BPI housing loan calculator

BPI housing loan calculator online in the Philippines in 2025. How to figure out the loan yourself? A handy tool that will show whether you can pay off a loan, help you choose lending with affordable payments.

Calculation according to the property value
Calculation according to the loan amount
Calculate the home loan at BPI
Interest rates are given in accordance with the rates of the BPI in Manila as of 17.02.2025
Home loan amount
i

Specify the desired loan amount

PHP
PHP
400000 ₱
20000000 ₱
BPI housing loan calculator BPI housing loan calculator BPI housing loan calculator BPI housing loan calculator BPI housing loan calculator
Home loan amount
i

Home loan amount

PHP
PHP
400000 ₱
20000000 ₱
Down payment
i

Specify the percentage of the down payment

%
20
90
Your loan amount
Loan term
i

Specify the loan term for the calculation

years
months
1
25
Interest rate per annum
i

Choose the interest rate on the loan

6.25 %
12.00 %
Type of payments
i

Specify the type of payment for calculating

Fill out an application for a home loan
Fill out an application for a home loan

Take advantage of our home loan selection system with a free credit rating check!

Buying a property is a big decision, which is why it is important to carefully plan everything before applying for a loan. This includes the location, structure, and the medium of financing this purchase. The financing part is the most difficult for most people. This is why a loan may be needed in order to pay for the property. Knowledge of the financial implications of taking a loan beforehand is crucial. This is where the BPI housing loan calculator comes in.

What is the BPI housing loan calculator?

The BPI housing loan calculator is a tool provided on the BPI website to help intending borrowers calculate the monthly installments for housing loans taken from BPI. The applicant only needs to enter the property type, the property selling price, the down payment for the loan and the loan term. The loan calculator will use the data provided to calculate monthly installments immediately. 

Intending borrowers should note that the BPI housing loan calculator only makes estimates. The actual amortizations can be determined by consulting a BPI loan officer.

Also, the interest rates are subject to change without prior notice.

How does the BPI housing loan calculator work?

The BPI housing loan calculator is easy to use. It only needs a few inputs to do the calculation required. Here are the steps required to calculate the monthly payments for a desired loan using the loan calculator.

  1. Go to the BPI website. 

  2. Click on Loan calculator under Quick links.

  3. Click the Property type to reveal the drop-down menu, and click the type of property you're hoping to purchase

  4. Click on the Selling price space to type the cost of the property without commas.

  5. Go to Down payment and enter the percentage of the property amount you are able to pay. This will be subtracted from the property's value to determine the loan amount required.

  6. Click on Payment terms to choose the number of years you'll need to pay back the loan.

  7. Click Compute.

  8. The tool will display the selling price of the property, the down payment in pesos, the loan amount required, and monthly amortizations for the loan term.

BPI housing loan calculator inputs

The BPI housing loan calculator inputs are the data the applicant has to provide the tool for automatically calculating the loan-related variables. These include the property type, selling price, down payment and payment terms.

BPI housing loan calculator outputs

These values are displayed when the inputs are complete, and the applicant clicks compute. The loan calculator displays four outputs. They are:

Functions of BPI housing loan calculator 

The output of the BPI housing loan calculator is a function of several factors. These factors include: