Banks
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Metrobank account

Advertiser Disclosure

How to register an account?

Metrobank online is the bank's new Internet banking service, with an improved user experience and interface that allows clients to conduct numerous banking activities effortlessly 24x7. The new Metrobank online platform is intended to make it easier to manage your money. You can use this service to shop online, pay bills, save for a rainy day, or invest for a future need, and you can do it from anywhere and any time. ​

People can use one-time passwords to log in to Metrobank online and approve transactions using their passcode. They can also create one-time and recurring transaction schedules. Apart from that, they can open a time deposit account and select the amount and term they want.

To register for Metrobank online, follow the below steps:

  1. Key in https://onlinebanking.metrobank.com.ph in your web browser and click on Sign up.

  2. Fill in the blanks with the necessary information. Remember to use a unique username and a secure password.

  3. Enroll a deposit account or a credit card account.

  4. After you have reviewed and confirmed the information you have provided, click on Next.

  5. Verify your email address by entering the 6-digit one-time password (OTP) delivered to your inbox.

  6. Generate your Metrobank passcode. This passcode authorizes your Metrobank online transactions. Save this passcode somewhere and do not give it to anyone.

  7. Enter the 6-digit OTP issued to your registered mobile number to validate your mobile phone number. ​

  8. You will receive a congratulatory message.

How to restore access to Metrobank online?

Follow the steps below to restore access to your Metrobank online account if you forgot your username or password.

For forgotten username

  1. Click Recover access from the login screen and select the Username tab.

  2. Enter the email address or mobile number you registered with during signup.

  3. Enter your 6-digit passcode and click on the Submit button.

  4. Your username will be sent to your email or texted to your registered phone number.

For forgotten password

  1. Click Recover access from the login screen and then select the Password tab.

  2. Enter the email address or mobile number you registered with during signup.

  3. Enter your 6-digit passcode and click on the Submit button.

  4. You must input a verification code issued to your registered cell phone number or email address.

  5. Enter a new password and click on the Next button.

  6. Your password was changed successfully.

How to delete an account?

Follow these steps to delete your Metrobank accounts and credit card:

  1. Go to https://onlinebanking.metrobank.com.ph/ and sign in.

  2. On the menu, select Deposits or Credit cards.

  3. Choose the account to be deleted.

  4. On the upper right of the screen, click on Remove account.

  5. Click on Yes to confirm the action.

Metrobank account

FAQ

Who can enroll in Metrobank online?

Individual Metrobank clients can access Metrobank online via:

  • A deposit account in pesos or foreign currencies. Only account balances and transaction history can be viewed for shared AND accounts.

  • A credit card account from Metrobank.

The following will be required throughout the enrollment process:

  • An active mobile phone number (prepaid or postpaid) which is in the bank's records to which the SMS verification code will be sent.

  • A valid email address to which a verification code will be sent.

What is a Metrobank Passcode?

A Metrobank Passcode is a new Metrobank online security feature. When you initially log in, you must enter a 6-digit code. This passcode must be memorized because it will be required to authenticate transactions in Metrobank online. If you have forgotten your Metrobank passcode, call the Metrobank contact center at (02) 88-700-700.

I already have a Metrobank mobile app account. Do I need to sign up again to use Metrobank online?

No, there is no need to register. Log in to Metrobank online with your current username and password. When you first log in, you must complete an account verification process. All enrolled accounts (both own and third-party), load prepaid, billers, and scheduled transactions are automatically added to your Metrobank online account. To avoid duplicate debit, scheduled transactions will be completed via Metrobank online. Check your inbox for emails from the bank with instructions on how to update. Always send emails to [email protected]

Will I be able to receive the verification code if I enroll in Metrobank online while outside of the country?

Yes, as long as your registered Philippine-issued cell phone number is activated for international roaming. This is required for you to get the verification code, one-time password, and other SMS notifications related to secure banking transactions.

What should I do if I can't remember my Metrobank online username or password?

Go to the Username tab after clicking Recover access on the login page. Enter your email address or mobile number that you registered with during signup, enter your passcode and submit the request. Your username will be sent to you via email or texted to you. 

For password, click on Recover access on the Metrobank online log-in screen. Navigate to the passwords tab. Enter the email address or phone number you registered with during signup. Enter your passcode before submitting your request. Your password will be sent to your email or mobile phone.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Metrobank
US Pensioner Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500 or $100
Rate
i

Effective interest rate on the product

0.0625% PHP or 0% USD per year
Metrobank
SSS Pensioner Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100
Rate
i

Effective interest rate on the product

0.0625% per year
Metrobank
OFW Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.0625%
Metrobank
Fun Savers Club
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100 or $100
Rate
i

Effective interest rate on the product

0.0625% PHP or 0% USD per year
Metrobank
Foreign Currency Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from €500, ¥50,000, C$3,500
Rate
i

Effective interest rate on the product

0% - 0.250% per year
Metrobank
MetroDollar Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $500
Metrobank
Passbook Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱10,000
Rate
i

Effective interest rate on the product

0.0625% per year
Metrobank
Regular Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱2,000
Rate
i

Effective interest rate on the product

0.0625% per year
Metrobank
Spark Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.0625% per year
Metrobank
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱1,000,000
Rate
i

Effective interest rate on the product

30.124% - 51.178% per year
Term
i

Loan term for the financial product

up to 36 months
Metrobank
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱1,000,000
Rate
i

Effective interest rate on the product

30.124% - 51.178% per year
Term
i

Loan term for the financial product

up to 36 months
Metrobank
Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Metrobank
Refinancing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 15 years
Metrobank
Reimbursement
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱500,000
Term
i

Loan term for the financial product

up to 25 years
Metrobank
Residential Asset Acquisition
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to 80% of appraised value
Rate
i

Effective interest rate on the product

7.00% - 8.00% per year
Term
i

Loan term for the financial product

up to 25 years
Metrobank
House Construction
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱500,000
Rate
i

Effective interest rate on the product

7.00% - 8.00% per year
Term
i

Loan term for the financial product

up to 25 years
Metrobank
Lot purchase
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 10 years
Similar products
Equicom Savings Bank
Business Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Gold Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Classic Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000
Rural Bank of Angeles
Time deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Term
i

Loan term for the financial product

up to 360 days
Rural Bank of Angeles
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

0.25% per annum
1st Valley Bank
Basic deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100
Rate
i

Effective interest rate on the product

0.5% per annum
1st Valley Bank
Kids and teens savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.5% per annum
1st Valley Bank
Regular savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

0.5% per annum
Mazilla
Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱500 - ₱25000
Rate
i

Effective interest rate on the product

30% - 365% APR
Term
i

Loan term for the financial product

91 - 720 days
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

1.8
Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
10500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

from 11.90 %
Term
i

Loan term for the financial product

3 days – 6 days
Finbro
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
1000
to 50000.00 ₱
Term
i

Loan term for the financial product

to 1 years
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

to 0.16 %
Term
i

Loan term for the financial product

2 months – 6 months
TALA
Tala Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.95
Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 ₱
Rate
i

Effective interest rate on the product

to 0.50 %
Term
i

Loan term for the financial product

21 days – 1 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSBC
Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSSLAI
Vehicle loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
Modified motorcycle loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
Modified car loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
MSCB
Consumer loan housing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 20 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

up to 25 years
Bank of Makati
Housing and construction loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
PSBC
Housing Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱1,000,000
Term
i

Loan term for the financial product

up to 15 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Metrobank’s reviews by january 2025
Leave feedback
Similar companies
OFBank
Liwasang Bonifacio 1000 Manila
(+632) 8-405-7000
Rural Bank of Angeles
Corner Miranda Street Sto. Entierro Street Barangay Sto. Rosario Angeles City, Pampanga
+639189679452
1st Valley Bank
1VB Business Center, Vamenta Blvd. Cor. Lirio St. Carmen, Cagayan De Oro City, Misamis Oriental, Philippines 9000
0917 820 8542
MSCB
IDC Centre, Kalayaan Avenue, Cor. Zapote St.,Brgy. Sta. Cruz Makati City
897-9046 local 202 to 203
WealthBank
Taft Financial Center, Cardinal Rosales Ave, Cebu City, 6000 Cebu
091732-WBANK (92265)