Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

MoneyCat's pay off

Advertiser Disclosure

How to pay back a MoneyCat?

Supported types of payment

  • MoneyCat Partner: DragonPay (with a lifetime ID)

  • Online Banking/ E-wallet, Over-the-Counter/ ATM Banking, GCash

Steps to repay

The company can close records whenever they want without accruing any penalties or service fees. A MoneyCat loan can be repaid at 7/11, LBC, Bayad Center, and SM Payment Center. To avoid mistakes, you should close the account a day or two ahead of time to allow the system to update. You can also repay online in their app.

Step-by-step guide:

The DragonPay Lifetime ID is generated by MoneyCat and delivered to you together with the repayment method. You can pay by credit card, GCash, or any other supported wallet.

  1. Open the “Account page,” enter your registered phone number and click on Receive password via SMS
  2. Enter the received code, and click on Log in
  3. Choose any of the given payment methods you prefer and press the Pay loan button.
  4. Now select any of the following amounts you want to repay: Today's repayment amount (for full repayment), Renewal amount (for extension), or Any amount (in the case of a partial repayment);
  5. After selecting, choose your preferred payment method and proceed with the payment.

DragonPay may send an email with the reference number to some payment methods. The reference number is different from the Lifetime ID, and during repayment, you can use either of the required details.

Conditions of loan extension

MoneyCat will allow you to extend the length of your loan. You have to make payments of 7% of the current loan balance plus costs.

Moneycat repay

FAQ

What happens if you don't pay back MoneyCat ?

Any delayed payments or default in payments can attract higher interest rates.

Can you pay MoneyCat early?

Yes, you can make early payments without incurring any additional charges.

Can MoneyCat sue you?

When a user fails to return the debt, the company can pursue an alternative course of action.

Financial products
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
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Mazilla
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱500 - ₱25000
Rate
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Effective interest rate on the product

30% - 365% APR
Term
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Loan term for the financial product

91 - 720 days
DIGIDO
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
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300
650
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10500.00 – 25000.00 ₱
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Effective interest rate on the product

from 11.90 %
Term
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Loan term for the financial product

3 days – 6 days
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5
Recommended FinScore™
0
300
650
1000
to 50000.00 ₱
Term
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Loan term for the financial product

to 1 years
Kviku
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
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Effective interest rate on the product

to 0.16 %
Term
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Loan term for the financial product

2 months – 6 months
TALA
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.95
Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 ₱
Rate
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Effective interest rate on the product

to 0.50 %
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Loan term for the financial product

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MoneyCat loans calculator

Calculate loan payments in MoneyCat. Loans calculator will allow you to calculate an approximate payment schedule for the loan

MoneyCat calculator
Interest rates are given in accordance with the rates of the MoneyCat in Manila as of 29.05.2024
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PHP
PHP
500 ₱
20000 ₱
Loan term
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months
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