If you're spending on the due date, just make sure this is sorted out at the same bank. If not, you must issue the information three days in advance to account for the time it will take to clear.

  • Direct debit. If you have a savings or checking account, you can sign a document authorizing the bank to debit funds from your account automatically when the due date arrives.


Apart from the online application, is there another way I can apply for the Robinsons Bank home loan?

Yes, another option is available for applying for the Robinsons home loan. Apart from the online application, you can also apply for a home loan by visiting any of the Robinsons Bank stores or nearest facilities.

Can I use the RBank digital app to make payments for my home loans?

Unfortunately, you cannot make payment for your home loan using the RBank digital app. You can repay your Robinsons Bank home loans by visiting the closest Robinsons Bank store or through a direct debit.